Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
4525 42512	0xd672e7319b3c13446722d6692ac0dcb060221582	500
4563 42474	0x256e6582a76727a001b25be9b3598c3e8daac664	500
5341 41696	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
5103 41934	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
4869 42168	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
7304 39733	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
7190 39847	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
4465 42572	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
4933 42104	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
6758 40279	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
7376 39661	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
4639 42398	0x4e1043e3aef3d528657095dc2530244835979d7e	500
6845 40192	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
5127 41910	0x724bcae6c4f199fa8f01ac463a3b0ae8287809dd	500
4442 42595	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
4516 42521	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
6377 40660	0x09a73ca620c4d2e92009a68cb681741745191774	500
7453 39584	0x651ba77caffa01472540471982c00f2b070d9197	500
7194 39843	0xba41f166c6aa8ed87c026c735f6464360884594b	500
4666 42371	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
4398 42639	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
5298 41739	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
5106 41931	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
5948 41089	0x6a52088fc0d67f3782e75219cebf9e8d377dfa7a	500
4436 42601	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
7157 39880	0xd8cf80c2e19dd84b1cd913da0542b31ca43804d4	500
4331 42706	0x4d2adf2f8a4ab323b6d4d5cc49f651ecd9aea54a	500
5606 41431	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
5758 41279	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
6285 40752	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
6255 40782	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
6423 40614	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
7236 39801	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
7107 39930	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
6800 40237	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
5028 42009	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
7057 39980	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
6880 40157	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
5491 41546	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
4785 42252	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
How do I move up the leaderboard?
6867 40170	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4880 42157	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
7079 39958	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
5380 41657	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
4174 42863	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
6116 40921	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
4691 42346	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
6948 40089	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
5255 41782	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
7138 39899	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5180 41857	0xd6fa0351348e16c101a2462c90019949cc936b66	500
5445 41592	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
6230 40807	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
4153 42884	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
6428 40609	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
7407 39630	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
6329 40708	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
5414 41623	0x1fcd321042d83e78f58de19b142cdde098799244	500
5943 41094	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
4477 42560	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5451 41586	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
6048 40989	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
6865 40172	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
6548 40489	0x5f981045dea5677e099fc291e2287f97b7d59659	500
7328 39709	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
5111 41926	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
5529 41508	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
6326 40711	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
4718 42319	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
4583 42454	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
6313 40724	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
4686 42351	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
5790 41247	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5357 41680	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
4164 42873	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
6962 40075	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
7455 39582	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4534 42503	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
5970 41067	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
6630 40407	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
How do I move up the leaderboard?
4547 42490	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
4205 42832	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
6005 41032	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
4870 42167	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
5934 41103	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5440 41597	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
4152 42885	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
4661 42376	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
5023 42014	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
5055 41982	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
4991 42046	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
4130 42907	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
4747 42290	0x950bf45abea90bcacc85ad1890c10df739866e30	500
5177 41860	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
5005 42032	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
6029 41008	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
6030 41007	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
5101 41936	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
4714 42323	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
6021 41016	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.43% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About