Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
4549 42488	0x65b13407ff5f9f9f205e9d84da4b872af64ca845	500
7341 39696	0x8e30f8ae58d215da6f7125d46da4cc17c52db4cd	500
4137 42900	0x288012c6b30ec8883f5d34d6ed65371022729763	500
5657 41380	0x2208354ec33362887bf80332d289d03a1e80cbbd	500
7240 39797	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
5193 41844	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
6357 40680	0x724bcae6c4f199fa8f01ac463a3b0ae8287809dd	500
6747 40290	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
6811 40226	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
4867 42170	0x09a73ca620c4d2e92009a68cb681741745191774	500
7070 39967	0x651ba77caffa01472540471982c00f2b070d9197	500
5591 41446	0xba41f166c6aa8ed87c026c735f6464360884594b	500
6933 40104	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
6709 40328	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
7117 39920	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
6818 40219	0xd672e7319b3c13446722d6692ac0dcb060221582	500
6218 40819	0x256e6582a76727a001b25be9b3598c3e8daac664	500
6147 40890	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
6981 40056	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
6156 40881	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
7167 39870	0x9371a03a0f8343c34218f4130640081da75c4689	500
4243 42794	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
5143 41894	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
7015 40022	0xf0f0bfa520e83dc7f44a1e15eb4e42e29aef297a	500
6341 40696	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
4546 42491	0x6a52088fc0d67f3782e75219cebf9e8d377dfa7a	500
6837 40200	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
5712 41325	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
6153 40884	0xec37c081bee743585c2000e8dd899706c50cec74	500
5292 41745	0x7539258a68679223b87f92b9953b701046f32e53	500
4662 42375	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
4975 42062	0x47ed23935225764d838cdc042659187c7fa3a232	500
4545 42492	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
5656 41381	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
5928 41109	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
5588 41449	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
6103 40934	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
5773 41264	0xd64cdf9b7101bf61292110579974589176d26846	500
6940 40097	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
5698 41339	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
How do I move up the leaderboard?
5836 41201	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
5501 41536	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
5361 41676	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
5203 41834	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
6164 40873	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
4144 42893	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
5524 41513	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
7208 39829	0xbcb742aadb031de5de937108799e89a392f07df1	500
5113 41924	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
6949 40088	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
6594 40443	0x455e859d2d2403da2defec882fb16edfe39ac721	500
5183 41854	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
5295 41742	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
5769 41268	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
4483 42554	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
6517 40520	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
6936 40101	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
4149 42888	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
5445 41592	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
6870 40167	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
7019 40018	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
5580 41457	0x5864824446d298d983e779307b7db6b150568c77	500
7441 39596	0x1d59bcc9836c6fda59cc240827232de9007f80f4	500
5180 41857	0x055049a5407bf49babc38771ed178f1f2b71df08	500
5022 42015	0x89c90ff68d228b22c66e005c5ec48f2f57682671	500
7338 39699	0xb5cb23d9e8a545a24ba7a73eb32c1e1b146e6ead	500
4240 42797	0x13201bf4dcdfba5aa8e7759856deecab7956eb44	500
6968 40069	0xf013b13890a6dfafea1b64a3c266c90370b768c4	500
5794 41243	0xc7460c90a11dcce2b2ba5e746673cfb794ca4e3a	500
6494 40543	0x202fe4ecc0ace33a52bf05e1c762f2ab50d9cde3	500
5577 41460	0xa73d110b5819588cbf3087c963d3b841438b3387	500
5242 41795	0xffbc1149985cc83f3bb25b36d4f76d7f4aaac10c	500
4248 42789	0x40dc629c3cd60363022f24edd45e28f535f3946a	500
4251 42786	0xfabfe951bc93211743c64a09447833afd07b9e3a	500
5030 42007	0x084eb8682fc0519121a5b060f3cb503eb06a4680	500
5688 41349	0x51cae35c15dfbe26f38b8b93fa8942bdbbd229e9	500
7439 39598	0xef47003f0e276eb0fb60b626e80554dd7adcdd11	500
4871 42166	0x28e83f6a1f0ce29b704e24f83e3f3d110b067745	500
4305 42732	0x87771cd954a739b26c829d99e60de76d46b01d74	500
6329 40708	0xed27f0f81416ca31eed04189fdcb73ba14a4d1f0	500
How do I move up the leaderboard?
5094 41943	0xacbc41e7e3963785e673028ddce544f0b0306529	500
6592 40445	0x36c96c51a98024158cda6a3d3bb886b9b82ce26c	500
7377 39660	0x8bebdb7f971d126bed0084c4cc651be40bee0519	500
5549 41488	0x9d4c46ab40cc699852839d23a72d0d9afdd8fb86	500
4371 42666	0xa0ff6b3d1b85207c849d76638218942a1250e965	500
6393 40644	0x06e27dd8706b2a471d43dd6debd78ef72e388acc	500
7149 39888	0x9e205bc57cc11ea4e38d12e0de43e923b61ba236	500
7451 39586	0xd8cc3c23c9feb635ba1b18fd449188dda3b086c0	500
6879 40158	0x7305d0715ae034e48f6f49d55571451685649247	500
6695 40342	0xfebd639a8f497cf56b17c77d5a80a3fd67b73834	500
5750 41287	0xca700944a9247dc832d8b3920d555b03e1ddbbd2	500
6843 40194	0x1e01e39476a3dcd94bac0b37163379e8041e9a58	500
7390 39647	0xb162a8693375acafb011de6123a7d7425101e20d	500
6889 40148	0xfcb13e419dbb2ecc2502f7d7e5c6e255bcca0232	500
6990 40047	0x764f4909251f81976a0a2dcebce95333e4c27517	500
4151 42886	0x9f96c56ff184776365752f7b27d1c5342f295dfd	500
7160 39877	0x30154d4a8c0bb2c0a4c59eae2adc4ea0449dccb8	500
5941 41096	0x8f4421646ca5c054deb3be6bcc89c0381323bd5a	500
6062 40975	0x6b57a64a32ec98e616b292a806a60520a7171557	500
5807 41230	0xf2973317457fe9fdd2faff623f13563223931320	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.00% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About