Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7019 40019	0x3fa0c445c615628ac16f3cd435924c9ad0c05f6d	500
4097 42941	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
5453 41585	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
4914 42124	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5846 41192	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
7087 39951	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5330 41708	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
5835 41203	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
5994 41044	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
4922 42116	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5052 41986	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
4928 42110	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
6237 40801	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
7029 40009	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
7268 39770	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
4206 42832	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
5695 41343	0x437ae28150189890d987deee46cc29bf4098622f	500
4826 42212	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
5060 41978	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
6378 40660	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
5094 41944	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
5883 41155	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
4538 42500	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
5208 41830	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
7099 39939	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
5459 41579	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
5485 41553	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
6660 40378	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
7044 39994	0x1b3cc974dfb9f962f9448096df229e52184e4994	500
6955 40083	0x94c0784467b77cc8e90ab1ca53d5aec8dd98c63d	500
7098 39940	0xe0b2026e3db1606ef0beb764ccdf7b3cee30db4a	500
5870 41168	0xd14ab59a934a22b072f331453c205f85c168aae4	500
5573 41465	0x0412ed8438b5fae246606909ef8ba365f9103783	500
7101 39937	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
5976 41062	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
4617 42421	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
6587 40451	0x953c871b6d8608eb3eaff869970d9fee596fa51b	500
6908 40130	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
4259 42779	0x807c19cd4ed825155c5e7036aaddfa38be083272	500
4969 42069	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
How do I move up the leaderboard?
6356 40682	0xa0456eaae985bdb6381bd7baac0796448933f04f	500
5719 41319	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
5109 41929	0xf6a8c989bd02f7986757f1a24380e452ca79557c	500
6781 40257	0x3c0ff4a30e43bb0b1966dafe43b097d96c7f7905	500
6281 40757	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
6127 40911	0xc0a1861277acdd1c340fbd192d0a6da8ac47c0c8	500
6641 40397	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
4103 42935	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
4319 42719	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
7421 39617	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
7295 39743	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
5356 41682	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
7005 40033	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
4949 42089	0x1c027c0ab897028467ed6367ca2c99f0ca99121c	500
5827 41211	0x0d5926184e886db1a736d88f0fb257be3f99ebd5	500
5858 41180	0xdbcf1fc7655b24ae681334e8aa192ecc79f5ba00	500
4263 42775	0x107edc84f7c06e926c5127166a4b9b4c1ff0840d	500
4671 42367	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
6013 41025	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
6682 40356	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
5520 41518	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
5979 41059	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
7220 39818	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
5685 41353	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
4160 42878	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
6503 40535	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
4483 42555	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
4215 42823	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
7391 39647	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
5345 41693	0x0aadd259211f712b57b6648b305f336f637b6713	500
5654 41384	0x75536cf4f01c2bfa528f5c74ddc1232db3af3ee5	500
7457 39581	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
6103 40935	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
6561 40477	0x622a69180982c3469f0a9080724c194268ee9797	500
5460 41578	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
5138 41900	0x88ac25f2b4b8be692918fda5d0333278851787f7	500
5833 41205	0x3b8c618bfdded6544b27ef67cb71043b30655514	500
6983 40055	0x71947cb13c53922f56b7881169f97357ad8a465a	500
7173 39865	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500
7017 40021	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
How do I move up the leaderboard?
5189 41849	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500
5836 41202	0xe6474d67bdc106221136ff2a6c20420c6505fbfb	500
4453 42585	0x0b0441cdcd867c79ef66aa556504626e69e005de	500
4679 42359	0x1b3cd68b2fcea1e02b12bfcb83c7f167df55283c	500
7003 40035	0x71f12a5b0e60d2ff8a87fd34e7dcff3c10c914b0	500
6890 40148	0x20c0b79571aabd309d1c2672aca0e1a76817bc2a	500
7094 39944	0x07bc45627de245e7cd6e0a37b3c433a868a2a94e	500
6144 40894	0x20e13e46090bb00e1d5c233241f45c26b47cd866	500
5926 41112	0x64e2f305227e53696935499fb3309ac8e3cbd9db	500
4797 42241	0xc4ae53cf8bb9446eb49fe3f1c3aead136d530ad3	500
5012 42026	0x9f637d0c7c66adcd1a974200a5c96a3619d7fc4f	500
5957 41081	0x86d4b1daa2dba26f98b404d6bbffeca76764d323	500
5053 41985	0x22b7b3d515dca68c8d6cb8c9925cf476b4bb262a	500
6573 40465	0xa7930847d69a04635d60e5f5cb6948f6bd960e55	500
5730 41308	0x6011436690a085d35d8d90ae417cbaf3767c0fca	500
6421 40617	0xe0b53ec383dc20d9b2a3fd7411ab5a7dabb86e64	500
6512 40526	0x8b013d78bb0d1cc1cf743d43dec8ea8dc616dfbd	500
5473 41565	0x82eb9824937566d772b9d123a518b4f67f6a35fe	500
4165 42873	0xfc462f5129a43207bfe332f357473c74f1f1c738	500
5997 41041	0x3dfb83f5b16f932fdcbbe70af088698fb58b3880	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.41% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.14% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About