Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
6397 40725	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
5993 41129	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
7267 39855	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
6259 40863	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
7636 39486	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
7633 39489	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
6078 41044	0x28802056d379fffab87bd566473313b06bedf359	500
6045 41077	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
7538 39584	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
7219 39903	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
6900 40222	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
4885 42237	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
4808 42314	0xe0527e66ed8c7e372007de0d65a5eb45cac53e07	500
5907 41215	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
5710 41412	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5520 41602	0x21296255bea8b75aa6236d898459b1ac6f283120	500
7040 40082	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5585 41537	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4984 42138	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
7378 39744	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
7696 39426	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
5224 41898	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5088 42034	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6272 40850	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
6001 41121	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
4426 42696	0x19264fb71be0703710a83be562f72ac76ca38116	500
5024 42098	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
4868 42254	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
5155 41967	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
5563 41559	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
4863 42259	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
6942 40180	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
6730 40392	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
4495 42627	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
7365 39757	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
7223 39899	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
4910 42212	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
4882 42240	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
5862 41260	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
5316 41806	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
How do I move up the leaderboard?
6354 40768	0xf4395c25143cf2252252600e67746ac27370a530	500
6722 40400	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6219 40903	0x9800c2b37733d4f60827db465dff635348450ebc	500
5602 41520	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
4739 42383	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
7524 39598	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6744 40378	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
7583 39539	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
5386 41736	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6384 40738	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
5479 41643	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
6034 41088	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
5701 41421	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
5342 41780	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5016 42106	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
7360 39762	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
7266 39856	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
6665 40457	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
4784 42338	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
6843 40279	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
4553 42569	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
5870 41252	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5168 41954	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
7507 39615	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
5133 41989	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
4692 42430	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6362 40760	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
5834 41288	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
5685 41437	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5624 41498	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
6879 40243	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
5278 41844	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
4738 42384	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6515 40607	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
5036 42086	0x508a700185bae013e06862c307c84523cf46435e	500
5660 41462	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
7509 39613	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
4782 42340	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4907 42215	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6607 40515	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
How do I move up the leaderboard?
6497 40625	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6236 40886	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
7338 39784	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
6542 40580	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
6059 41063	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
5377 41745	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6597 40525	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6473 40649	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
4457 42665	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6795 40327	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
4653 42469	0x010f9534964929fa82160ea6782da44df961ec7b	500
4618 42504	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5438 41684	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5440 41682	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7036 40086	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
7086 40036	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5517 41605	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
7420 39702	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
4406 42716	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
5969 41153	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 15.55% on your WSTETH

Earn 11.50% on your DAI

Earn 9.17% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to >1000% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About