Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
4297 42772	0x1cd14801537a3d1550b7e30a9ed59bf68d8cbc84	500
6995 40074	0xcf6046fceee250ce41dbe61618af26d7a39b6169	500
4971 42098	0x9f0b937a39b73bec57be5c41d816bb2a3ce7dac2	500
4336 42733	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
4944 42125	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
6753 40316	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
7342 39727	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
6145 40924	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
5287 41782	0xbef21435972183f93b194b2deb6740eb66359889	500
6228 40841	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
6266 40803	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
4605 42464	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
5659 41410	0x5ae344a53e47103c21127ae4386b94f5172b23aa	500
5991 41078	0xaf77a03c15da528befb8330488b0022b013ca85c	500
6978 40091	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
4831 42238	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
5812 41257	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
5899 41170	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
7330 39739	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
4359 42710	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
4520 42549	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4542 42527	0x7a082f34519306057d644f87c7c95474717b643d	500
4476 42593	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
6491 40578	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
7212 39857	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
6019 41050	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
7481 39588	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
6350 40719	0x0bdf02e3421b6434b97e12fc09cbdc8315efb070	500
6222 40847	0xd2e52b4b83ae7cc6ed40dc8c21553675aec66edb	500
5214 41855	0x5f5d1f7e529e56b2fd530ded0812f766229eec4a	500
5099 41970	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
7474 39595	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
5983 41086	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
4897 42172	0x76d8e806535e7048b95907716d692c5d7ed32ada	500
5539 41530	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
5100 41969	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
7095 39974	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
6619 40450	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
5721 41348	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
4636 42433	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
How do I move up the leaderboard?
6740 40329	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7497 39572	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4438 42631	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
5511 41558	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
6664 40405	0xba41f166c6aa8ed87c026c735f6464360884594b	500
5001 42068	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
7022 40047	0x651ba77caffa01472540471982c00f2b070d9197	500
5627 41442	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
4276 42793	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
5134 41935	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
7230 39839	0x5995423cefb0a97a656316daf7dee697d19b9098	500
7391 39678	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
6720 40349	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
7269 39800	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
5553 41516	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
5383 41686	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
6200 40869	0x256e6582a76727a001b25be9b3598c3e8daac664	500
5620 41449	0xd672e7319b3c13446722d6692ac0dcb060221582	500
6960 40109	0x9371a03a0f8343c34218f4130640081da75c4689	500
6262 40807	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
6237 40832	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
4199 42870	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6039 41030	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
6271 40798	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
4498 42571	0x598c5e19a132a5c433a80c908f05d87bfdaac4ae	500
7173 39896	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
5057 42012	0x6a52088fc0d67f3782e75219cebf9e8d377dfa7a	500
6844 40225	0x8e30f8ae58d215da6f7125d46da4cc17c52db4cd	500
5544 41525	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
4574 42495	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
4787 42282	0x09a73ca620c4d2e92009a68cb681741745191774	500
7224 39845	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
4597 42472	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
7494 39575	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
4222 42847	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
4517 42552	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4273 42796	0x1854ecc72738c1cc221bfbb8051bf36e7efeae7f	500
5270 41799	0x685e2a2c770a3c479f0666dd06b3526cfb968440	500
4519 42550	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
6203 40866	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
How do I move up the leaderboard?
5211 41858	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
5180 41889	0xc94f282af425199b29a406c30f9c0093241b6085	500
6380 40689	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
7447 39622	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
4186 42883	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
5393 41676	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
5520 41549	0xb21b8812bb6081475d332dbfdbc9412437f709b2	500
6741 40328	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
6917 40152	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
7265 39804	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
4760 42309	0x9389e143dff86096766cd9ff82198857745a8d7b	500
5158 41911	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
5005 42064	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4408 42661	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
6964 40105	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4201 42868	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
6329 40740	0x00af4b2bbb4efc3c657d8641b64898e83831922d	500
4232 42837	0x373a74199d193c0bc5d8d3edfd2bb60c9393f150	500
6900 40169	0x8ea93d5d15c1bd460ad404e9332fe07146a5eb88	500
4826 42243	0xa29918bd6f8502e762a624897b7af21f1a9ebf32	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.53% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.78% LTV

Borrow against USDC from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About