Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
4878 42159	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5698 41339	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
4741 42296	0xabf14af130ca3d240115efb25bf7322dda48e523	500
6989 40048	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
6553 40484	0x2988983d105436843757ce8e45be5b3af3736445	500
6413 40624	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
6272 40765	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
5672 41365	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
7318 39719	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
6149 40888	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
6659 40378	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5989 41048	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
6231 40806	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
4845 42192	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
6757 40280	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
7456 39581	0x4129c6a4401a78a642084082294262dc40d51b1f	500
5313 41724	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5550 41487	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
6943 40094	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
5998 41039	0x5570859d29563c6a76151034580848171f64ff9f	500
4939 42098	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4536 42501	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
5283 41754	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5599 41438	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
4799 42238	0x65acb848e52df70e4a523474358ed1b773c4122d	500
5230 41807	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
7213 39824	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
7311 39726	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
6155 40882	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
4739 42298	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
7300 39737	0xa218a8346454c982912cf6d14c714663c2d510d8	500
7474 39563	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
7149 39888	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
7116 39921	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
4426 42611	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
4460 42577	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
5288 41749	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
4789 42248	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
4591 42446	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
6322 40715	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
How do I move up the leaderboard?
5106 41931	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
5948 41089	0x6a52088fc0d67f3782e75219cebf9e8d377dfa7a	500
6709 40328	0x9c582560742a99ac2a81e085cce006101d1575fe	500
4919 42118	0x1837c12cc857059c17e56d914e41ae0d83d1ea35	500
4244 42793	0x2c34ce7f14eaee08bc8dadde934115684ca65679	500
5671 41366	0x3ad4cee90d0eb10769af8f3d8a58f9df39af45db	500
5639 41398	0x913d8d83cb8cb46f7e7e606ca6d1191eea856016	500
4832 42205	0xdc986a6ba2c6102556ee37654244a13bb712d4f8	500
4373 42664	0x8061199a31983a077e691c08b2263a4cf5c24093	500
4837 42200	0x870dd04649fe8a0880e4b33c3fbb83df52b38e3f	500
4586 42451	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
6700 40337	0x3db6401fe220e686d535bcd88bf8b2e8b8c55482	500
5826 41211	0xe4409b46490dc90c56ddbb230fb2052702996900	500
6504 40533	0x64bab5ed694635f0b5d594d78a0dd0a8499f174e	500
6657 40380	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
6581 40456	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
6262 40775	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
4133 42904	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
6562 40475	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
4999 42038	0xd56e9f604ba364d5df09730afcf946845ace6683	500
6344 40693	0x75069fe216759ad511fe621e482ed72d7d0a06dc	500
4122 42915	0xa81149cb28e2f2fec9bd1ec70f0358683750de13	500
5716 41321	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7341 39696	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
4967 42070	0x4fdb52e8aea040154cc6723878a48995d3e84cf6	500
7434 39603	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
6467 40570	0x764c4062b10a7e27408267900072da70feaaa729	500
7447 39590	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
7287 39750	0x0f3c2476fbf0ed09dff00ea7f4ef252dcc72e6f1	500
4588 42449	0x3881871c3621e9a8bb9f5c046a2c944c24229874	500
6455 40582	0x35df9413f56332e389b41be14c98e63500be0bc6	500
7286 39751	0x8ec527695de6dd2b404d0ecc1d688e689e81006a	500
6232 40805	0x959b83f2b3f7c7f05c8f8ac00f9a8f9f749e90ee	500
4794 42243	0xec587de3957f12e444eec3160c485c63877259be	500
6054 40983	0x43a1731a9483e70eee22d1e3f8d4d80b3662b977	500
4314 42723	0x2d1db898b13d6fd497d9402013bb9d674b6f7798	500
4988 42049	0x6d02a25209bdec73e97d86d548accd5a18f5fa7f	500
7190 39847	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
7360 39677	0xd5b022b2c05059472b2a9be332ae870f6e23b86d	500
4202 42835	0x82e7c565e3b52230b81389ca55cb28115236df36	500
How do I move up the leaderboard?
7448 39589	0x05e11de553a95955151d9815ef96ad0cd8daf6de	500
5015 42022	0x0d38a181e4d2c44d691535956dc3b23882b164a8	500
5772 41265	0x716dcfbacd8008787b1dbea38a967f604a152095	500
7239 39798	0x5a411f084faa3259924a4764ff9b090c5780a159	500
5964 41073	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
4807 42230	0xc03dd8abdf23a0daad936ad7451ef8355f6bba12	500
7291 39746	0x16526739af6ee7c66ae93f0eeeaa9fcae8499470	500
6795 40242	0x35aa433e4b35de2c907b5c2d5703822e253aef54	500
5877 41160	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
4692 42345	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
5214 41823		500
6969 40068	0xed4c461b80833f2da43397ab6eb9beeb3cb96bb9	500
4790 42247	0x5416d969c863464132abf9817fd4be6452b7de7f	500
4961 42076	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
6397 40640	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
4944 42093	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
5558 41479	0x8fd589aa8bfa402156a6d1ad323fec0ecee50d9d	500
6174 40863	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
4254 42783	0xf1463aa975488e822521e62cffeeda31bc82cd73	500
4349 42688	0x65c9eddc15437cb4da3ef2d6074af8d56e392c87	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.15% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.25% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About