Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
4479 42588	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
5765 41302	0x45385e776d96ef483efe321a5154653d1d2f3f7f	500
4344 42723	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6942 40125	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
5061 42006	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
5421 41646	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
5206 41861	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
7425 39642	0x03fffc650a1b3e1d19c65393fd342456a4fe169f	500
4582 42485	0x9658703e0e698954a86b479ea7b70f6de73678f3	500
5144 41923	0xd5c5a75ef88542b3a460e9b8f417d2962809de7c	500
4601 42466	0xe5c306c10edc4558d9882d8c8ed6f026a3b33120	500
6891 40176	0x0c6bb762b1d3f83c5e53324bfd8b83d2f9afb92f	500
5958 41109	0xf3435b78b32edd9ab47506a9ef23c69b95d6381a	500
4714 42353	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
6653 40414	0x9c0d72f2ac26420cb7eeb155bf401b672840e87b	500
5885 41182	0xedd88ca63d7c0b9cf182afdee3852258f31961f9	500
6605 40462	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
4761 42306	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
6430 40637	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
5055 42012	0x82ab72623b1e29942781df85bd6a49326a977333	500
7405 39662	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
7468 39599	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4176 42891	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
7169 39898	0xc66d24cb1b5d7ba5e86841938dafcc94f548b7e3	500
4415 42652	0x33235db0d76c26e6238eeb2cfd8b127a94202e5c	500
6066 41001	0xc781b829aff316334fd732a8822ca27677872a31	500
7448 39619	0x6de9b85fcdf138698d6e666879f9153fb174e153	500
4747 42320	0x63ef7c2b53546db7a79dac8f9dbb929883e23ee5	500
6064 41003	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
7326 39741	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
7003 40064	0x2208354ec33362887bf80332d289d03a1e80cbbd	500
6637 40430	0x0100bf1757bfe5680b8ae704c181e72496f7270d	500
5111 41956	0x288012c6b30ec8883f5d34d6ed65371022729763	500
6207 40860	0xba262a49004931bd65f077a045aeef8c5978376b	500
5940 41127	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
6316 40751	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
5183 41884	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
5098 41969	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
5815 41252	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
5867 41200	0x598c5e19a132a5c433a80c908f05d87bfdaac4ae	500
How do I move up the leaderboard?
5264 41803	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
6509 40558	0x9371a03a0f8343c34218f4130640081da75c4689	500
5509 41558	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
5476 41591	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
5522 41545	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
5436 41631	0x256e6582a76727a001b25be9b3598c3e8daac664	500
4424 42643	0xd672e7319b3c13446722d6692ac0dcb060221582	500
7480 39587	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
5407 41660	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4652 42415	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
6935 40132	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
5662 41405	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
6751 40316	0xbcb742aadb031de5de937108799e89a392f07df1	500
4153 42914	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
6399 40668	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
7028 40039	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
6631 40436	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
5792 41275	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6369 40698	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4419 42648	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
4846 42221	0x852928b8566f134d9f223fe4f00169dfa543599c	500
4262 42805	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
4679 42388	0x455e859d2d2403da2defec882fb16edfe39ac721	500
6781 40286	0x7a082f34519306057d644f87c7c95474717b643d	500
6643 40424	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
4700 42367	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
5565 41502	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
5856 41211	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
5944 41123	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
6863 40204	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
5243 41824	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
7198 39869	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
5510 41557	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
4463 42604	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
4164 42903	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
7322 39745	0xd825aca0b2f2e077797ffe5a09294d4262636eb9	500
4530 42537	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
6186 40881	0xf275de16c1019002e81bb5096b267b818b97149b	500
6518 40549	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
5503 41564	0x3838433f63f4d4a24260f2485aacf5894ba7bc93	500
How do I move up the leaderboard?
4692 42375	0x3206d306cd05426e20fd57f6c78285b0882e0481	500
7469 39598	0xc6b45909047cec807d4f1ec2057560262ce1a5e8	500
5754 41313	0x78445d39fae182902ecd6c476f3953d508d7f9ad	500
4505 42562	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
5211 41856	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
4941 42126	0xda5a59fee853e9d73dfa10b76f249ef556ee4873	500
6213 40854	0xb74e7e386067348da729544a8122aa6a89335ce2	500
5289 41778	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
4231 42836	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
6329 40738	0x225e9b54f41f44f42150b6aaa730da5f2d23faf2	500
6778 40289	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5762 41305	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4782 42285	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
4282 42785	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
5095 41972	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
6215 40852	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
4368 42699	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
5764 41303	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
6642 40425	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
5179 41888	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.89% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About