Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.74%.

Get $RAYS

Leaderboard

Rank	User	Rays
4131 42905	0x16526739af6ee7c66ae93f0eeeaa9fcae8499470	500
5818 41218	0xc03dd8abdf23a0daad936ad7451ef8355f6bba12	500
6904 40132	0x716dcfbacd8008787b1dbea38a967f604a152095	500
6780 40256	0x0d38a181e4d2c44d691535956dc3b23882b164a8	500
4982 42054	0x05e11de553a95955151d9815ef96ad0cd8daf6de	500
7195 39841	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
7385 39651	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
6787 40249	0x685e2a2c770a3c479f0666dd06b3526cfb968440	500
6541 40495	0xb21b8812bb6081475d332dbfdbc9412437f709b2	500
6430 40606	0xff448dce2e36d5ecc4a1f4807157f0bfa6cfa156	500
5884 41152	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
6530 40506	0x4e1043e3aef3d528657095dc2530244835979d7e	500
4573 42463	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
5901 41135	0x2afeb11505bbe8d9480eadd21a3ffaf9ff638ab0	500
6374 40662	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
7457 39579	0xd8cf80c2e19dd84b1cd913da0542b31ca43804d4	500
4242 42794	0xba262a49004931bd65f077a045aeef8c5978376b	500
5013 42023	0x0100bf1757bfe5680b8ae704c181e72496f7270d	500
5873 41163	0xfc8060d17c1b5f7e0fe6372745d9e8985f1ffcff	500
6615 40421	0xd5c5a75ef88542b3a460e9b8f417d2962809de7c	500
6292 40744	0x4d2adf2f8a4ab323b6d4d5cc49f651ecd9aea54a	500
5808 41228	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
5105 41931	0x9371a03a0f8343c34218f4130640081da75c4689	500
6444 40592	0xd672e7319b3c13446722d6692ac0dcb060221582	500
5870 41166	0x256e6582a76727a001b25be9b3598c3e8daac664	500
5097 41939	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
5990 41046	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
5799 41237	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
4127 42909	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
5569 41467	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
4813 42223	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
5267 41769	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
4327 42709	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
5816 41220	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
6640 40396	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
4800 42236	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
4936 42100	0xbcb742aadb031de5de937108799e89a392f07df1	500
4399 42637	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
6566 40470	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
6231 40805	0x455e859d2d2403da2defec882fb16edfe39ac721	500
How do I move up the leaderboard?
4346 42690	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
4241 42795	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
5520 41516	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
6941 40095	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
6159 40877	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
6553 40483	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
6645 40391	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
5318 41718	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
6492 40544	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
5010 42026	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
5399 41637	0x5864824446d298d983e779307b7db6b150568c77	500
4159 42877	0x1d59bcc9836c6fda59cc240827232de9007f80f4	500
4349 42687	0x055049a5407bf49babc38771ed178f1f2b71df08	500
7386 39650	0x89c90ff68d228b22c66e005c5ec48f2f57682671	500
5222 41814	0xb5cb23d9e8a545a24ba7a73eb32c1e1b146e6ead	500
6731 40305	0x13201bf4dcdfba5aa8e7759856deecab7956eb44	500
4583 42453	0xf013b13890a6dfafea1b64a3c266c90370b768c4	500
5538 41498	0xc7460c90a11dcce2b2ba5e746673cfb794ca4e3a	500
6138 40898	0x202fe4ecc0ace33a52bf05e1c762f2ab50d9cde3	500
5396 41640	0xa73d110b5819588cbf3087c963d3b841438b3387	500
4289 42747	0xffbc1149985cc83f3bb25b36d4f76d7f4aaac10c	500
6738 40298	0x40dc629c3cd60363022f24edd45e28f535f3946a	500
6741 40295	0xfabfe951bc93211743c64a09447833afd07b9e3a	500
4444 42592	0x084eb8682fc0519121a5b060f3cb503eb06a4680	500
5471 41565	0x51cae35c15dfbe26f38b8b93fa8942bdbbd229e9	500
4161 42875	0xef47003f0e276eb0fb60b626e80554dd7adcdd11	500
7271 39765	0x28e83f6a1f0ce29b704e24f83e3f3d110b067745	500
6788 40248	0x87771cd954a739b26c829d99e60de76d46b01d74	500
5981 41055	0xed27f0f81416ca31eed04189fdcb73ba14a4d1f0	500
4410 42626	0xacbc41e7e3963785e673028ddce544f0b0306529	500
6229 40807	0x36c96c51a98024158cda6a3d3bb886b9b82ce26c	500
5249 41787	0x8bebdb7f971d126bed0084c4cc651be40bee0519	500
4792 42244	0x9d4c46ab40cc699852839d23a72d0d9afdd8fb86	500
6848 40188	0xa0ff6b3d1b85207c849d76638218942a1250e965	500
6043 40993	0x06e27dd8706b2a471d43dd6debd78ef72e388acc	500
5093 41943	0x9e205bc57cc11ea4e38d12e0de43e923b61ba236	500
4149 42887	0xd8cc3c23c9feb635ba1b18fd449188dda3b086c0	500
6501 40535	0x7305d0715ae034e48f6f49d55571451685649247	500
6331 40705	0xfebd639a8f497cf56b17c77d5a80a3fd67b73834	500
4720 42316	0xca700944a9247dc832d8b3920d555b03e1ddbbd2	500
How do I move up the leaderboard?
6467 40569	0x1e01e39476a3dcd94bac0b37163379e8041e9a58	500
5255 41781	0xb162a8693375acafb011de6123a7d7425101e20d	500
4587 42449	0xfcb13e419dbb2ecc2502f7d7e5c6e255bcca0232	500
4120 42916	0x764f4909251f81976a0a2dcebce95333e4c27517	500
6647 40389	0x9f96c56ff184776365752f7b27d1c5342f295dfd	500
4950 42086	0x30154d4a8c0bb2c0a4c59eae2adc4ea0449dccb8	500
5626 41410	0x8f4421646ca5c054deb3be6bcc89c0381323bd5a	500
5715 41321	0x6b57a64a32ec98e616b292a806a60520a7171557	500
5548 41488	0xf2973317457fe9fdd2faff623f13563223931320	500
5631 41405	0x65fe89a480bdb998f4116daf2a9360632554092c	500
5229 41807	0x225e9b54f41f44f42150b6aaa730da5f2d23faf2	500
4097 42939	0xb74e7e386067348da729544a8122aa6a89335ce2	500
6762 40274	0xda5a59fee853e9d73dfa10b76f249ef556ee4873	500
4525 42511	0x78445d39fae182902ecd6c476f3953d508d7f9ad	500
7211 39825	0xc6b45909047cec807d4f1ec2057560262ce1a5e8	500
6221 40815	0x3206d306cd05426e20fd57f6c78285b0882e0481	500
5813 41223	0x3838433f63f4d4a24260f2485aacf5894ba7bc93	500
7066 39970	0xd825aca0b2f2e077797ffe5a09294d4262636eb9	500
4586 42450	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
6050 40986	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.51% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About