Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
5588 41449	0x225e9b54f41f44f42150b6aaa730da5f2d23faf2	500
5966 41071	0xb74e7e386067348da729544a8122aa6a89335ce2	500
4986 42051	0xda5a59fee853e9d73dfa10b76f249ef556ee4873	500
6083 40954	0x78445d39fae182902ecd6c476f3953d508d7f9ad	500
6288 40749	0xc6b45909047cec807d4f1ec2057560262ce1a5e8	500
4246 42791	0x3206d306cd05426e20fd57f6c78285b0882e0481	500
4816 42221	0x3838433f63f4d4a24260f2485aacf5894ba7bc93	500
6045 40992	0xd825aca0b2f2e077797ffe5a09294d4262636eb9	500
7234 39803	0x3f821488575a92a42add5c914790d67d9c6f922e	500
6019 41018	0xd295a56a294c338f2fa542d9f139a3d41521695a	500
4297 42740	0x1fb76046ee95a204fb87a1418b4e34c2bf58ccb9	500
5791 41246	0xd3f089a42d3cb1f225891182ddf51d38a7da7fce	500
7122 39915	0x273fdfc4c0b2251c4758b54e1ae9b5b5ee6c4455	500
6578 40459	0xb95c8579f9b5abf74332b12a3d5ae03800fee7fe	500
6458 40579	0x88071da47fc03e8dbcbec85413bbc187a6f77385	500
4412 42625	0xd245026b6fdc76b8cd7d9bb2d3ba560f6d7dd439	500
4405 42632	0x878571298d28b5c8638b71d8346a2665376a7bea	500
5666 41371	0xf2ef5636b38ecf46324ac97957a514beda674d7d	500
6243 40794	0xa1786faa1d8f4724819e8dcf44ffbdd399ed4d43	500
7041 39996	0x7463ae891f82e2ae5b0b99ec01d10e2d32860124	500
4933 42104	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
6758 40279	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
7376 39661	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
4639 42398	0x4e1043e3aef3d528657095dc2530244835979d7e	500
4465 42572	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
5651 41386	0xd74803d8b40c6b19f7c0dbc503e4a1c21814d6d0	500
5662 41375	0xdc53b1ebe00e8ef150571ff700ff91e7bd633c5d	500
6460 40577	0x560f6d733bea6878a730651d291afe93f7da03f3	500
4310 42727	0xff6ae0d72c0d4229b254aa7f81c893e5be7b21c5	500
5109 41928	0xf6a8c989bd02f7986757f1a24380e452ca79557c	500
4329 42708	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
5198 41839	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
7351 39686	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6781 40256	0x3c0ff4a30e43bb0b1966dafe43b097d96c7f7905	500
6281 40756	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
6127 40910	0xc0a1861277acdd1c340fbd192d0a6da8ac47c0c8	500
4958 42079	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
4847 42190	0x21296255bea8b75aa6236d898459b1ac6f283120	500
5134 41903	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
4285 42752	0x679d13191ed8a43bb2103cbae47a591f80094830	500
How do I move up the leaderboard?
6641 40396	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
4206 42831	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
4103 42934	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
4319 42718	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
7268 39769	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
5601 41436	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
7441 39596	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
7459 39578	0x30faf0d46b99ece90d616912176a4e9097240eac	500
7121 39916	0x9800c2b37733d4f60827db465dff635348450ebc	500
4657 42380	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
7421 39616	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
7295 39742	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
7029 40008	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
6237 40800	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
4928 42109	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
5052 41985	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5356 41681	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
7005 40032	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
4922 42115	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5994 41043	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
5835 41202	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
5330 41707	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
7087 39950	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5846 41191	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
4914 42123	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
4949 42088	0x1c027c0ab897028467ed6367ca2c99f0ca99121c	500
4556 42481	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
6881 40156	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
5827 41210	0x0d5926184e886db1a736d88f0fb257be3f99ebd5	500
5858 41179	0xdbcf1fc7655b24ae681334e8aa192ecc79f5ba00	500
4263 42774	0x107edc84f7c06e926c5127166a4b9b4c1ff0840d	500
7050 39987	0xf2259acf73bcefe7607db044771dca0355d80a28	500
4671 42366	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
6013 41024	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
6682 40355	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
5520 41517	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
5979 41058	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
7220 39817	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
7294 39743	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
5011 42026	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
How do I move up the leaderboard?
5685 41352	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
4160 42877	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
6503 40534	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
4483 42554	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
5424 41613	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
5802 41235	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
4215 42822	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
6128 40909	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
7391 39646	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
4948 42089	0xce612d91a21203671901142034a76ded9d8591ee	500
7308 39729	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
6217 40820	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
4750 42287	0x11814552ae8f05cd79950dd11aa549b52766464a	500
4187 42850	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
5673 41364	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
5176 41861	0xeb395447321970ad74419bf4bc177112fba91a1a	500
6241 40796	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
5935 41102	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
5150 41887	0xe5eca5f78a45be012d6ef416d5e6765d1ceab6f0	500
4513 42524	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.15% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.14% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About