Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6551 40486	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6619 40418	0x679d13191ed8a43bb2103cbae47a591f80094830	500
6363 40674	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
4180 42857	0x21296255bea8b75aa6236d898459b1ac6f283120	500
6123 40914	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
6509 40528	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
6930 40107	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
4301 42736	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
4330 42707	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
6107 40930	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
6491 40546	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
4109 42928	0x950bf45abea90bcacc85ad1890c10df739866e30	500
6398 40639	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
4288 42749	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
5984 41053	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
4610 42427	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
6336 40701	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
6189 40848	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
4604 42433	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500
6628 40409	0x6ad36df674e7188ae9edbc032617ad65f9b13ece	500
6931 40106	0x56d05db81374b1bb4da194cff7877609157d4be1	500
4209 42828	0xc78163f8c600ea7568c146ec29d5232a341584f3	500
5545 41492	0x2ab3fe13eea37c502fa34e6d74b8d3b3dc62954f	500
6098 40939	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
5658 41379	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
6175 40862	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
6224 40813	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
7257 39780	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
5189 41848	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
4687 42350	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
5907 41130	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
5570 41467	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
4914 42123	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
6454 40583	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
6245 40792	0xa03a88989086e84e91e7ff79b69a4ed9e18e1539	500
4544 42493	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500
6026 41011	0xe11880146d963b2ee76d4ed756279e59e91856c2	500
5732 41305	0xde42ef3fc14bddd07744dca4df90270d5c8d615a	500
5701 41336	0x5c5ec4855f3b28306aba87b7d3898b25df1ce285	500
4267 42770	0xae6dcd07fac9d7cccc98509120c1071048cdd8a1	500
How do I move up the leaderboard?
5499 41538	0xe4e1eebf4e3bbeaae2c73dc10108ff02aa9854ca	500
7282 39755	0xda3097dd54ab80239730b824725e3223b820d86f	500
4730 42307	0xa8ad33755f34be4ac43d8b6040b25e2e1d459d01	500
4494 42543	0x2125fbcf319b5552bfbc3826696b382908cddef5	500
5839 41198	0x42d13efa958586ff2d3ec20956d44dad8da55864	500
6327 40710	0xe5eca5f78a45be012d6ef416d5e6765d1ceab6f0	500
4874 42163	0x4fc95b91ff1f8671676d272182c2e1a9125bfd2f	500
7033 40004	0x9c1296098183aa5a16bfb61c2a41fb78e31af721	500
6489 40548	0x9c8eedab8e618614690f8049b4f4438c0942aac9	500
6113 40924	0xb50c359848d70274699f984887259e619acb5474	500
5982 41055	0x010af29077a8520cc3f55be2031d7e37808ba137	500
7272 39765	0x224747761838ec064993d5fb588b75e3efbb6fba	500
7001 40036	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6417 40620	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
7004 40033	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
6808 40229	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
7269 39768	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5705 41332	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
7204 39833	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
5088 41949	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
6111 40926	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
7454 39583	0x247b7e245002e6b525782366dec32446f645320d	500
4950 42087	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
5730 41307	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
5780 41257	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
5640 41397	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
7414 39623	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
4375 42662	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
5176 41861	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
5998 41039	0xccdecf16bd1b552e029f57c203d3880b2c1ad630	500
5797 41240	0xbec6e4ac010114e515483060fda81cf9088040ff	500
4457 42580	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
4814 42223	0xd745b071d9188f57feda378020173faed9dbf327	500
4724 42313	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
5746 41291	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
5417 41620	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
6540 40497	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
6387 40650	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
7209 39828	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
4738 42299	0x66d3ece23023d838c231215acd7328a7d664b82a	500
How do I move up the leaderboard?
4807 42230	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
7438 39599	0x8d8b9c79196f32161bcb2a9728d274b3b45eb9af	500
7201 39836	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
4427 42610	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
4799 42238	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
4768 42269	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
4907 42130	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
5569 41468	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
5328 41709	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
6958 40079	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
5772 41265	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
4307 42730	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
5639 41398	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
5209 41828	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
7267 39770	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
4131 42906	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
5206 41831	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4206 42831	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
5634 41403	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
7180 39857	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.23% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About