Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
5364 41702	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
5150 41916	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
7317 39749	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
7393 39673	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
4970 42096	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
7223 39843	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
7150 39916	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
6443 40623	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
6228 40838	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
5858 41208	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
5919 41147	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4766 42300	0x802abde84e6e8370e497b882d5461dd037b8249b	500
5967 41099	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
6464 40602	0xf943430b5013f35e79b7756aacdb520b30da5057	500
4209 42857	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
6580 40486	0x815e9e1d43832cecacbe23ad69d1664d9da12d37	500
6865 40201	0x85154d2fae72a544598a51d3b654e8e43918c861	500
4357 42709	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
5251 41815	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
6819 40247	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
7395 39671	0x64763373e21bcc7ca7ac03e74c6dc56bea78a6f1	500
5867 41199	0x02360b97bbc9729916b470f699df75ff651bf926	500
6128 40938	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
5276 41790	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
6620 40446	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
6485 40581	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
4298 42768	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
6555 40511	0x0e475cb9899049a4107a889aa5b07365776eac55	500
7079 39987	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
7394 39672	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500
5039 42027	0x6f2030754345d83e7826025615129db75ac28cd9	500
4539 42527	0xad549c7fcf1bd3e57bca464d9dce0a0d561599d1	500
4149 42917	0x4755e39fe61f358dea155873f1430d143cc0d10c	500
7021 40045	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
6171 40895	0x44d05f7f5e96c1b6bde0d53a641a7bda524b20de	500
5007 42059	0x110ee2eed4fbf9d362814e2bb54e7e6133bdb59f	500
7356 39710	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
5221 41845	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
5578 41488	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
7329 39737	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
How do I move up the leaderboard?
6707 40359	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
7362 39704	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
4668 42398	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
7280 39786	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
5185 41881	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
6920 40146	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
7489 39577	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
6418 40648	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
4126 42940	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
5745 41321	0x406520be1459364c31c111b3403064f7c51dcb11	500
5508 41558	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
4210 42856	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
5367 41699	0xac7c4d21e49888953f138c2f292c55c223964601	500
6975 40091	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
4854 42212	0x32e64fe7d16206d376e2cba72a87859d6e9985b6	500
6569 40497	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
7194 39872	0xc1a7330fa0a45099303786ae1630a342f8620e89	500
5126 41940	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
6086 40980	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
5076 41990	0x58e11792d0637540ab1f430e4659693659ea2734	500
5520 41546	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
5503 41563	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
5301 41765	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
4316 42750	0x328789df0049d97196573f8df15e3461916eba76	500
7056 40010	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
5110 41956	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
6088 40978	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5634 41432	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
4570 42496	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
5466 41600	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4918 42148	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
6581 40485	0x9d5bc1e20c131a175924e912e20255465337a223	500
5637 41429	0x9aaa0d92888f1c31f7678ef18c77c78f3a65e348	500
6195 40871	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
5718 41348	0xc91f4287386cbe4137adafd214306282e5cc27a1	500
6011 41055	0x0b77cc83a7ecd366354a0518b2a6224eec7de412	500
4618 42448	0x51306f8a959f95f03b3880915821d99809c75e92	500
4323 42743	0xdbca847d6fd566ceb71c2a3fc46398358479bb99	500
5467 41599	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
6251 40815	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
How do I move up the leaderboard?
4353 42713	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4370 42696	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
6862 40204	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
6877 40189	0x1b9fc79703f8d13756f66ed87dcbada2b27b7d52	500
6421 40645	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
6891 40175	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
6691 40375	0xe0a379f52da7c9dd82d5125d74349517e052c2d3	500
6223 40843	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
5771 41295	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
4223 42843	0x0ec4b6689d848c5138fb1f039064af8de6ba6551	500
4551 42515	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
5125 41941	0x4208603a1d53d00495de519a8484b30744de0c3f	500
7312 39754	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
7111 39955	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
4380 42686	0x06981efbe070996654482f4f20786e0cef0f8740	500
7466 39600	0x54f38f4e33e47bd13e7a0f46ed7afad61a40bfc1	500
4451 42615	0xd684f726c5e70f9c59bf0c7b4d60c2d58cd2afe8	500
6381 40685	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
5041 42025	0x34f31b375e055d87e2140e978550d9dae297cad4	500
4519 42547	0x0960da039bb8151cacfef620476e8baf34bd9565	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.42% on your WSTETH

Earn 7.50% on your DAI

Earn 8.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.18% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About