Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6500 40536	0x644de4b3310f8331cabf74863a458142c13cb185	500
4714 42322	0x15742f8aea5b6e5c79a98420f8a18e77717a4bbc	500
5283 41753	0x874d8c7310b910e6b8219d2a5982ef87ed1676b3	500
4137 42899	0xc79c88386c95130bf7c20a184cb8281ed639fab4	500
7445 39591	0xb9b98205f564666f7b432b942642e45d23acd5d4	500
6708 40328	0xb6e5145fa3a414de979ae73635ac30d8334aa7e1	500
7355 39681	0xf196bba501bd8b6bfbe230dd6db39a93c72cb4f8	500
5116 41920	0x42ab9e1c9332e61eba3a17b53fce2abf73dc8b12	500
4863 42173	0x566e730944fde658583d84484f64c4bce31ccf20	500
4388 42648	0x84b923b7831f36d708ff53fe99b475f84238f621	500
4616 42420	0x8251e35cab4dbdeda87d1a71fbfae185247de10f	500
6456 40580	0xa18e51224976de03994887d0b60b925bdc935202	500
6182 40854	0x18be579062478474af9b245e401008d4be2ac4ad	500
5712 41324	0x353c0ac9b3c6041108a62077ae5875bb9845b89a	500
4553 42483	0xe97f2d37f9612b702d1a2eb5288bd62de95864b8	500
4446 42590	0x2426da9034f8092d05cd6af8d3e677280794eb41	500
6924 40112	0x16812c291ded550b952a6ec93f72588ad51bf3c1	500
4122 42914	0x0ae83a9554c0137b06082b166871947ccc4e9674	500
7206 39830	0x19dfdc194bb5cf599af78b1967dbb3783c590720	500
6275 40761	0x1babd792a2146ba2ff48cffd68de771826f0ed63	500
5864 41172	0x768651e0f90e3d25632868f6ab46a256aa341713	500
6899 40137	0x6a07b20232705e9caac678a5462e956abfbb3c35	500
5787 41249	0xcdf5d0315053e30189db44eb4920dd009034a5fd	500
7473 39563	0x1560825553403bdb6c22a345594e1d67e36c27e4	500
5603 41433	0x1ef47583f1cce8bd1aee979ef947e07e08f88506	500
5442 41594	0xd014f3097c4a95c509eed10f6d29d4e468027cc1	500
7324 39712	0xdc5f094b02f03795a342da297b4d4fed410d7b95	500
6810 40226	0x0cadaa800b39aa92705bb1f61b283def41b7b9b7	500
5212 41824	0xc6ac24ba608a1c0bfc8a84ab3cdc1de26eb9797d	500
6146 40890	0x189551e3975b195690132fe1499ee2107c371dcd	500
6837 40199	0x58e7b6bbd2290ef95d121b1744406a3b167f3e82	500
4854 42182	0x925a2a86b400b7011e82de3a52404b9f83022c93	500
4445 42591	0xe77884cddf148dd5f0e9191b33d8dbaddb16dfb5	500
5737 41299	0xa36a09415e8da9373c7117e5b4e3bc15b803459c	500
6666 40370	0x839a55f1901778cf56f0c6e186947c8b700612c4	500
6632 40404	0xbc617273fdda254a9d415c7493305a9ff2b2acbe	500
5922 41114	0x2c34ce7f14eaee08bc8dadde934115684ca65679	500
4874 42162	0x3ad4cee90d0eb10769af8f3d8a58f9df39af45db	500
4883 42153	0x913d8d83cb8cb46f7e7e606ca6d1191eea856016	500
6664 40372	0xdc986a6ba2c6102556ee37654244a13bb712d4f8	500
How do I move up the leaderboard?
6725 40311	0x1837c12cc857059c17e56d914e41ae0d83d1ea35	500
7065 39971	0xfa32e13fcb7a233fe26ae6a66f3166861181d39b	500
5702 41334	0x749fee22929ffb4d9be21fbeef05ed076a94e68f	500
5533 41503	0x6f5774bfe42daae6da846a43864899fb5b74a007	500
5652 41384	0x6365ca7eeac872310727dacebfd5c31fe9ebacea	500
6517 40519	0x01bb72379d08016ccafc04e09d097f86c3c35e12	500
7392 39644	0xe8c42650b8599f47e3289a5ac6a3ddfaebc222e0	500
7245 39791	0x1ab254cd8e9b163aae91a7494a5218eeadb06740	500
5521 41515	0xe62476c1c71fc06e1d466fed950c17876193f4cc	500
5890 41146	0x4eb64d4958fbab93275fc1739f207e822f55aefb	500
5797 41239	0xf1f1a03d7ecce650d30951b5166c39e75d4d0d2e	500
5983 41053	0x20be04f0761a784be304f7dbd97fc527401e7b4e	500
7094 39942	0xc5cdcd2cc6b2cdeb2073ec7cd0297efeed545e89	500
4898 42138	0x7afdd1ba1145e583fba788cc21da686e736a311c	500
5305 41731	0x84d797cc9bbb8251b2784327ecfc4a3c9cae8970	500
5759 41277	0xf74913efcaef4d396ec36051b4c5f773b8825a24	500
4099 42937	0x4fe73567b3ee802dcd4efbea3d92011cef0290b9	500
4691 42345	0xdd04eab7db82ac64446cccf79c6fba7607942df2	500
5874 41162	0x097483939efe759f8799c55094f6bd1417559026	500
5705 41331	0x12cfb1db767fea232fe925c557bed1a80e027be9	500
5734 41302	0x7245a2a3aabf1cc070f1f48a3119cd5623038bcf	500
4410 42626	0xacbc41e7e3963785e673028ddce544f0b0306529	500
6229 40807	0x36c96c51a98024158cda6a3d3bb886b9b82ce26c	500
5249 41787	0x8bebdb7f971d126bed0084c4cc651be40bee0519	500
4792 42244	0x9d4c46ab40cc699852839d23a72d0d9afdd8fb86	500
6848 40188	0xa0ff6b3d1b85207c849d76638218942a1250e965	500
6043 40993	0x06e27dd8706b2a471d43dd6debd78ef72e388acc	500
5093 41943	0x9e205bc57cc11ea4e38d12e0de43e923b61ba236	500
4149 42887	0xd8cc3c23c9feb635ba1b18fd449188dda3b086c0	500
6501 40535	0x7305d0715ae034e48f6f49d55571451685649247	500
6331 40705	0xfebd639a8f497cf56b17c77d5a80a3fd67b73834	500
4720 42316	0xca700944a9247dc832d8b3920d555b03e1ddbbd2	500
6467 40569	0x1e01e39476a3dcd94bac0b37163379e8041e9a58	500
5255 41781	0xb162a8693375acafb011de6123a7d7425101e20d	500
4587 42449	0xfcb13e419dbb2ecc2502f7d7e5c6e255bcca0232	500
4120 42916	0x764f4909251f81976a0a2dcebce95333e4c27517	500
6647 40389	0x9f96c56ff184776365752f7b27d1c5342f295dfd	500
4950 42086	0x30154d4a8c0bb2c0a4c59eae2adc4ea0449dccb8	500
5626 41410	0x8f4421646ca5c054deb3be6bcc89c0381323bd5a	500
5715 41321	0x6b57a64a32ec98e616b292a806a60520a7171557	500
How do I move up the leaderboard?
5548 41488	0xf2973317457fe9fdd2faff623f13563223931320	500
5631 41405	0x65fe89a480bdb998f4116daf2a9360632554092c	500
5229 41807	0x225e9b54f41f44f42150b6aaa730da5f2d23faf2	500
4097 42939	0xb74e7e386067348da729544a8122aa6a89335ce2	500
6762 40274	0xda5a59fee853e9d73dfa10b76f249ef556ee4873	500
4525 42511	0x78445d39fae182902ecd6c476f3953d508d7f9ad	500
7211 39825	0xc6b45909047cec807d4f1ec2057560262ce1a5e8	500
6221 40815	0x3206d306cd05426e20fd57f6c78285b0882e0481	500
5813 41223	0x3838433f63f4d4a24260f2485aacf5894ba7bc93	500
7066 39970	0xd825aca0b2f2e077797ffe5a09294d4262636eb9	500
4586 42450	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
6050 40986	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
4849 42187	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
5581 41455	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
4231 42805	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
6078 40958	0xaf77a03c15da528befb8330488b0022b013ca85c	500
6405 40631	0x5ae344a53e47103c21127ae4386b94f5172b23aa	500
6770 40266	0xbef21435972183f93b194b2deb6740eb66359889	500
7082 39954	0x9f0b937a39b73bec57be5c41d816bb2a3ce7dac2	500
5070 41966	0xcf6046fceee250ce41dbe61618af26d7a39b6169	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.07% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.25% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About