Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
5610 41458	0xd672e7319b3c13446722d6692ac0dcb060221582	500
6956 40112	0x9371a03a0f8343c34218f4130640081da75c4689	500
6258 40810	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
6163 40905	0x2afeb11505bbe8d9480eadd21a3ffaf9ff638ab0	500
7183 39885	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4736 42332	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
5031 42037	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4991 42077	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
5848 41220	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
4349 42719	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
5523 41545	0x4e1043e3aef3d528657095dc2530244835979d7e	500
6654 40414	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
4523 42545	0x114b50c2897d274afb844a8682af21317f5c83e4	500
6155 40913	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6180 40888	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
5727 41341	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
7503 39565	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
7047 40021	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4845 42223	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
5103 41965	0x563159debca67f15273e85ef556d27db5e5c109d	500
6948 40120	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
7262 39806	0x533caaeaee0396bed2714c547104591ca3e2f345	500
6710 40358	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4185 42883	0xd8cf80c2e19dd84b1cd913da0542b31ca43804d4	500
5097 41971	0x1a677955f6f111061393beffbf350b22863e1fa3	500
6240 40828	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
7327 39741	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5855 41213	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
5584 41484	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
4238 42830	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
5069 41999	0x58295bba59b4bf056cb99a900da9bde190606eea	500
6363 40705	0x749f9ecbe54c74585f3d3d402354b620d2b89264	500
7333 39735	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
5767 41301	0x4d2adf2f8a4ab323b6d4d5cc49f651ecd9aea54a	500
4436 42632	0x785476bce5032ff749295e42622a42721a3cc9bd	500
4650 42418	0x65b13407ff5f9f9f205e9d84da4b872af64ca845	500
5792 41276	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
4777 42291	0xe7da19d08df73c9371080a14b8e6fdca9243e16e	500
4615 42453	0x74b2ed3972897156f7646303e1612570ffe54895	500
7413 39655	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
How do I move up the leaderboard?
5683 41385	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
7087 39981	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
5317 41751	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
5564 41504	0xc1540d74bed404282f062c33afb991f4de37e43c	500
4294 42774	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4633 42435	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5380 41688	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
6717 40351	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
4393 42675	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
4203 42865	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
6889 40179	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
7468 39600	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
4464 42604	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
6377 40691	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
7074 39994	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
4755 42313	0x764c4062b10a7e27408267900072da70feaaa729	500
4538 42530	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
6726 40342	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
5757 41311	0x7bf8e79a936034101adca6b8d3ec49df0d9e261b	500
4258 42810	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
5185 41883	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
4983 42085	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
5029 42039	0x635689a6342eedf4fda188169aa9df47425bbb36	500
4266 42802	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
5924 41144	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
4363 42705	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
7290 39778	0x19360799a15730fac556088793895aa7650ee442	500
4801 42267	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
4308 42760	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
5286 41782	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
5418 41650	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
6688 40380	0x8b07bc7b5276f7e0ee1f7c786ad654af01671a8e	500
5561 41507	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
6074 40994	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
6784 40284	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
5585 41483	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
7051 40017	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
4578 42490	0x42e0c028032ff2bfb0a52201d699a9455e920a0d	500
5175 41893	0x43fc188f003e444e9e538189fc675acdfb8f5d12	500
5646 41422	0x69898295bad5cd0c999275aa57f3c823c046d126	500
How do I move up the leaderboard?
6546 40522	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
6118 40950	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
4656 42412	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
6107 40961	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
4697 42371	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
4886 42182	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
6286 40782	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
6604 40464	0x929ae2674c0f639d94b3507f69c8f8761b36cb71	500
4216 42852	0x9c582560742a99ac2a81e085cce006101d1575fe	500
5693 41375	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
4384 42684	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
4284 42784	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
5777 41291	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7369 39699	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
4271 42797	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
4325 42743	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
4648 42420	0x44cf78e365a3cffed54b7f2d702c2c6239276fa3	500
5729 41339	0x8061199a31983a077e691c08b2263a4cf5c24093	500
5383 41685	0x870dd04649fe8a0880e4b33c3fbb83df52b38e3f	500
4439 42629	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.30% LTV

Borrow against CBETH from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About