Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5477 41557	0x5c5ec4855f3b28306aba87b7d3898b25df1ce285	500
4727 42307	0xde42ef3fc14bddd07744dca4df90270d5c8d615a	500
6973 40061	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5572 41462	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
5677 41357	0xe11880146d963b2ee76d4ed756279e59e91856c2	500
6996 40038	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500
5895 41139	0xa03a88989086e84e91e7ff79b69a4ed9e18e1539	500
6098 40936	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
7304 39730	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
5391 41643	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
5609 41425	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
7118 39916	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
7441 39593	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
5161 41873	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
5874 41160	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
5825 41209	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
5446 41588	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
4919 42115	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6310 40724	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
5093 41941	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
5749 41285	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
5376 41658	0x2ab3fe13eea37c502fa34e6d74b8d3b3dc62954f	500
6699 40335	0xc78163f8c600ea7568c146ec29d5232a341584f3	500
7133 39901	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
4836 42198	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
6546 40488	0x56d05db81374b1bb4da194cff7877609157d4be1	500
6262 40772	0x6ad36df674e7188ae9edbc032617ad65f9b13ece	500
7051 39983	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500
5839 41195	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
5986 41048	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
5817 41217	0xc999fa649c40c95899c752e635df8bda01581349	500
7055 39979	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
7267 39767	0x724fe5339d310487251afae6269726c6533d9a77	500
4623 42411	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
4684 42350	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
5596 41438	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
6559 40475	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5949 41085	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4194 42840	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
5064 41970	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
How do I move up the leaderboard?
6803 40231	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
6771 40263	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
4296 42738	0x70265950add51748aa041de8accce6747507adce	500
6045 40989	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
6609 40425	0x950bf45abea90bcacc85ad1890c10df739866e30	500
6133 40901	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
5758 41276	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
6807 40227	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
6783 40251	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
6545 40489	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
6149 40885	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
5743 41291	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
5586 41448	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
5148 41886	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
6988 40046	0xe10a232f587b44e81425a83cbef2997e7457501f	500
6689 40345	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
7161 39873	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
7474 39560	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
6064 40970	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
4112 42922	0x854ead71f5a91db24d80c174297e48eac64213fa	500
5480 41554	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5130 41904	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
5171 41863	0x65f26954f3014f4356876cb1806a56258f6965e8	500
6432 40602	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
4644 42390	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5863 41171	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4694 42340	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
5978 41056	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5502 41532	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
7027 40007	0x370df8e1f117793d8142f9a801897614952261a5	500
6472 40562	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7426 39608	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
4959 42075	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
6657 40377	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
6812 40222	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
7266 39768	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
6838 40196	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
6960 40074	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
6452 40582	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
5963 41071	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
How do I move up the leaderboard?
4214 42820	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
4923 42111	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
5076 41958	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
5217 41817	0x0412ed8438b5fae246606909ef8ba365f9103783	500
4765 42269	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
7018 40016	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
5859 41175	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
4445 42589	0x953c871b6d8608eb3eaff869970d9fee596fa51b	500
4301 42733	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
6230 40804	0x807c19cd4ed825155c5e7036aaddfa38be083272	500
5767 41267	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
5438 41596	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
4182 42852	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
5128 41906	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
5654 41380	0xccdecf16bd1b552e029f57c203d3880b2c1ad630	500
6953 40081	0xd14ab59a934a22b072f331453c205f85c168aae4	500
4245 42789	0x1b3cc974dfb9f962f9448096df229e52184e4994	500
4280 42754	0x94c0784467b77cc8e90ab1ca53d5aec8dd98c63d	500
4160 42874	0x8d8b9c79196f32161bcb2a9728d274b3b45eb9af	500
6806 40228	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About