Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
6461 40606	0xe0fcd728feca04f2ac5a9b43da124f5418f917da	500
7288 39779	0x0099fa965c7620921332455e3a1f9ae24867ddab	500
5135 41932	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
4373 42694	0x769538c3ba280cb7b5018239937cc8f92458e689	500
5233 41834	0xedcf354909dc19734bdc5b35f800238f592d5a92	500
6678 40389	0x940a93344fb7d658fedd9db54daaffd6cb52f481	500
6178 40889	0x7550d1a3472d93ffe18374590210efa38386aeec	500
5020 42047	0x8dd6538ec8a33cd75006d3fef6efbdcd239b5651	500
6191 40876	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
4331 42736	0xa9167f09b444638268bde50de3d142a24342e74c	500
4986 42081	0x47ecd7054cda10e941524514f25082e1fd210f56	500
4216 42851	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
5856 41211	0x77bd91d91530e766b009a240670965680998ffff	500
5143 41924	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
5423 41644	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
7420 39647	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
4900 42167	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
5392 41675	0x174c19f1d1589198ad028c81075ca0551f843e36	500
6288 40779	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
4442 42625	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
6293 40774	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4456 42611	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
5521 41546	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4770 42297	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
6292 40775	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
6560 40507	0x4c54facfcbdecdaefd722bf6acc7ec8863d1c715	500
5236 41831	0xbe294571f4d9c6f99707e18dfc49b86ce1110e83	500
5486 41581	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
5094 41973	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
5038 42029	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
6954 40113	0xaf1caed60ec8fea41d493efa393c6fd500cf15d7	500
4133 42934	0xe5350d96fc3161bf5c385843ec5ee24e8b465b2f	500
5860 41207	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500
5595 41472	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
6676 40391	0x5a411f084faa3259924a4764ff9b090c5780a159	500
5734 41333	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
5920 41147	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
7135 39932	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
6139 40928	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
4823 42244	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
How do I move up the leaderboard?
5383 41684	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
6720 40347	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
4801 42266	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
4147 42920	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
6889 40178	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
7468 39599	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
4869 42198	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
6379 40688	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
7075 39992	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
4238 42829	0x764c4062b10a7e27408267900072da70feaaa729	500
4937 42130	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
6727 40340	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
5759 41308	0x7bf8e79a936034101adca6b8d3ec49df0d9e261b	500
4144 42923	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
5191 41876	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
4466 42601	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
4512 42555	0x635689a6342eedf4fda188169aa9df47425bbb36	500
4678 42389	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
5927 41140	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
4771 42296	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
7290 39777	0x19360799a15730fac556088793895aa7650ee442	500
4284 42783	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
4717 42350	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
5289 41778	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
5421 41646	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
6691 40376	0x8b07bc7b5276f7e0ee1f7c786ad654af01671a8e	500
5566 41501	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
6075 40992	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
6785 40282	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
5592 41475	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
7052 40015	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
4978 42089	0x42e0c028032ff2bfb0a52201d699a9455e920a0d	500
4977 42090	0x43fc188f003e444e9e538189fc675acdfb8f5d12	500
5651 41416	0x69898295bad5cd0c999275aa57f3c823c046d126	500
6548 40519	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
6120 40947	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
5057 42010	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
6109 40958	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
4181 42886	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
6286 40781	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
How do I move up the leaderboard?
4630 42437	0x9c582560742a99ac2a81e085cce006101d1575fe	500
4683 42384	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
6232 40835	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
6967 40100	0x879804243d7d62dfa20191b75e0bd3af64356951	500
4219 42848	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
4514 42553	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
6240 40827	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
7327 39740	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5961 41106	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
7379 39688	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
7098 39969	0xf2327b04521589f505c7074c163805843a4bd6cd	500
6814 40253	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6243 40824	0x5416d969c863464132abf9817fd4be6452b7de7f	500
4367 42700	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5540 41527	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
4571 42496	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
6795 40272	0xf2ef5636b38ecf46324ac97957a514beda674d7d	500
4570 42497	0x53dda0a69992b87e51f0f14b1337281f09a2c8da	500
5739 41328	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
7387 39680	0xdb5ac83c137321da29a59a7592232bc4ed461730	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.58% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About