Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
7385 39651	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
5587 41449	0x64bab5ed694635f0b5d594d78a0dd0a8499f174e	500
6934 40102	0xe4409b46490dc90c56ddbb230fb2052702996900	500
5545 41491	0x3db6401fe220e686d535bcd88bf8b2e8b8c55482	500
6668 40368	0x870dd04649fe8a0880e4b33c3fbb83df52b38e3f	500
6328 40708	0x8061199a31983a077e691c08b2263a4cf5c24093	500
7424 39612	0x9c582560742a99ac2a81e085cce006101d1575fe	500
5486 41550	0xcabb8ab5387c4e8ee03083aacaae3addf38bc6fe	500
6213 40823	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
6822 40214	0x04f26561742cf0cef86856ced98c8323c1316d87	500
6989 40047	0x2ebedea991527e949d76f052f578ffe3953d7bbd	500
5624 41412	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
6759 40277	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
5097 41939	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
5990 41046	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
7045 39991	0xda23238baf9ca24df5b8c5af66ff3cead3f2693a	500
6374 40662	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
7457 39579	0xd8cf80c2e19dd84b1cd913da0542b31ca43804d4	500
4439 42597	0x1854ecc72738c1cc221bfbb8051bf36e7efeae7f	500
6530 40506	0x4e1043e3aef3d528657095dc2530244835979d7e	500
5884 41152	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
4889 42147	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
6843 40193	0x5f5d1f7e529e56b2fd530ded0812f766229eec4a	500
5848 41188	0xd2e52b4b83ae7cc6ed40dc8c21553675aec66edb	500
5721 41315	0x0bdf02e3421b6434b97e12fc09cbdc8315efb070	500
6103 40933	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
6929 40107	0xa1b0780ff495bbc7503ada876b4fefa549bdb418	500
5751 41285	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
5448 41588	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
5827 41209	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
5876 41160	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
5163 41873	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
7443 39593	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
7120 39916	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
5611 41425	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
5393 41643	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
7306 39730	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
6100 40936	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
5897 41139	0xa03a88989086e84e91e7ff79b69a4ed9e18e1539	500
6998 40038	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500
How do I move up the leaderboard?
5679 41357	0xe11880146d963b2ee76d4ed756279e59e91856c2	500
4729 42307	0xde42ef3fc14bddd07744dca4df90270d5c8d615a	500
5479 41557	0x5c5ec4855f3b28306aba87b7d3898b25df1ce285	500
6755 40281	0xae6dcd07fac9d7cccc98509120c1071048cdd8a1	500
4815 42221	0xe4e1eebf4e3bbeaae2c73dc10108ff02aa9854ca	500
4911 42125	0xda3097dd54ab80239730b824725e3223b820d86f	500
7154 39882	0xa8ad33755f34be4ac43d8b6040b25e2e1d459d01	500
6951 40085	0x2125fbcf319b5552bfbc3826696b382908cddef5	500
4692 42344	0x42d13efa958586ff2d3ec20956d44dad8da55864	500
5979 41057	0xe5eca5f78a45be012d6ef416d5e6765d1ceab6f0	500
7274 39762	0x4fc95b91ff1f8671676d272182c2e1a9125bfd2f	500
5020 42016	0x9c1296098183aa5a16bfb61c2a41fb78e31af721	500
6133 40903	0x9c8eedab8e618614690f8049b4f4438c0942aac9	500
5766 41270	0xb50c359848d70274699f984887259e619acb5474	500
4626 42410	0x010af29077a8520cc3f55be2031d7e37808ba137	500
5176 41860	0x224747761838ec064993d5fb588b75e3efbb6fba	500
4114 42922	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6066 40970	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
7476 39560	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
6434 40602	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
5173 41863	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5482 41554	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5132 41904	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
7415 39621	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
5764 41272	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4147 42889	0x247b7e245002e6b525782366dec32446f645320d	500
7332 39704	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
7380 39656	0x0497127e2cfd4679ebd076d267f131c2e26a0100	500
5885 41151	0xcf73385641308e11d7e469afef947073140bd07b	500
5591 41445	0xb47f2e40da0e388e1a8776334ec72924541cb268	500
4290 42746	0x071ea5d16df2694c1584998560b67a8e5f8d3da7	500
7018 40018	0x3e709d9e4e61f721317a424f03db2c878362bcaa	500
5921 41115	0x26b63ddd4ab9eca4d656f1172905784a79d7a7be	500
5891 41145	0x416dcdbb5a5e654848e33e4627d164afd5554e1f	500
6563 40473	0x1cc101526fe360e5ed249543c0cb29caee256e31	500
5246 41790	0x9d49a255c80b23dae332f3481a2c1f1e6a11773d	500
6055 40981	0xf829f579c5a0cf3606602417b85aaea9dd349013	500
5872 41164	0x895a14d353999b20b124e6fbb9f1def12ec6a6fa	500
7350 39686	0x592f954d31eab77a91e2f8118d44777b772d32ff	500
6652 40384	0xe2048bde882f936224591cf4337cb533c5edb570	500
How do I move up the leaderboard?
7462 39574	0x07188478c7b3e7ce94a45eb6dcfdc366d0700aa8	500
5453 41583	0x3fa0c445c615628ac16f3cd435924c9ad0c05f6d	500
6113 40923	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
4927 42109	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
4830 42206	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
4564 42472	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
6308 40728	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
6521 40515	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4474 42562	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5188 41848	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
4943 42093	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
7145 39891	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
6568 40468	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
6596 40440	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
5767 41269	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
7205 39831	0xad64708775efa0d390a24cff42d1d768418e0f83	500
6991 40045	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
4654 42382	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
6046 40990	0xeb395447321970ad74419bf4bc177112fba91a1a	500
5266 41770	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.53% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.19% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About