Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6393 40641	0xe00fc5e4c8a40022af6135ca4680b4b00fca217c	500
5535 41499	0x7daba654bbfe52a4a7261de3e9a5371df50b09ad	500
4554 42480	0x675e410830db43068ce16dda089471b467b1d228	500
5647 41387	0xb08856994dd338b0db1253dcab0e5f56e27f3985	500
7364 39670	0x36dfae6411b4e7bababa7fe5d9efef6f1e019f00	500
6052 40982	0xd21a227d7a5c9d475de1a293cfb07dd9fa0fceb0	500
6781 40253	0x26939c20df74089997675dc2c4856ca5cd64b1fa	500
4126 42908	0x53dda0a69992b87e51f0f14b1337281f09a2c8da	500
5126 41908	0x1c1febd62c36fec018956d348eee527bba8042e1	500
4440 42594	0x8c42e411831d73e4ea563cee6d4c47b97db18679	500
4540 42494	0x16988e88789c8af3a19a2674480203699c201747	500
5048 41986	0x3df2e7e0dd9c20ccfd3c144d71914d63e38b50c2	500
4914 42120	0x04fe79c24aa1a3aad17ada36ba9314e2b00c456a	500
5666 41368	0xc58a205a6ea0bc349ac0f55a0dbf7ca4596d013c	500
6168 40866	0x1b7417bbfb907ec63e1be4c8ec65e35db2ac12fe	500
7226 39808	0xa29918bd6f8502e762a624897b7af21f1a9ebf32	500
5164 41870	0x8ea93d5d15c1bd460ad404e9332fe07146a5eb88	500
4477 42557	0x373a74199d193c0bc5d8d3edfd2bb60c9393f150	500
5739 41295	0x00af4b2bbb4efc3c657d8641b64898e83831922d	500
4371 42663	0x6d2878f68f835c6d791cf6a34dd1ba6a744a61d8	500
5211 41823	0x5da0d73f65b36c09f242f47e7c50db4ffe4ea948	500
6186 40848	0x82e7c565e3b52230b81389ca55cb28115236df36	500
7475 39559	0xd5b022b2c05059472b2a9be332ae870f6e23b86d	500
6761 40273	0x6d02a25209bdec73e97d86d548accd5a18f5fa7f	500
6277 40757	0x2d1db898b13d6fd497d9402013bb9d674b6f7798	500
7071 39963	0x43a1731a9483e70eee22d1e3f8d4d80b3662b977	500
6637 40397	0xec587de3957f12e444eec3160c485c63877259be	500
4649 42385	0x959b83f2b3f7c7f05c8f8ac00f9a8f9f749e90ee	500
5375 41659	0x8ec527695de6dd2b404d0ecc1d688e689e81006a	500
5592 41442	0x35df9413f56332e389b41be14c98e63500be0bc6	500
6492 40542	0x3881871c3621e9a8bb9f5c046a2c944c24229874	500
4793 42241	0x0f3c2476fbf0ed09dff00ea7f4ef252dcc72e6f1	500
5769 41265	0x4fdb52e8aea040154cc6723878a48995d3e84cf6	500
5945 41089	0xa81149cb28e2f2fec9bd1ec70f0358683750de13	500
7244 39790	0x75069fe216759ad511fe621e482ed72d7d0a06dc	500
5755 41279	0xd56e9f604ba364d5df09730afcf946845ace6683	500
6756 40278	0x7438daaf478065071506be4e66cd20be281bbafc	500
6661 40373	0x571269762610c684004695fa5e2af811385a5270	500
6785 40249	0x685e2a2c770a3c479f0666dd06b3526cfb968440	500
6539 40495	0xb21b8812bb6081475d332dbfdbc9412437f709b2	500
How do I move up the leaderboard?
6666 40368	0x870dd04649fe8a0880e4b33c3fbb83df52b38e3f	500
6326 40708	0x8061199a31983a077e691c08b2263a4cf5c24093	500
6459 40575	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
5486 41548	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
5803 41231	0xec37c081bee743585c2000e8dd899706c50cec74	500
4242 42792	0x7539258a68679223b87f92b9953b701046f32e53	500
7096 39938	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
7352 39682	0x47ed23935225764d838cdc042659187c7fa3a232	500
6997 40037	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
4750 42284	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
5619 41415	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
5404 41630	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
5754 41280	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
4708 42326	0xd64cdf9b7101bf61292110579974589176d26846	500
6555 40479	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
4738 42296	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
5567 41467	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
4811 42223	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
5265 41769	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
4325 42709	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
5814 41220	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
6638 40396	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
4798 42236	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
4934 42100	0xbcb742aadb031de5de937108799e89a392f07df1	500
4397 42637	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
6564 40470	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
6229 40805	0x455e859d2d2403da2defec882fb16edfe39ac721	500
4344 42690	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
4239 42795	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
5518 41516	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
6939 40095	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
6157 40877	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
6551 40483	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
6643 40391	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
5316 41718	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
6490 40544	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
5008 42026	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
5397 41637	0x5864824446d298d983e779307b7db6b150568c77	500
4157 42877	0x1d59bcc9836c6fda59cc240827232de9007f80f4	500
4347 42687	0x055049a5407bf49babc38771ed178f1f2b71df08	500
How do I move up the leaderboard?
7384 39650	0x89c90ff68d228b22c66e005c5ec48f2f57682671	500
5220 41814	0xb5cb23d9e8a545a24ba7a73eb32c1e1b146e6ead	500
6729 40305	0x13201bf4dcdfba5aa8e7759856deecab7956eb44	500
4581 42453	0xf013b13890a6dfafea1b64a3c266c90370b768c4	500
5536 41498	0xc7460c90a11dcce2b2ba5e746673cfb794ca4e3a	500
6136 40898	0x202fe4ecc0ace33a52bf05e1c762f2ab50d9cde3	500
5394 41640	0xa73d110b5819588cbf3087c963d3b841438b3387	500
4962 42072	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
6342 40692	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
6548 40486	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
5405 41629	0xba41f166c6aa8ed87c026c735f6464360884594b	500
5039 41995	0x651ba77caffa01472540471982c00f2b070d9197	500
7265 39769	0x09a73ca620c4d2e92009a68cb681741745191774	500
6435 40599	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
6377 40657	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
6007 41027	0x724bcae6c4f199fa8f01ac463a3b0ae8287809dd	500
4335 42699	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
5882 41152	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
6372 40662	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
6732 40302	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About