Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
5816 41221	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
7127 39910	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
6213 40824	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
5940 41097	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5824 41213	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
6328 40709	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5739 41298	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
4578 42459	0x370df8e1f117793d8142f9a801897614952261a5	500
6851 40186	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
5118 41919	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
7122 39915	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4738 42299	0x66d3ece23023d838c231215acd7328a7d664b82a	500
4807 42230	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
6774 40263	0x767b1615206bc4507005696220d7efacd29a31d6	500
7201 39836	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
6654 40383	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
4427 42610	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
4799 42238	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
4768 42269	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
4907 42130	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
5569 41468	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
5328 41709	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
6958 40079	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
5772 41265	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
4307 42730	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
5639 41398	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
5209 41828	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
7267 39770	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
4131 42906	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
5206 41831	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4206 42831	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
5634 41403	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
7180 39857	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6526 40511	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
5958 41079	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
6193 40844	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
5247 41790	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
6461 40576	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
5349 41688	0xdb1da78dc92a6ec8868c214338c251439035d564	500
6318 40719	0xd6fa0351348e16c101a2462c90019949cc936b66	500
How do I move up the leaderboard?
7233 39804	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
4755 42282	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6510 40527	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
4910 42127	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
7035 40002	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
4832 42205	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
7202 39835	0x1fcd321042d83e78f58de19b142cdde098799244	500
4543 42494	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6778 40259	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
7237 39800	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
4624 42413	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
5204 41833	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4993 42044	0x5f981045dea5677e099fc291e2287f97b7d59659	500
5517 41520	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
6345 40692	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
7298 39739	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
4830 42207	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6975 40062	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
6217 40820	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
4820 42217	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
6950 40087	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
6065 40972	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5438 41599	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
6519 40518	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
5251 41786	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
5471 41566	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
6807 40230	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6001 41036	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
5052 41985	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
6836 40201	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
6522 40515	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
4566 42471	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
4198 42839	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
4536 42501	0xe10a232f587b44e81425a83cbef2997e7457501f	500
7229 39808	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
6701 40336	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
4430 42607	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
5157 41880	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5667 41370	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
5885 41152	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
How do I move up the leaderboard?
5585 41452	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
6340 40697	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
4400 42637	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
7258 39779	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
6596 40441	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
5201 41836	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
6016 41021	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6487 40550	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
6751 40286	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
7311 39726	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
4392 42645	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
5572 41465	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
6533 40504	0x81f62fc8626363961677a213573b0de61de521e4	500
6458 40579	0x55977dbaa11902772d8a661962544a1583c35099	500
6941 40096	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
7394 39643	0xb4355d0420821b499c199de5e28f1668422f4963	500
5388 41649	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
4258 42779	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
5001 42036	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
4224 42813	0x622438202bb50583dfa854b89ecaf6593289c714	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About