Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5795 41239	0xf1f1a03d7ecce650d30951b5166c39e75d4d0d2e	500
5981 41053	0x20be04f0761a784be304f7dbd97fc527401e7b4e	500
7092 39942	0xc5cdcd2cc6b2cdeb2073ec7cd0297efeed545e89	500
4896 42138	0x7afdd1ba1145e583fba788cc21da686e736a311c	500
5303 41731	0x84d797cc9bbb8251b2784327ecfc4a3c9cae8970	500
5757 41277	0xf74913efcaef4d396ec36051b4c5f773b8825a24	500
4097 42937	0x4fe73567b3ee802dcd4efbea3d92011cef0290b9	500
4689 42345	0xdd04eab7db82ac64446cccf79c6fba7607942df2	500
5872 41162	0x097483939efe759f8799c55094f6bd1417559026	500
5703 41331	0x12cfb1db767fea232fe925c557bed1a80e027be9	500
5732 41302	0x7245a2a3aabf1cc070f1f48a3119cd5623038bcf	500
4584 42450	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
6048 40986	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
4847 42187	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
5579 41455	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
4229 42805	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
6076 40958	0xaf77a03c15da528befb8330488b0022b013ca85c	500
6403 40631	0x5ae344a53e47103c21127ae4386b94f5172b23aa	500
6768 40266	0xbef21435972183f93b194b2deb6740eb66359889	500
7080 39954	0x9f0b937a39b73bec57be5c41d816bb2a3ce7dac2	500
5068 41966	0xcf6046fceee250ce41dbe61618af26d7a39b6169	500
4413 42621	0x1cd14801537a3d1550b7e30a9ed59bf68d8cbc84	500
5965 41069	0x11bec2c68ee41c37795595765628cc94719ebcfb	500
4787 42247	0x027011c0fd7e86ab7fcab831b204fddfb6af2ed7	500
5577 41457	0x6e63bb3d5705a1ef867bd08a0afda35d71f95b86	500
6349 40685	0x1da4c647f96bd0efeb0ff1947cd596a8259882f3	500
7473 39561	0xbde27dee52ed403a7ca91b43f2161a4aec0231cd	500
7179 39855	0x87ef716d0a06eec40d07a18edf6556d56a5e30c6	500
6860 40174	0xc401f19fb22625b0b74f83526fb1bee830100431	500
5219 41815	0x09fc8cd1d422e77cef172ef85cda1953915a8b74	500
6647 40387	0x1b57434ccad8ef527f951dde8bc60d9498e3a6bb	500
4782 42252	0x3f821488575a92a42add5c914790d67d9c6f922e	500
7049 39985	0xd295a56a294c338f2fa542d9f139a3d41521695a	500
6264 40770	0x1fb76046ee95a204fb87a1418b4e34c2bf58ccb9	500
6912 40122	0xd3f089a42d3cb1f225891182ddf51d38a7da7fce	500
7449 39585	0x273fdfc4c0b2251c4758b54e1ae9b5b5ee6c4455	500
7381 39653	0xb95c8579f9b5abf74332b12a3d5ae03800fee7fe	500
7316 39718	0x88071da47fc03e8dbcbec85413bbc187a6f77385	500
6353 40681	0xd245026b6fdc76b8cd7d9bb2d3ba560f6d7dd439	500
6348 40686	0x878571298d28b5c8638b71d8346a2665376a7bea	500
How do I move up the leaderboard?
5267 41767	0xf2ef5636b38ecf46324ac97957a514beda674d7d	500
4499 42535	0xa1786faa1d8f4724819e8dcf44ffbdd399ed4d43	500
4755 42279	0x7463ae891f82e2ae5b0b99ec01d10e2d32860124	500
5205 41829	0x2e7e3893415ffc84876ad2fa581596c4299a7e00	500
5614 41420	0xa41dd9b4728158dc78feced1f19d177e63048076	500
7188 39846	0x6de9b85fcdf138698d6e666879f9153fb174e153	500
5766 41268	0x95c63536ca06fef463525b406d8234737a1f3587	500
6307 40727	0x65c9eddc15437cb4da3ef2d6074af8d56e392c87	500
6226 40808	0xf1463aa975488e822521e62cffeeda31bc82cd73	500
5289 41745	0x8fd589aa8bfa402156a6d1ad323fec0ecee50d9d	500
4276 42758	0xed4c461b80833f2da43397ab6eb9beeb3cb96bb9	500
6072 40962		500
5522 41512	0x35aa433e4b35de2c907b5c2d5703822e253aef54	500
4129 42905	0x16526739af6ee7c66ae93f0eeeaa9fcae8499470	500
5816 41218	0xc03dd8abdf23a0daad936ad7451ef8355f6bba12	500
6902 40132	0x716dcfbacd8008787b1dbea38a967f604a152095	500
6778 40256	0x0d38a181e4d2c44d691535956dc3b23882b164a8	500
4980 42054	0x05e11de553a95955151d9815ef96ad0cd8daf6de	500
7193 39841	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
7383 39651	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
5585 41449	0x64bab5ed694635f0b5d594d78a0dd0a8499f174e	500
6932 40102	0xe4409b46490dc90c56ddbb230fb2052702996900	500
5543 41491	0x3db6401fe220e686d535bcd88bf8b2e8b8c55482	500
6428 40606	0xff448dce2e36d5ecc4a1f4807157f0bfa6cfa156	500
7002 40032	0x44cf78e365a3cffed54b7f2d702c2c6239276fa3	500
5991 41043	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
6998 40036	0x6a52088fc0d67f3782e75219cebf9e8d377dfa7a	500
7154 39880	0x76d8e806535e7048b95907716d692c5d7ed32ada	500
5484 41550	0xcabb8ab5387c4e8ee03083aacaae3addf38bc6fe	500
6211 40823	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
6820 40214	0x04f26561742cf0cef86856ced98c8323c1316d87	500
6987 40047	0x2ebedea991527e949d76f052f578ffe3953d7bbd	500
5622 41412	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
6757 40277	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
6841 40193	0x5f5d1f7e529e56b2fd530ded0812f766229eec4a	500
5846 41188	0xd2e52b4b83ae7cc6ed40dc8c21553675aec66edb	500
5719 41315	0x0bdf02e3421b6434b97e12fc09cbdc8315efb070	500
6101 40933	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
6927 40107	0xa1b0780ff495bbc7503ada876b4fefa549bdb418	500
7268 39766	0x63ef7c2b53546db7a79dac8f9dbb929883e23ee5	500
How do I move up the leaderboard?
6528 40506	0x4e1043e3aef3d528657095dc2530244835979d7e	500
4792 42242	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
4437 42597	0x1854ecc72738c1cc221bfbb8051bf36e7efeae7f	500
7043 39991	0xda23238baf9ca24df5b8c5af66ff3cead3f2693a	500
7422 39612	0x9c582560742a99ac2a81e085cce006101d1575fe	500
6491 40543	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
4423 42611	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
6135 40899	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
7373 39661	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
6861 40173	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7470 39564	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
5336 41698	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
4468 42566	0x764c4062b10a7e27408267900072da70feaaa729	500
4981 42053	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
5408 41626	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
5388 41646	0x5a411f084faa3259924a4764ff9b090c5780a159	500
7013 40021	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
6956 40078	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
6569 40465	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
5821 41213	0x5416d969c863464132abf9817fd4be6452b7de7f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About