Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6113 40923	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
4927 42109	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
6975 40061	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5574 41462	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
4921 42115	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6312 40724	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
5095 41941	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
7135 39901	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
4838 42198	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
5819 41217	0xc999fa649c40c95899c752e635df8bda01581349	500
7269 39767	0x724fe5339d310487251afae6269726c6533d9a77	500
4686 42350	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
5598 41438	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
6561 40475	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5951 41085	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4196 42840	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
5066 41970	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
6805 40231	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
4298 42738	0x70265950add51748aa041de8accce6747507adce	500
5745 41291	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
5588 41448	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
7163 39873	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
6751 40285	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
6565 40471	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4362 42674	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
6897 40139	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6507 40529	0x2e970945c64f7a41fca935c68b0024986e096021	500
5138 41898	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4924 42112	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
5509 41527	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
4613 42423	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
6117 40919	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
6483 40553	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
4230 42806	0x94225985d15b663486f6acaac64207f3a8440b0d	500
5641 41395	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
5606 41430	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
6004 41032	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6677 40359	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4645 42391	0x010f9534964929fa82160ea6782da44df961ec7b	500
6799 40237	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
How do I move up the leaderboard?
5956 41080	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
5790 41246	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5696 41340	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
4222 42814	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5091 41945	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
6937 40099	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
7033 40003	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
6727 40309	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
6807 40229	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5783 41253	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
4502 42534	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
4256 42780	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
5853 41183	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
5429 41607	0x9800c2b37733d4f60827db465dff635348450ebc	500
5043 41993	0x30faf0d46b99ece90d616912176a4e9097240eac	500
5038 41998	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
4891 42145	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
7432 39604	0x628b414a88edbeafc2c0104041208297da840b5f	500
4869 42167	0x0cdc67a39d4f0951f414cb508801e54e019d5171	500
6180 40856	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
4106 42930	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
4704 42332	0xbec6e4ac010114e515483060fda81cf9088040ff	500
6920 40116	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
7221 39815	0xd745b071d9188f57feda378020173faed9dbf327	500
4511 42525	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
4722 42314	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
4845 42191	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
5135 41901	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
6808 40228	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500
6659 40377	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
6814 40222	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
7268 39768	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
6840 40196	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
6962 40074	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
6454 40582	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
5965 41071	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
4216 42820	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
4925 42111	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
4730 42306	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
5528 41508	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
How do I move up the leaderboard?
5615 41421	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
6122 40914	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6163 40873	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
4717 42319	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5130 41906	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
6110 40926	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
6140 40896	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
4284 42752	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
6107 40929	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
7453 39583	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5970 41066	0xd6fa0351348e16c101a2462c90019949cc936b66	500
5152 41884	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
4504 42532	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6152 40884	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
7303 39733	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
4994 42042	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
7237 39799	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
4938 42098	0x1fcd321042d83e78f58de19b142cdde098799244	500
6997 40039	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6408 40628	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.07% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About