Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
6805 40229	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5781 41253	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
4500 42534	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
4254 42780	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
5851 41183	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
5427 41607	0x9800c2b37733d4f60827db465dff635348450ebc	500
5041 41993	0x30faf0d46b99ece90d616912176a4e9097240eac	500
5036 41998	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
4889 42145	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
6149 40885	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
6545 40489	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
6783 40251	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
6807 40227	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
5758 41276	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
6133 40901	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
6609 40425	0x950bf45abea90bcacc85ad1890c10df739866e30	500
6045 40989	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
6771 40263	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
4623 42411	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
7055 39979	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
5986 41048	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
5839 41195	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
7051 39983	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500
6262 40772	0x6ad36df674e7188ae9edbc032617ad65f9b13ece	500
6546 40488	0x56d05db81374b1bb4da194cff7877609157d4be1	500
6699 40335	0xc78163f8c600ea7568c146ec29d5232a341584f3	500
5376 41658	0x2ab3fe13eea37c502fa34e6d74b8d3b3dc62954f	500
5749 41285	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
5446 41588	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
5825 41209	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
5874 41160	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
5161 41873	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
7441 39593	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
7118 39916	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
5609 41425	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
5391 41643	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
7304 39730	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
6098 40936	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
6849 40185	0x437ae28150189890d987deee46cc29bf4098622f	500
5613 41421	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
How do I move up the leaderboard?
6120 40914	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6161 40873	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
4715 42319	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
6108 40926	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
6138 40896	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
5166 41868	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
5133 41901	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
4843 42191	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
4720 42314	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
4509 42525	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
7219 39815	0xd745b071d9188f57feda378020173faed9dbf327	500
6918 40116	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
4104 42930	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
6178 40856	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
6848 40186	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
6288 40746	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
5553 41481	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
6953 40081	0xd14ab59a934a22b072f331453c205f85c168aae4	500
4182 42852	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
7157 39877	0x66d3ece23023d838c231215acd7328a7d664b82a	500
7214 39820	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
4506 42528	0x57de8382e52279c2428ab556fe9d418c50fe97d7	500
5528 41506	0x3c0ff4a30e43bb0b1966dafe43b097d96c7f7905	500
7205 39829	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
7114 39920	0xc0a1861277acdd1c340fbd192d0a6da8ac47c0c8	500
4696 42338	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
5950 41084	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
6282 40752	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
5338 41696	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
5371 41663	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
4947 42087	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
4263 42771	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
5775 41259	0x1c027c0ab897028467ed6367ca2c99f0ca99121c	500
6933 40101	0x0d5926184e886db1a736d88f0fb257be3f99ebd5	500
5691 41343	0xdbcf1fc7655b24ae681334e8aa192ecc79f5ba00	500
6234 40800	0x107edc84f7c06e926c5127166a4b9b4c1ff0840d	500
6552 40482	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
4532 42502	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
7411 39623	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
4908 42126	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
How do I move up the leaderboard?
4618 42416	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
4778 42256	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
6842 40192	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
5938 41096	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
7343 39691	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
6411 40623	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
4601 42433	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
4996 42038	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
4950 42084	0x0aadd259211f712b57b6648b305f336f637b6713	500
5252 41782	0x75536cf4f01c2bfa528f5c74ddc1232db3af3ee5	500
5040 41994	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
4634 42400	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
5573 41461	0x622a69180982c3469f0a9080724c194268ee9797	500
5157 41877	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
6017 41017	0x88ac25f2b4b8be692918fda5d0333278851787f7	500
6934 40100	0x3b8c618bfdded6544b27ef67cb71043b30655514	500
4270 42764	0x71947cb13c53922f56b7881169f97357ad8a465a	500
5415 41619	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500
4748 42286	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
5967 41067	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About