Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6689 40345	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
6776 40258	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
4128 42906	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
4533 42501	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
4602 42432	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
6458 40576	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
4243 42791	0xf2259acf73bcefe7607db044771dca0355d80a28	500
7397 39637	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
5656 41378	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
4319 42715	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
4588 42446	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
5788 41246	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5694 41340	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
4220 42814	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5089 41945	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
6935 40099	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
7031 40003	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
4590 42444	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6725 40309	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5334 41700	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4279 42755	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
6805 40229	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5781 41253	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
4500 42534	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
4254 42780	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
6159 40875	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
4835 42199	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
5843 41191	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
5716 41318	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5851 41183	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
5427 41607	0x9800c2b37733d4f60827db465dff635348450ebc	500
5041 41993	0x30faf0d46b99ece90d616912176a4e9097240eac	500
5036 41998	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
4889 42145	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
6126 40908	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
6565 40469	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
7224 39810	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
5867 41167	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
5381 41653	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
6588 40446	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
How do I move up the leaderboard?
7233 39801	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
5192 41842	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
5995 41039	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
6188 40846	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
5359 41675	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
6254 40780	0x679d13191ed8a43bb2103cbae47a591f80094830	500
4457 42577	0x5f981045dea5677e099fc291e2287f97b7d59659	500
6013 41021	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
7207 39827	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
4498 42536	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
7298 39736	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
6363 40671	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
5390 41644	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
4324 42710	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4210 42824	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
7066 39968	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
5152 41882	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
6406 40628	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
6573 40461	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
4709 42325	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
6787 40247	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
6995 40039	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
4936 42098	0x1fcd321042d83e78f58de19b142cdde098799244	500
7235 39799	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
4992 42042	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
4759 42275	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
4320 42714	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
7301 39733	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
6150 40884	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
4913 42121	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
4098 42936	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
4322 42712	0x897f76958796a634c52f35de8662f172ce2b4a38	500
6696 40338	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
4502 42532	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
5150 41884	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
5435 41599	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
4943 42091	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6165 40869	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
5968 41066	0xd6fa0351348e16c101a2462c90019949cc936b66	500
7451 39583	0xdb1da78dc92a6ec8868c214338c251439035d564	500
How do I move up the leaderboard?
6105 40929	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
4282 42752	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
4636 42398	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
4919 42115	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6310 40724	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
5093 41941	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
5586 41448	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
7161 39873	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
5572 41462	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
6973 40061	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5616 41418	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
5449 41585	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6128 40906	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6749 40285	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
6563 40471	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
5318 41716	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
6789 40245	0x0609a51be9b94ec56840d73312a458159cbce421	500
4360 42674	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
6895 40139	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6505 40529	0x2e970945c64f7a41fca935c68b0024986e096021	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.11% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About