Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.89x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5860 41171	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4641 42390	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
4691 42340	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
5975 41056	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5499 41532	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
7024 40007	0x370df8e1f117793d8142f9a801897614952261a5	500
6469 40562	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7437 39594	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
7423 39608	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
6285 40746	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
5214 41817	0x0412ed8438b5fae246606909ef8ba365f9103783	500
4762 42269	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
7015 40016	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
5856 41175	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
7154 39877	0x66d3ece23023d838c231215acd7328a7d664b82a	500
7211 39820	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
5764 41267	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
6105 40926	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
4840 42191	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
4717 42314	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
4101 42930	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
6395 40636	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
5425 41606	0xb0f094c9e85a0ee7b89214a3a67efbc131022cc0	500
6175 40856	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
4179 42852	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
5171 41860	0x224747761838ec064993d5fb588b75e3efbb6fba	500
4109 42922	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6061 40970	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
7471 39560	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
6429 40602	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
5168 41863	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5477 41554	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5127 41904	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
7410 39621	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
5759 41272	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4142 42889	0x247b7e245002e6b525782366dec32446f645320d	500
7327 39704	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
7375 39656	0x0497127e2cfd4679ebd076d267f131c2e26a0100	500
5880 41151	0xcf73385641308e11d7e469afef947073140bd07b	500
5586 41445	0xb47f2e40da0e388e1a8776334ec72924541cb268	500
How do I move up the leaderboard?
4285 42746	0x071ea5d16df2694c1584998560b67a8e5f8d3da7	500
7013 40018	0x3e709d9e4e61f721317a424f03db2c878362bcaa	500
5916 41115	0x26b63ddd4ab9eca4d656f1172905784a79d7a7be	500
5886 41145	0x416dcdbb5a5e654848e33e4627d164afd5554e1f	500
6558 40473	0x1cc101526fe360e5ed249543c0cb29caee256e31	500
5241 41790	0x9d49a255c80b23dae332f3481a2c1f1e6a11773d	500
6050 40981	0xf829f579c5a0cf3606602417b85aaea9dd349013	500
5867 41164	0x895a14d353999b20b124e6fbb9f1def12ec6a6fa	500
7345 39686	0x592f954d31eab77a91e2f8118d44777b772d32ff	500
6647 40384	0xe2048bde882f936224591cf4337cb533c5edb570	500
7457 39574	0x07188478c7b3e7ce94a45eb6dcfdc366d0700aa8	500
5448 41583	0x3fa0c445c615628ac16f3cd435924c9ad0c05f6d	500
6108 40923	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
4922 42109	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
6970 40061	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5569 41462	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
5090 41941	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
7130 39901	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
4833 42198	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
5814 41217	0xc999fa649c40c95899c752e635df8bda01581349	500
7264 39767	0x724fe5339d310487251afae6269726c6533d9a77	500
4681 42350	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
5593 41438	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
6556 40475	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5946 41085	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4191 42840	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
5061 41970	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
6800 40231	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
4293 42738	0x70265950add51748aa041de8accce6747507adce	500
5740 41291	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
5583 41448	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
7158 39873	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
6746 40285	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
6560 40471	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4357 42674	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
6892 40139	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6502 40529	0x2e970945c64f7a41fca935c68b0024986e096021	500
5133 41898	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4315 42716	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
7442 39589	0xa30372e216025c1fc84d05d5b1d465cfed701dd1	500
How do I move up the leaderboard?
6490 40541	0xe883d5f747230bf3900b3175bf8f8f311415b039	500
6452 40579	0x803a2a2f9196583852bb549488576a21448f8a90	500
5600 41431	0x3b4ba6d791170f8cce75cab1b0085fb549416cc2	500
4488 42543	0xa20442124a3ebb4cc81468fa7ed9e4c4643fd4e6	500
4416 42615	0x5e242c306ed40fe63c4dcd58ccd590cd8ccd8964	500
5786 41245	0x18a4e9b06065c447f68c05c213a0670f92f60c7f	500
5191 41840	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5204 41827	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
6082 40949	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
7118 39913	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
6090 40941	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
7359 39672	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
6430 40601	0x4bc8804c1377bdd1345ee20d9b9a8742f138a98e	500
5422 41609	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
6035 40996	0x4149f044998bac5407ff1a194dc568af905bc480	500
6586 40445	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
7242 39789	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
7260 39771	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
6603 40428	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
6025 41006	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 2.85% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.24% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About