Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
6175 40862	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
4779 42258	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
6764 40273	0xa9167f09b444638268bde50de3d142a24342e74c	500
4532 42505	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
4438 42599	0x7550d1a3472d93ffe18374590210efa38386aeec	500
6171 40866	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
7196 39841	0xf2327b04521589f505c7074c163805843a4bd6cd	500
5799 41238	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
5371 41666	0x01a45f7fbf7453092e49b6db137568f9cfab8ead	500
6323 40714	0x4e1e47a1cfe4695eeadf12549907247ff4b7cc85	500
4959 42078	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
4640 42397	0xd022e2d1ad363dd8cc09b61763eadfb6db09f178	500
7410 39627	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
5399 41638	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
5977 41060	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
4459 42578	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
4851 42186	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
6821 40216	0xa2489d15e95260897d87f4414259f90566dcef4a	500
7419 39618	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
4568 42469	0x9504f364982930443406b9ab86a502dd1d2f4c8d	500
6205 40832	0x7351d784e1470af4983c3cd680d795e3be815dc5	500
5096 41941	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
6004 41033	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
5225 41812	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
4442 42595	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
6831 40206	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
5667 41370	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
4490 42547	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
4504 42533	0xff448dce2e36d5ecc4a1f4807157f0bfa6cfa156	500
6580 40457	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
6693 40344	0xacbc41e7e3963785e673028ddce544f0b0306529	500
4256 42781	0x36c96c51a98024158cda6a3d3bb886b9b82ce26c	500
5637 41400	0x8bebdb7f971d126bed0084c4cc651be40bee0519	500
7269 39768	0x9d4c46ab40cc699852839d23a72d0d9afdd8fb86	500
5689 41348	0xa0ff6b3d1b85207c849d76638218942a1250e965	500
5173 41864	0x06e27dd8706b2a471d43dd6debd78ef72e388acc	500
5335 41702	0x9e205bc57cc11ea4e38d12e0de43e923b61ba236	500
7237 39800	0xd8cc3c23c9feb635ba1b18fd449188dda3b086c0	500
4595 42442	0x7305d0715ae034e48f6f49d55571451685649247	500
4376 42661	0xfebd639a8f497cf56b17c77d5a80a3fd67b73834	500
How do I move up the leaderboard?
6839 40198	0xca700944a9247dc832d8b3920d555b03e1ddbbd2	500
4554 42483	0x1e01e39476a3dcd94bac0b37163379e8041e9a58	500
5656 41381	0xb162a8693375acafb011de6123a7d7425101e20d	500
4609 42428	0xfcb13e419dbb2ecc2502f7d7e5c6e255bcca0232	500
7327 39710	0x764f4909251f81976a0a2dcebce95333e4c27517	500
4804 42233	0x9f96c56ff184776365752f7b27d1c5342f295dfd	500
5354 41683	0x30154d4a8c0bb2c0a4c59eae2adc4ea0449dccb8	500
6203 40834	0x8f4421646ca5c054deb3be6bcc89c0381323bd5a	500
5795 41242	0x6b57a64a32ec98e616b292a806a60520a7171557	500
6688 40349	0xf2973317457fe9fdd2faff623f13563223931320	500
4869 42168	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
7304 39733	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
4834 42203	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
5362 41675	0x9371a03a0f8343c34218f4130640081da75c4689	500
4525 42512	0xd672e7319b3c13446722d6692ac0dcb060221582	500
4563 42474	0x256e6582a76727a001b25be9b3598c3e8daac664	500
5341 41696	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
5103 41934	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
6011 41026	0xda23238baf9ca24df5b8c5af66ff3cead3f2693a	500
5651 41386	0xd74803d8b40c6b19f7c0dbc503e4a1c21814d6d0	500
5662 41375	0xdc53b1ebe00e8ef150571ff700ff91e7bd633c5d	500
6611 40426	0x1854ecc72738c1cc221bfbb8051bf36e7efeae7f	500
6460 40577	0x560f6d733bea6878a730651d291afe93f7da03f3	500
4934 42103	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
4933 42104	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
6758 40279	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
7376 39661	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
4548 42489	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
6937 40100	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
4844 42193	0xec37c081bee743585c2000e8dd899706c50cec74	500
7053 39984	0x7539258a68679223b87f92b9953b701046f32e53	500
6099 40938	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
6515 40522	0x47ed23935225764d838cdc042659187c7fa3a232	500
5947 41090	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
7027 40010	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
6244 40793	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
7202 39835	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
5000 42037	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
6797 40240	0xd64cdf9b7101bf61292110579974589176d26846	500
4675 42362	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
How do I move up the leaderboard?
6954 40083	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
6606 40431	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
7357 39680	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
5669 41368	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
6863 40174	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
4810 42227	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
4795 42242	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
7314 39723	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
5420 41617	0xbcb742aadb031de5de937108799e89a392f07df1	500
6721 40316	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
4685 42352	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
4258 42779	0x455e859d2d2403da2defec882fb16edfe39ac721	500
6823 40214	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
7059 39978	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
6805 40232	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
5843 41194	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
4161 42876	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
4670 42367	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
4802 42235	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
5344 41693	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.15% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.13% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About