Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
4765 42303	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
4943 42125	0x37927020217550eb8e08f785c946717151b7092d	500
7347 39721	0xcd0db31915f737c33c8bb68843bb24e7b6c4656c	500
6807 40261	0x1837ec0e062951a3f4065e9f85b48cd24d4040d5	500
4888 42180	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
6246 40822	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5643 41425	0x4456b164679ad1e0df23008aada7904f6806718c	500
4301 42767	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5455 41613	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
6020 41048	0x01eabaa6b6776f569cf5cc85c71eec096c795779	500
5881 41187	0xa0ad863cda238a57343389495810460457dd512a	500
4227 42841	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
5007 42061	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
5201 41867	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
6584 40484	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
5247 41821	jerroldpetersonjr.eth	500
5919 41149	0x29c0dd69fd9f8056b9e359044b068596883a7835	500
4438 42630	0x9b8afb5f6cbd0cb9f61a2d3765acbd5a8f1b911a	500
6754 40314	0xf3ae3bbdeb2fb7f9c32fbb1f4fbdaf1150a1c5ce	500
7303 39765	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
7108 39960	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
4493 42575	0x3f3c53249f05df97ef0cb34fc04d394ca694d6d9	500
4350 42718	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4976 42092	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
5097 41971	0x757909f76bed59ce11505530b8261f62c854ea8c	500
5188 41880	0xcdffff72a7cba07016c3820111b46abe173c25d6	500
6837 40231	0x68db91d7be097c96a7e4034105bb4861434f7710	500
6782 40286	0x533b3c430a1e74943c4e00df3bda71e1a3bbda28	500
5271 41797	0x19aa5fa08c4b6ae9071b9ac72fd41a008feef175	500
6779 40289	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
6575 40493	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
6780 40288	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
5208 41860	0xee1a62f0c6fa867a062e8d33bb6969db020969e5	500
4628 42440	0xf062425a128167547136de8d72add895705588b6	500
6154 40914	0x40b7cf954269e49cac97666472983d4f37676b1b	500
6080 40988	0x0334dc596588f9944b50e47eb75daee803642f5f	500
5534 41534	0x4ebe125a2844f1f759694667314832aa9f031ddb	500
6424 40644	0xe242e8ab736f9f0559ac33593028612299490c9c	500
4926 42142	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4249 42819	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
How do I move up the leaderboard?
4257 42811	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
4896 42172	0x6fb81de2c107b3c13d1087c2eacd9aaee13111a4	500
4812 42256	0xa5834db05d37af2bdc802c37ea0dfc07de6a994b	500
4325 42743	0x842a368b0e32f76729b8db2a0d6fd6c3fd8b499a	500
6840 40228	0xb8346eb2a554af19107d5d81b095b81627e24dc6	500
5622 41446	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
6155 40913	0x0b98f1d6ee453e8b0c36def52289a3de3bc82c5b	500
5778 41290	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
4440 42628	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
7010 40058	0x390173f2d9a2bc67863216b05834069ed93bc7f1	500
5491 41577	0x4c0132f885ac02cd0fb555d17db8946b0c10edd8	500
4592 42476	0x5a78e5435707246b3963108cb512582e9ace689b	500
5526 41542	0x5853ed4f26a3fcea565b3fbc698bb19cdf6deb85	500
4573 42495	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
6795 40273	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
6753 40315	0x7466cbcd1506962d2632a58f8a59a2248a34bea0	500
4754 42314	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7446 39622	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
4686 42382	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
6923 40145	0xac59f71c383de1ef94802676f72f1bae3d7d3029	500
6418 40650	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
6890 40178	0x25e33b29de7f01353096eb482384574f0bd27942	500
4212 42856	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
7228 39840	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4294 42774	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
4135 42933	0x51c0681fb2c0b54059b20f25cb550110347fde66	500
5869 41199	0xfbe87d602f7d7dd511349be4acf58842392124a0	500
5363 41705	0xd0cf9d02150dfb282167cfcceec59d0f2331ef0d	500
4595 42473	0xc95a4d4078b12572d1dc4c85eb268e77b1805e83	500
4308 42760	0x31923e1811cb6d5c26870439d457705505dcf402	500
6481 40587	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
4711 42357	0x312788883fc6d4662df4cd407e4386ecfe88f1fd	500
4554 42514	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
6092 40976	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
4234 42834	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
6309 40759	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
7451 39617	0x4257c2b2678c073fcefb73337017861289fcf135	500
5669 41399	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
6726 40342	0x279989eeebb466cfb036954559a27fd3b82a96ad	500
6372 40696	0x9c202eb5363d7dc297d8662f2904220e64b0328b	500
How do I move up the leaderboard?
5147 41921	0x31c758dcf3cb0a75d4f5e34aceef89a6fe658f14	500
6174 40894	0xb5494d8788ab8aef85291d59c99fb385ca77ff01	500
4172 42896	0x55ca8fa5f4ff204525466333b44b4d991ae31e49	500
7188 39880	0xc6850ebef355ec1e6863f16b87ea29e2e4474b46	500
6393 40675	0x959db6a2e7de7ecf9a25c9408fcf051bffc08c42	500
6158 40910	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
6882 40186	0x72135380e83edee278911f8dbdee50c63b3860a1	500
6253 40815	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
4204 42864	0x631f920d012cdd3fb60d43701180182e2671266a	500
5272 41796	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
5721 41347	0x953e35d4361d0e748cf90e47624e4659d2e22a38	500
5465 41603	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
5099 41969	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
7138 39930	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
5214 41854	0xae7bc2ecb4d293105cb0b21500b710eeb7ca8321	500
4410 42658	0xca2ac7edeaba2d4bdf7369cac6412216f3f9d615	500
6027 41041	0x075f130581d635a3493af12aefc8ca46ea460276	500
6313 40755	0x93e5204e7033483985bcc94e48283f3359b2be69	500
4152 42916	0xd415d2f890bff9b238aa4fc893f6a254f06cb4d9	500
7427 39641	0xdaa5a4853763d4b745c4d7e5b19fe5a079bb603b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.15% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About