Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6675 40359	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
6002 41032	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6432 40602	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
5171 41863	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5604 41430	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
5639 41395	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
4228 42806	0x94225985d15b663486f6acaac64207f3a8440b0d	500
5480 41554	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5130 41904	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
7413 39621	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
5762 41272	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4145 42889	0x247b7e245002e6b525782366dec32446f645320d	500
7330 39704	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
7378 39656	0x0497127e2cfd4679ebd076d267f131c2e26a0100	500
5883 41151	0xcf73385641308e11d7e469afef947073140bd07b	500
5589 41445	0xb47f2e40da0e388e1a8776334ec72924541cb268	500
4288 42746	0x071ea5d16df2694c1584998560b67a8e5f8d3da7	500
7016 40018	0x3e709d9e4e61f721317a424f03db2c878362bcaa	500
5919 41115	0x26b63ddd4ab9eca4d656f1172905784a79d7a7be	500
6481 40553	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
6115 40919	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
5889 41145	0x416dcdbb5a5e654848e33e4627d164afd5554e1f	500
6561 40473	0x1cc101526fe360e5ed249543c0cb29caee256e31	500
5244 41790	0x9d49a255c80b23dae332f3481a2c1f1e6a11773d	500
6053 40981	0xf829f579c5a0cf3606602417b85aaea9dd349013	500
4611 42423	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
5507 41527	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
4922 42112	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
5138 41896	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
6919 40115	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5870 41164	0x895a14d353999b20b124e6fbb9f1def12ec6a6fa	500
7348 39686	0x592f954d31eab77a91e2f8118d44777b772d32ff	500
6650 40384	0xe2048bde882f936224591cf4337cb533c5edb570	500
7460 39574	0x07188478c7b3e7ce94a45eb6dcfdc366d0700aa8	500
5451 41583	0x3fa0c445c615628ac16f3cd435924c9ad0c05f6d	500
6111 40923	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
4925 42109	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
4517 42517	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
6402 40632	0x767b1615206bc4507005696220d7efacd29a31d6	500
6108 40926	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
How do I move up the leaderboard?
6161 40873	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
4715 42319	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5613 41421	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
6120 40914	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6138 40896	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
4160 42874	0x8d8b9c79196f32161bcb2a9728d274b3b45eb9af	500
6863 40171	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
4091 42943	0xe0b2026e3db1606ef0beb764ccdf7b3cee30db4a	500
4702 42332	0xbec6e4ac010114e515483060fda81cf9088040ff	500
6806 40228	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500
4867 42167	0x0cdc67a39d4f0951f414cb508801e54e019d5171	500
7440 39594	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
6889 40145	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
7207 39827	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
4498 42536	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
7298 39736	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
5390 41644	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
4210 42824	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
6573 40461	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
4709 42325	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
6787 40247	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
4759 42275	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
4320 42714	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
4913 42121	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
4098 42936	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
4322 42712	0x897f76958796a634c52f35de8662f172ce2b4a38	500
6696 40338	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
5435 41599	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
4943 42091	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6165 40869	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
4636 42398	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
5843 41191	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
4282 42752	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
6105 40929	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
7451 39583	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5968 41066	0xd6fa0351348e16c101a2462c90019949cc936b66	500
5150 41884	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
4502 42532	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6150 40884	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
7301 39733	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
How do I move up the leaderboard?
4992 42042	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
7235 39799	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
4936 42098	0x1fcd321042d83e78f58de19b142cdde098799244	500
6995 40039	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6406 40628	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5152 41882	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
7066 39968	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
4324 42710	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4457 42577	0x5f981045dea5677e099fc291e2287f97b7d59659	500
5359 41675	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
5995 41039	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
5192 41842	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
7233 39801	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6588 40446	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
5867 41167	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
7224 39810	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
6565 40469	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
5716 41318	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
4835 42199	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
6159 40875	0x27c01ef62d559547ae7dbe4420f12190685ae959	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About