Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
4670 42398	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6962 40106	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
4204 42864	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
6114 40954	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
6154 40914	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
5075 41993	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
6334 40734	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
4128 42940	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
5073 41995	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
5020 42048	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4980 42088	0xf9c8b051234f8b43306d099044451c02857719eb	500
4682 42386	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
6740 40328	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
7050 40018	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
7003 40065	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
7209 39859	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
4496 42572	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
7455 39613	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
5439 41629	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
4566 42502	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
4378 42690	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4913 42155	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
7457 39611	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
5545 41523	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
6541 40527	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
5631 41437	0x834bcb7abb0e074a75481e6c78544a385726a151	500
6584 40484	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
6168 40900	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
5622 41446	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
6798 40270	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
5672 41396	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4740 42328	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7313 39755	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
6515 40553	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
7013 40055	0x3483a0282281768e2883c443989194259cba7eaf	500
4506 42562	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
5555 41513	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
5889 41179	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
6539 40529	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4926 42142	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
How do I move up the leaderboard?
6241 40827	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
7310 39758	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
7100 39968	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6062 41006	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
5217 41851	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4883 42185	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4720 42348	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
7301 39767	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
5121 41947	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
6480 40588	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4208 42860	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
5875 41193	0x280a57e122574f3021b1f11344d502306ceba71d	500
5465 41603	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
6254 40814	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
4888 42180	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4905 42163	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
6865 40203	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
6421 40647	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
6894 40174	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
6226 40842	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
5773 41295	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
4757 42311	0x0ec4b6689d848c5138fb1f039064af8de6ba6551	500
6382 40686	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
4642 42426	0x34f31b375e055d87e2140e978550d9dae297cad4	500
5054 42014	0x0960da039bb8151cacfef620476e8baf34bd9565	500
6782 40286	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
4332 42736	0xb56e23738e261b854d0682eff71900ba1e398b06	500
7035 40033	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
7488 39580	0x3671f603f17653ce068535ff350eed664b50577c	500
6456 40612	0x5102614741a1b98c64891b44db049f03facd2f27	500
5328 41740	0xa39ba2cd8658d0b69ba1880dcfbb65216ab33056	500
5688 41380	0x3a014c1eeab0ea421ff45c678d3acd4138e9b3cd	500
7463 39605	0xe6961e219b89d878f2fa7abea15e3bdfbf8bcbe6	500
5398 41670	0x28dd5c8d35a51da814723df13d72cbd971da227f	500
6830 40238	0x0d3d681762f9eda9541fab6acfb17c50025b630b	500
4961 42107	0x9a550b9faca1480be496e09d62324b754da14c45	500
4628 42440	0x10aacecc658e5665f5bf2b0a7116576ea2164f94	500
6785 40283	0x4c0713d9eb4efd10ccf4d459630f4652723c9f30	500
5089 41979	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
5223 41845	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
How do I move up the leaderboard?
4498 42570	0x4754541109a3d8d7747d99dfc6125b3239355913	500
7387 39681	0xaddde280700916d8d83a51ebb5ff6b303f01c32c	500
5870 41198	0x73730490b80c693cce212c32d00b77d5d63b7e60	500
7030 40038	0x2fb2942006fd268cdca18ecf47596e8707fc84a7	500
4626 42442	0xc895e49fe209aa59e48b8a953f31bcc32a386458	500
5244 41824	0x83ee1f27a5ca397ddb7806bb113dd917440ed5e6	500
5014 42054	0x3b46b98f1b216bbeb2b4e89ea3431b1e6717fca4	500
6500 40568	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
6251 40817	0xaeeda8d02c23d7f6ea244c5cb17cd6bac42d072f	500
7012 40056	0x9b6c1b045f79e59bc97562cf452a083886e8f8ea	500
6780 40288	0xc1d7457df57074a9bf025981595c49a90f807923	500
6900 40168	0x9519a57dea8342a5276e3b209790185f331acfc4	500
5376 41692	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
7090 39978	0xff35ef99cdc780121e31dc60c73552915981d56e	500
5285 41783	0x277624af714fffda86091c117a64a81e1f19e17d	500
7287 39781	0xa9b20704a5627042e6964049f0fdab845126a92f	500
4305 42763	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
5954 41114	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
4843 42225	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
6783 40285	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.18% LTV

Borrow against CBETH from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About