Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
6521 40526	0xcabb8ab5387c4e8ee03083aacaae3addf38bc6fe	500
4200 42847	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
5006 42041	0x04f26561742cf0cef86856ced98c8323c1316d87	500
5243 41804	0x2ebedea991527e949d76f052f578ffe3953d7bbd	500
6787 40260	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
4912 42135	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
4399 42648	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
5259 41788	0x65b13407ff5f9f9f205e9d84da4b872af64ca845	500
4295 42752	0x4d2adf2f8a4ab323b6d4d5cc49f651ecd9aea54a	500
5035 42012	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
6281 40766	0x11bec2c68ee41c37795595765628cc94719ebcfb	500
5785 41262	0x027011c0fd7e86ab7fcab831b204fddfb6af2ed7	500
6691 40356	0x6e63bb3d5705a1ef867bd08a0afda35d71f95b86	500
4372 42675	0x1da4c647f96bd0efeb0ff1947cd596a8259882f3	500
7467 39580	0xbde27dee52ed403a7ca91b43f2161a4aec0231cd	500
5522 41525	0x87ef716d0a06eec40d07a18edf6556d56a5e30c6	500
5068 41979	0xc401f19fb22625b0b74f83526fb1bee830100431	500
6487 40560	0x09fc8cd1d422e77cef172ef85cda1953915a8b74	500
4760 42287	0x1b57434ccad8ef527f951dde8bc60d9498e3a6bb	500
6879 40168	0xc58a205a6ea0bc349ac0f55a0dbf7ca4596d013c	500
4142 42905	0x1b7417bbfb907ec63e1be4c8ec65e35db2ac12fe	500
5588 41459	0xa29918bd6f8502e762a624897b7af21f1a9ebf32	500
4361 42686	0x8ea93d5d15c1bd460ad404e9332fe07146a5eb88	500
7108 39939	0x373a74199d193c0bc5d8d3edfd2bb60c9393f150	500
6035 41012	0x00af4b2bbb4efc3c657d8641b64898e83831922d	500
7215 39832	0x6d2878f68f835c6d791cf6a34dd1ba6a744a61d8	500
4134 42913	0x5da0d73f65b36c09f242f47e7c50db4ffe4ea948	500
4911 42136	0x7438daaf478065071506be4e66cd20be281bbafc	500
4785 42262	0x571269762610c684004695fa5e2af811385a5270	500
6704 40343	0x64bab5ed694635f0b5d594d78a0dd0a8499f174e	500
5165 41882	0xe4409b46490dc90c56ddbb230fb2052702996900	500
6633 40414	0x3db6401fe220e686d535bcd88bf8b2e8b8c55482	500
4793 42254	0x870dd04649fe8a0880e4b33c3fbb83df52b38e3f	500
4338 42709	0x8061199a31983a077e691c08b2263a4cf5c24093	500
4513 42534	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
6523 40524	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
6103 40944	0xec37c081bee743585c2000e8dd899706c50cec74	500
7353 39694	0x7539258a68679223b87f92b9953b701046f32e53	500
5391 41656	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
5770 41277	0x47ed23935225764d838cdc042659187c7fa3a232	500
How do I move up the leaderboard?
5256 41791	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
5852 41195	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
6777 40270	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
6621 40426	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
6050 40997	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
5924 41123	0xd64cdf9b7101bf61292110579974589176d26846	500
4632 42415	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
5883 41164	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
6673 40374	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
5713 41334	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
6262 40785	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
7268 39779	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
6114 40933	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
4751 42296	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
5754 41293	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
5327 41720	0xbcb742aadb031de5de937108799e89a392f07df1	500
7189 39858	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
4642 42405	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
4222 42825	0x455e859d2d2403da2defec882fb16edfe39ac721	500
7248 39799	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
7356 39691	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
6590 40457	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
5178 41869	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
4128 42919	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
4627 42420	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
4756 42291	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
6812 40235	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
4549 42498	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
5016 42031	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
6636 40411	0x5864824446d298d983e779307b7db6b150568c77	500
7450 39597	0x1d59bcc9836c6fda59cc240827232de9007f80f4	500
7243 39804	0x055049a5407bf49babc38771ed178f1f2b71df08	500
5832 41215	0x89c90ff68d228b22c66e005c5ec48f2f57682671	500
6481 40566	0xb5cb23d9e8a545a24ba7a73eb32c1e1b146e6ead	500
4869 42178	0x13201bf4dcdfba5aa8e7759856deecab7956eb44	500
6999 40048	0xf013b13890a6dfafea1b64a3c266c90370b768c4	500
6620 40427	0xc7460c90a11dcce2b2ba5e746673cfb794ca4e3a	500
4103 42944	0x202fe4ecc0ace33a52bf05e1c762f2ab50d9cde3	500
6646 40401	0xa73d110b5819588cbf3087c963d3b841438b3387	500
7308 39739	0xffbc1149985cc83f3bb25b36d4f76d7f4aaac10c	500
How do I move up the leaderboard?
4882 42165	0x40dc629c3cd60363022f24edd45e28f535f3946a	500
4885 42162	0xfabfe951bc93211743c64a09447833afd07b9e3a	500
7144 39903	0x084eb8682fc0519121a5b060f3cb503eb06a4680	500
7484 39563	0x51cae35c15dfbe26f38b8b93fa8942bdbbd229e9	500
7446 39601	0xef47003f0e276eb0fb60b626e80554dd7adcdd11	500
5648 41399	0x28e83f6a1f0ce29b704e24f83e3f3d110b067745	500
4963 42084	0x87771cd954a739b26c829d99e60de76d46b01d74	500
6299 40748	0xed27f0f81416ca31eed04189fdcb73ba14a4d1f0	500
6996 40051	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
6390 40657	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
5608 41439	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
6695 40352	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
7368 39679	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
6424 40623	0xaf77a03c15da528befb8330488b0022b013ca85c	500
4438 42609	0x5ae344a53e47103c21127ae4386b94f5172b23aa	500
4935 42112	0xbef21435972183f93b194b2deb6740eb66359889	500
5369 41678	0x9f0b937a39b73bec57be5c41d816bb2a3ce7dac2	500
4791 42256	0xcf6046fceee250ce41dbe61618af26d7a39b6169	500
7173 39874	0x1cd14801537a3d1550b7e30a9ed59bf68d8cbc84	500
4305 42742	0x0e2da6410405b6e11e6a5b9deda66f9848502366	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.84% on your WSTETH

Earn 5.50% on your DAI

Earn 4.90% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.98% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About