Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
6202 40867	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
6587 40482	0x9d5bc1e20c131a175924e912e20255465337a223	500
4925 42144	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
5479 41590	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4593 42476	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
6095 40974	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5117 41952	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
5527 41542	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
5083 41986	0x58e11792d0637540ab1f430e4659693659ea2734	500
5132 41937	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
6982 40087	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
4131 42938	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
7287 39782	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
7336 39733	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
5584 41485	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
5228 41841	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
7363 39706	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
7028 40041	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
6561 40508	0x0e475cb9899049a4107a889aa5b07365776eac55	500
5254 41815	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
6479 40590	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6274 40795	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
4912 42157	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
7440 39629	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
5454 41615	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
5340 41729	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
7451 39618	0x346c48ff889501a968f1ab5256480baba010bbb5	500
7479 39590	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
5317 41752	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6622 40447	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
5609 41460	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6634 40435	0x3f591610c34ebe3c26b0ff25d683773383361541	500
5074 41995	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6966 40103	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
4622 42447	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
6120 40949	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
6160 40909	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4563 42506	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
6339 40730	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
5077 41992	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
How do I move up the leaderboard?
4561 42508	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4508 42561	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4468 42601	0xf9c8b051234f8b43306d099044451c02857719eb	500
4170 42899	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
6744 40325	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
7055 40014	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
7007 40062	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
7213 39856	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
4900 42169	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
7461 39608	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
5446 41623	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
4969 42100	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
4790 42279	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4401 42668	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
7429 39640	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
5385 41684	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
6546 40523	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
5642 41427	0x834bcb7abb0e074a75481e6c78544a385726a151	500
6591 40478	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
6174 40895	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
5633 41436	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
6804 40265	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
5682 41387	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4228 42841	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7317 39752	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
6521 40548	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
7017 40052	0x3483a0282281768e2883c443989194259cba7eaf	500
4909 42160	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
5564 41505	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
5896 41173	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
6544 40525	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4414 42655	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
6245 40824	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
7314 39755	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
7105 39964	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6067 41002	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
5225 41844	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4371 42698	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4208 42861	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
7305 39764	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
How do I move up the leaderboard?
4609 42460	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
6486 40583	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4626 42443	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
5882 41187	0x280a57e122574f3021b1f11344d502306ceba71d	500
5703 41366	0x3548ca2f774b5b36c7758d191ba62f1ddfc50649	500
6983 40086	0x770943da73a2c616eec597b23a43d51112064a55	500
4767 42302	0x204ea895633f3496ffdf8cc1f471d0daffcf9184	500
5572 41497	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
4765 42304	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6030 41039	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4525 42544	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
5996 41073	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
5318 41751	0x07642377e958e1be81eb2c222d132dded2359baf	500
5560 41509	0x7d80fa31680f9e28e5c53c0894c5ef46e8110c8d	500
7096 39973	0x8f2b3384061b241a0a5ea0b3c153eb2865f45185	500
4451 42618	0x600b2d3e01d795e9768d10b79809329c051e5b35	500
5224 41845	0x0fadcd8d7862bb2b39d63d6a30c6b7c660c41d32	500
6291 40778	0xd39084e32664d2f6fc38ccada958111b9cec77a9	500
6515 40554	0xe3b07c3db2f9467a5c362d460961dbdbe90d5419	500
4861 42208	0xf0da4128a4ed2ed3ffe5d8618a6e002f338b8e52	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.51% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.02% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About