Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 16.61x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5158 41872	0x8ea93d5d15c1bd460ad404e9332fe07146a5eb88	500
4471 42559	0x373a74199d193c0bc5d8d3edfd2bb60c9393f150	500
5733 41297	0x00af4b2bbb4efc3c657d8641b64898e83831922d	500
4365 42665	0x6d2878f68f835c6d791cf6a34dd1ba6a744a61d8	500
5205 41825	0x5da0d73f65b36c09f242f47e7c50db4ffe4ea948	500
6180 40850	0x82e7c565e3b52230b81389ca55cb28115236df36	500
7470 39560	0xd5b022b2c05059472b2a9be332ae870f6e23b86d	500
6755 40275	0x6d02a25209bdec73e97d86d548accd5a18f5fa7f	500
6271 40759	0x2d1db898b13d6fd497d9402013bb9d674b6f7798	500
7065 39965	0x43a1731a9483e70eee22d1e3f8d4d80b3662b977	500
6631 40399	0xec587de3957f12e444eec3160c485c63877259be	500
4643 42387	0x959b83f2b3f7c7f05c8f8ac00f9a8f9f749e90ee	500
5369 41661	0x8ec527695de6dd2b404d0ecc1d688e689e81006a	500
5586 41444	0x35df9413f56332e389b41be14c98e63500be0bc6	500
6486 40544	0x3881871c3621e9a8bb9f5c046a2c944c24229874	500
4787 42243	0x0f3c2476fbf0ed09dff00ea7f4ef252dcc72e6f1	500
5763 41267	0x4fdb52e8aea040154cc6723878a48995d3e84cf6	500
5939 41091	0xa81149cb28e2f2fec9bd1ec70f0358683750de13	500
6607 40423	0xd5c5a75ef88542b3a460e9b8f417d2962809de7c	500
4417 42613	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
6626 40404	0x288012c6b30ec8883f5d34d6ed65371022729763	500
5330 41700	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
4218 42812	0xb4e4695cc96c325c2d84f8431de6759b05e8303b	500
5815 41215	0x5416d969c863464132abf9817fd4be6452b7de7f	500
4634 42396	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
6994 40036	0x65b13407ff5f9f9f205e9d84da4b872af64ca845	500
5149 41881	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
4159 42871	0xf2327b04521589f505c7074c163805843a4bd6cd	500
6371 40659	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
5616 41414	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
5766 41264	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
7007 40023	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
7274 39756	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
6950 40080	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
6563 40467	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
4999 42031	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
5770 41260	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
7141 39889	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
7140 39890	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
4985 42045	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
How do I move up the leaderboard?
5119 41911	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
6290 40740	0xe5c306c10edc4558d9882d8c8ed6f026a3b33120	500
5646 41384	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
6384 40646	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
5611 41419	0xf7530d5df6c91809a72f733de8cfbbf08720f6e2	500
4743 42287	0x2208354ec33362887bf80332d289d03a1e80cbbd	500
7160 39870	0x03fffc650a1b3e1d19c65393fd342456a4fe169f	500
5953 41077	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
4369 42661	0xa9167f09b444638268bde50de3d142a24342e74c	500
4565 42465	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
6910 40120	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
6742 40288	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
4975 42055	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
6751 40279	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
5867 41163	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
5880 41150	0x7550d1a3472d93ffe18374590210efa38386aeec	500
5103 41927	0x01a45f7fbf7453092e49b6db137568f9cfab8ead	500
7259 39771	0x09a73ca620c4d2e92009a68cb681741745191774	500
4162 42868	0x9c0d72f2ac26420cb7eeb155bf401b672840e87b	500
6292 40738	0x0e2da6410405b6e11e6a5b9deda66f9848502366	500
5795 41235	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
4340 42690	0xa2489d15e95260897d87f4414259f90566dcef4a	500
5333 41697	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
5260 41770	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
7417 39613	0x9c582560742a99ac2a81e085cce006101d1575fe	500
6095 40935	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
6921 40109	0xa1b0780ff495bbc7503ada876b4fefa549bdb418	500
5005 42025	0x0100bf1757bfe5680b8ae704c181e72496f7270d	500
4554 42476	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
7032 39998	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
5217 41813	0x8e30f8ae58d215da6f7125d46da4cc17c52db4cd	500
6760 40270	0xc5a2d4ffbb95570602616a7acaa4904c88a3be33	500
4234 42796	0xba262a49004931bd65f077a045aeef8c5978376b	500
6905 40125	0xc66d24cb1b5d7ba5e86841938dafcc94f548b7e3	500
6726 40304	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
5876 41154	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
6366 40664	0xaf96d38ed002b6680f09a63e6d5852fa307f7f29	500
5507 41523	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
4329 42701	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
6409 40621	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
How do I move up the leaderboard?
7376 39654	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
6453 40577	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
6320 40710	0x8061199a31983a077e691c08b2263a4cf5c24093	500
5382 41648	0x5a411f084faa3259924a4764ff9b090c5780a159	500
5480 41550	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
5797 41233	0xec37c081bee743585c2000e8dd899706c50cec74	500
4236 42794	0x7539258a68679223b87f92b9953b701046f32e53	500
7090 39940	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
7346 39684	0x47ed23935225764d838cdc042659187c7fa3a232	500
6991 40039	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
4744 42286	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
5613 41417	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
5398 41632	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
5748 41282	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
4702 42328	0xd64cdf9b7101bf61292110579974589176d26846	500
6549 40481	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
4732 42298	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
5561 41469	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
4805 42225	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
5259 41771	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.28% on your WSTETH

Earn 5.50% on your DAI

Earn 4.05% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.50% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About