Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
5298 41740	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
5127 41911	0x724bcae6c4f199fa8f01ac463a3b0ae8287809dd	500
6845 40193	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
4442 42596	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
4516 42522	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
6377 40661	0x09a73ca620c4d2e92009a68cb681741745191774	500
7453 39585	0x651ba77caffa01472540471982c00f2b070d9197	500
7194 39844	0xba41f166c6aa8ed87c026c735f6464360884594b	500
4666 42372	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
4398 42640	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
5106 41932	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
5948 41090	0x6a52088fc0d67f3782e75219cebf9e8d377dfa7a	500
4465 42573	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
4639 42399	0x4e1043e3aef3d528657095dc2530244835979d7e	500
4933 42105	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
6758 40280	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
7376 39662	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
5606 41432	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
7239 39799	0x5a411f084faa3259924a4764ff9b090c5780a159	500
5964 41074	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
5877 41161	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
4692 42346	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
4790 42248	0x5416d969c863464132abf9817fd4be6452b7de7f	500
4961 42077	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
6397 40641	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
4944 42094	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
6174 40864	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
6175 40863	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
4779 42259	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
6764 40274	0xa9167f09b444638268bde50de3d142a24342e74c	500
4532 42506	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
4438 42600	0x7550d1a3472d93ffe18374590210efa38386aeec	500
6171 40867	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
7196 39842	0xf2327b04521589f505c7074c163805843a4bd6cd	500
5799 41239	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
5371 41667	0x01a45f7fbf7453092e49b6db137568f9cfab8ead	500
6323 40715	0x4e1e47a1cfe4695eeadf12549907247ff4b7cc85	500
4959 42079	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
4640 42398	0xd022e2d1ad363dd8cc09b61763eadfb6db09f178	500
7410 39628	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
How do I move up the leaderboard?
5399 41639	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
5977 41061	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
4459 42579	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
4851 42187	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
6821 40217	0xa2489d15e95260897d87f4414259f90566dcef4a	500
7419 39619	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
4568 42470	0x9504f364982930443406b9ab86a502dd1d2f4c8d	500
6205 40833	0x7351d784e1470af4983c3cd680d795e3be815dc5	500
5096 41942	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
6004 41034	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
5225 41813	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
6831 40207	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
5667 41371	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
4490 42548	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
6580 40458	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
4628 42410	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
5181 41857	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
5483 41555	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
6533 40505	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
7073 39965	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
5218 41820	0xaf77a03c15da528befb8330488b0022b013ca85c	500
4474 42564	0x5ae344a53e47103c21127ae4386b94f5172b23aa	500
5002 42036	0xbef21435972183f93b194b2deb6740eb66359889	500
6071 40967	0x9f0b937a39b73bec57be5c41d816bb2a3ce7dac2	500
5292 41746	0xcf6046fceee250ce41dbe61618af26d7a39b6169	500
6681 40357	0x1cd14801537a3d1550b7e30a9ed59bf68d8cbc84	500
5204 41834	0x11bec2c68ee41c37795595765628cc94719ebcfb	500
7254 39784	0x027011c0fd7e86ab7fcab831b204fddfb6af2ed7	500
6543 40495	0x6e63bb3d5705a1ef867bd08a0afda35d71f95b86	500
4406 42632	0x1da4c647f96bd0efeb0ff1947cd596a8259882f3	500
7353 39685	0xbde27dee52ed403a7ca91b43f2161a4aec0231cd	500
6238 40800	0x87ef716d0a06eec40d07a18edf6556d56a5e30c6	500
5714 41324	0xc401f19fb22625b0b74f83526fb1bee830100431	500
5577 41461	0x09fc8cd1d422e77cef172ef85cda1953915a8b74	500
4806 42232	0x1b57434ccad8ef527f951dde8bc60d9498e3a6bb	500
6262 40776	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
6581 40457	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
4837 42201	0x870dd04649fe8a0880e4b33c3fbb83df52b38e3f	500
4373 42665	0x8061199a31983a077e691c08b2263a4cf5c24093	500
5953 41085	0x44cf78e365a3cffed54b7f2d702c2c6239276fa3	500
How do I move up the leaderboard?
6709 40329	0x9c582560742a99ac2a81e085cce006101d1575fe	500
4586 42452	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
6657 40381	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
4133 42905	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
6562 40476	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
5716 41322	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7341 39697	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
7434 39604	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
6467 40571	0x764c4062b10a7e27408267900072da70feaaa729	500
7447 39591	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
5651 41387	0xd74803d8b40c6b19f7c0dbc503e4a1c21814d6d0	500
5662 41376	0xdc53b1ebe00e8ef150571ff700ff91e7bd633c5d	500
6270 40768	0xf7530d5df6c91809a72f733de8cfbbf08720f6e2	500
4996 42042	0xc5a2d4ffbb95570602616a7acaa4904c88a3be33	500
5388 41650	0xf5323781c4a797ea3d586aa63755c5f0d9d63fae	500
4681 42357	0x0025e539658460e6485d51bfe126a3bf9b229da9	500
6460 40578	0x560f6d733bea6878a730651d291afe93f7da03f3	500
7190 39848	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
7285 39753	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
5789 41249	0xc66d24cb1b5d7ba5e86841938dafcc94f548b7e3	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.41% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About