Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.99x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7379 39653	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
6999 40033	0x44cf78e365a3cffed54b7f2d702c2c6239276fa3	500
5896 41136	0x2afeb11505bbe8d9480eadd21a3ffaf9ff638ab0	500
5794 41238	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
6432 40600	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
4122 42910	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
5092 41940	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
5985 41047	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
5803 41229	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
5100 41932	0x9371a03a0f8343c34218f4130640081da75c4689	500
6439 40593	0xd672e7319b3c13446722d6692ac0dcb060221582	500
5865 41167	0x256e6582a76727a001b25be9b3598c3e8daac664	500
5639 41393	0x45385e776d96ef483efe321a5154653d1d2f3f7f	500
4874 42158	0xd74803d8b40c6b19f7c0dbc503e4a1c21814d6d0	500
5251 41781	0xdc53b1ebe00e8ef150571ff700ff91e7bd633c5d	500
6858 40174	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7315 39717	0x560f6d733bea6878a730651d291afe93f7da03f3	500
4568 42464	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
5220 41812	0x8e30f8ae58d215da6f7125d46da4cc17c52db4cd	500
4789 42243	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
4205 42827	0x598c5e19a132a5c433a80c908f05d87bfdaac4ae	500
5152 41880	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
6146 40886	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
6542 40490	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
6780 40252	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
6804 40228	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
5755 41277	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
6130 40902	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
6606 40426	0x950bf45abea90bcacc85ad1890c10df739866e30	500
6042 40990	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
6768 40264	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
4620 42412	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
7052 39980	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
5983 41049	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
5836 41196	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
7048 39984	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500
6259 40773	0x6ad36df674e7188ae9edbc032617ad65f9b13ece	500
6543 40489	0x56d05db81374b1bb4da194cff7877609157d4be1	500
6696 40336	0xc78163f8c600ea7568c146ec29d5232a341584f3	500
5373 41659	0x2ab3fe13eea37c502fa34e6d74b8d3b3dc62954f	500
How do I move up the leaderboard?
5746 41286	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
5443 41589	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
5822 41210	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
5871 41161	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
5158 41874	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
7438 39594	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
7115 39917	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
5606 41426	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
5388 41644	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
7301 39731	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
6095 40937	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
5892 41140	0xa03a88989086e84e91e7ff79b69a4ed9e18e1539	500
6993 40039	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500
5674 41358	0xe11880146d963b2ee76d4ed756279e59e91856c2	500
4724 42308	0xde42ef3fc14bddd07744dca4df90270d5c8d615a	500
5474 41558	0x5c5ec4855f3b28306aba87b7d3898b25df1ce285	500
6750 40282	0xae6dcd07fac9d7cccc98509120c1071048cdd8a1	500
4810 42222	0xe4e1eebf4e3bbeaae2c73dc10108ff02aa9854ca	500
4906 42126	0xda3097dd54ab80239730b824725e3223b820d86f	500
7149 39883	0xa8ad33755f34be4ac43d8b6040b25e2e1d459d01	500
6946 40086	0x2125fbcf319b5552bfbc3826696b382908cddef5	500
4687 42345	0x42d13efa958586ff2d3ec20956d44dad8da55864	500
5974 41058	0xe5eca5f78a45be012d6ef416d5e6765d1ceab6f0	500
7269 39763	0x4fc95b91ff1f8671676d272182c2e1a9125bfd2f	500
5015 42017	0x9c1296098183aa5a16bfb61c2a41fb78e31af721	500
6128 40904	0x9c8eedab8e618614690f8049b4f4438c0942aac9	500
5761 41271	0xb50c359848d70274699f984887259e619acb5474	500
4621 42411	0x010af29077a8520cc3f55be2031d7e37808ba137	500
5171 41861	0x224747761838ec064993d5fb588b75e3efbb6fba	500
4109 42923	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6061 40971	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
7471 39561	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
6429 40603	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
5168 41864	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5477 41555	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5127 41905	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
7410 39622	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
5759 41273	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4142 42890	0x247b7e245002e6b525782366dec32446f645320d	500
7327 39705	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
How do I move up the leaderboard?
7375 39657	0x0497127e2cfd4679ebd076d267f131c2e26a0100	500
5880 41152	0xcf73385641308e11d7e469afef947073140bd07b	500
5586 41446	0xb47f2e40da0e388e1a8776334ec72924541cb268	500
4285 42747	0x071ea5d16df2694c1584998560b67a8e5f8d3da7	500
7013 40019	0x3e709d9e4e61f721317a424f03db2c878362bcaa	500
5916 41116	0x26b63ddd4ab9eca4d656f1172905784a79d7a7be	500
5886 41146	0x416dcdbb5a5e654848e33e4627d164afd5554e1f	500
6558 40474	0x1cc101526fe360e5ed249543c0cb29caee256e31	500
5241 41791	0x9d49a255c80b23dae332f3481a2c1f1e6a11773d	500
6050 40982	0xf829f579c5a0cf3606602417b85aaea9dd349013	500
5867 41165	0x895a14d353999b20b124e6fbb9f1def12ec6a6fa	500
7345 39687	0x592f954d31eab77a91e2f8118d44777b772d32ff	500
6647 40385	0xe2048bde882f936224591cf4337cb533c5edb570	500
7457 39575	0x07188478c7b3e7ce94a45eb6dcfdc366d0700aa8	500
5448 41584	0x3fa0c445c615628ac16f3cd435924c9ad0c05f6d	500
6108 40924	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
4922 42110	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
6970 40062	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5569 41463	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
4916 42116	0x36eee454d09971274fa580730338b29d50ad5ba0	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.11% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.93% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About