Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
4582 42465	0x01bb72379d08016ccafc04e09d097f86c3c35e12	500
5855 41192	0xe8c42650b8599f47e3289a5ac6a3ddfaebc222e0	500
5609 41438	0x1ab254cd8e9b163aae91a7494a5218eeadb06740	500
6591 40456	0xe62476c1c71fc06e1d466fed950c17876193f4cc	500
6194 40853	0x4eb64d4958fbab93275fc1739f207e822f55aefb	500
6094 40953	0xf1f1a03d7ecce650d30951b5166c39e75d4d0d2e	500
6301 40746	0x20be04f0761a784be304f7dbd97fc527401e7b4e	500
5386 41661	0xc5cdcd2cc6b2cdeb2073ec7cd0297efeed545e89	500
5451 41596	0x7afdd1ba1145e583fba788cc21da686e736a311c	500
6833 40214	0x84d797cc9bbb8251b2784327ecfc4a3c9cae8970	500
6054 40993	0xf74913efcaef4d396ec36051b4c5f773b8825a24	500
5411 41636	0x4fe73567b3ee802dcd4efbea3d92011cef0290b9	500
5953 41094	0xdd04eab7db82ac64446cccf79c6fba7607942df2	500
6175 40872	0x097483939efe759f8799c55094f6bd1417559026	500
6918 40129	0x12cfb1db767fea232fe925c557bed1a80e027be9	500
6028 41019	0x7245a2a3aabf1cc070f1f48a3119cd5623038bcf	500
4550 42497	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
7163 39884	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
6497 40550	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
5812 41235	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
5070 41977	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7456 39591	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
6775 40272	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
7118 39929	0x764c4062b10a7e27408267900072da70feaaa729	500
5108 41939	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
6666 40381	0x5a411f084faa3259924a4764ff9b090c5780a159	500
5276 41771	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
5203 41844	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
4647 42400	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
6121 40926	0x5416d969c863464132abf9817fd4be6452b7de7f	500
6070 40977	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
5662 41385	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
6074 40973	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
5464 41583	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
6936 40111	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
4731 42316	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
7211 39836	0xa9167f09b444638268bde50de3d142a24342e74c	500
6176 40871	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
6192 40855	0x7550d1a3472d93ffe18374590210efa38386aeec	500
5463 41584	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
How do I move up the leaderboard?
7438 39609	0xf2327b04521589f505c7074c163805843a4bd6cd	500
5144 41903	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
4674 42373	0x01a45f7fbf7453092e49b6db137568f9cfab8ead	500
6751 40296	0x4e1e47a1cfe4695eeadf12549907247ff4b7cc85	500
4898 42149	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
4600 42447	0xd022e2d1ad363dd8cc09b61763eadfb6db09f178	500
5071 41976	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
4578 42469	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
6859 40188	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
4423 42624	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
6101 40946	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
7244 39803	0xa2489d15e95260897d87f4414259f90566dcef4a	500
6772 40275	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
4531 42516	0x9504f364982930443406b9ab86a502dd1d2f4c8d	500
5490 41557	0x7351d784e1470af4983c3cd680d795e3be815dc5	500
7021 40026	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
5308 41739	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
6274 40773	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
6578 40469	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
6259 40788	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
4453 42594	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
5830 41217	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
5445 41602	0xad95b231d2dc99dff7a0a245567a205e5d55a8ad	500
6048 40999	0x3135734ab4a40cf23b4ace9f483e116560b72787	500
4858 42189	0x6c1667b508d712976069aedcdb34cf74da095606	500
4560 42487	0xcfb6238caa0b63d382539040d4a8a9e84ce8e69d	500
4763 42284	0xc165626029a9bd9cb8efa234940b1364d14bf2e6	500
4596 42451	0x3c6b7b0fdb4e87d08079594218eb67c94e1cfa29	500
6657 40390	0x1ccf03032bd2c9119a743e92fb8341243c20a953	500
7223 39824	0x29aa2ed8712072e918632259780e587698ef58df	500
6129 40918	0xadd528e4b48ac854dfad1e79ad6af2e7524af26d	500
6769 40278	0xf7530d5df6c91809a72f733de8cfbbf08720f6e2	500
4930 42117	0xc5a2d4ffbb95570602616a7acaa4904c88a3be33	500
4695 42352	0x9371a03a0f8343c34218f4130640081da75c4689	500
6106 40941	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
4602 42445	0xf5323781c4a797ea3d586aa63755c5f0d9d63fae	500
4638 42409	0x0025e539658460e6485d51bfe126a3bf9b229da9	500
6096 40951	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
6171 40876	0x256e6582a76727a001b25be9b3598c3e8daac664	500
4489 42558	0xd672e7319b3c13446722d6692ac0dcb060221582	500
How do I move up the leaderboard?
6377 40670	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
7149 39898	0x1854ecc72738c1cc221bfbb8051bf36e7efeae7f	500
5315 41732	0xda23238baf9ca24df5b8c5af66ff3cead3f2693a	500
6839 40208	0x45385e776d96ef483efe321a5154653d1d2f3f7f	500
5946 41101	0x9c582560742a99ac2a81e085cce006101d1575fe	500
4720 42327	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
6310 40737	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
5476 41571	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
4751 42296	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
5883 41164	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
4632 42415	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
5924 41123	0xd64cdf9b7101bf61292110579974589176d26846	500
5754 41293	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
6050 40997	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
5327 41720	0xbcb742aadb031de5de937108799e89a392f07df1	500
7189 39858	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
6621 40426	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
4642 42405	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
4222 42825	0x455e859d2d2403da2defec882fb16edfe39ac721	500
6777 40270	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.85% on your WSTETH

Earn 5.50% on your DAI

Earn 4.90% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.13% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About