Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
4673 42361	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
6351 40683	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
5245 41789	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
4440 42594	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
6939 40095	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
7357 39677	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
6232 40802	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
5456 41578	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
4593 42441	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
6363 40671	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
6390 40644	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
5064 41970	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
5821 41213	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
6494 40540	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
4203 42831	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
5328 41706	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
5419 41615	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
4973 42061	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
5463 41571	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
7368 39666	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7230 39804	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
6717 40317	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
4545 42489	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
5634 41400	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
5384 41650	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4265 42769	0x691271df38d390def7919183adf35919d4794bdb	500
6567 40467	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
4503 42531	0x321bb0bb48b65989525053c3ffc66324047d5387	500
5908 41126	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
6741 40293	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
6255 40779	0xe160b3790ea2711b261186881f92df15e0453a1c	500
4838 42196	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
5875 41159	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
6870 40164	0x3082c52891683a70ac39910badd719b04f616cc1	500
5558 41476	0xe019a28cbb6bedffbcbc137187b80bb5a551d1a7	500
4628 42406	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
6458 40576	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
5485 41549	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
5802 41232	0xec37c081bee743585c2000e8dd899706c50cec74	500
4241 42793	0x7539258a68679223b87f92b9953b701046f32e53	500
How do I move up the leaderboard?
7095 39939	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
7351 39683	0x47ed23935225764d838cdc042659187c7fa3a232	500
6996 40038	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
4749 42285	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
5618 41416	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
5403 41631	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
5753 41281	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
4707 42327	0xd64cdf9b7101bf61292110579974589176d26846	500
6554 40480	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
4737 42297	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
5566 41468	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
4810 42224	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
5264 41770	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
4324 42710	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
5813 41221	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
6637 40397	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
4797 42237	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
4933 42101	0xbcb742aadb031de5de937108799e89a392f07df1	500
4396 42638	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
6563 40471	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
6228 40806	0x455e859d2d2403da2defec882fb16edfe39ac721	500
4343 42691	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
4238 42796	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
5517 41517	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
6938 40096	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
6156 40878	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
6550 40484	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
6642 40392	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
5315 41719	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
6489 40545	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
5007 42027	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
5396 41638	0x5864824446d298d983e779307b7db6b150568c77	500
4156 42878	0x1d59bcc9836c6fda59cc240827232de9007f80f4	500
4346 42688	0x055049a5407bf49babc38771ed178f1f2b71df08	500
7383 39651	0x89c90ff68d228b22c66e005c5ec48f2f57682671	500
5219 41815	0xb5cb23d9e8a545a24ba7a73eb32c1e1b146e6ead	500
6728 40306	0x13201bf4dcdfba5aa8e7759856deecab7956eb44	500
4580 42454	0xf013b13890a6dfafea1b64a3c266c90370b768c4	500
5535 41499	0xc7460c90a11dcce2b2ba5e746673cfb794ca4e3a	500
6135 40899	0x202fe4ecc0ace33a52bf05e1c762f2ab50d9cde3	500
How do I move up the leaderboard?
5393 41641	0xa73d110b5819588cbf3087c963d3b841438b3387	500
4286 42748	0xffbc1149985cc83f3bb25b36d4f76d7f4aaac10c	500
6735 40299	0x40dc629c3cd60363022f24edd45e28f535f3946a	500
6738 40296	0xfabfe951bc93211743c64a09447833afd07b9e3a	500
4441 42593	0x084eb8682fc0519121a5b060f3cb503eb06a4680	500
5468 41566	0x51cae35c15dfbe26f38b8b93fa8942bdbbd229e9	500
4158 42876	0xef47003f0e276eb0fb60b626e80554dd7adcdd11	500
7268 39766	0x28e83f6a1f0ce29b704e24f83e3f3d110b067745	500
6785 40249	0x87771cd954a739b26c829d99e60de76d46b01d74	500
5978 41056	0xed27f0f81416ca31eed04189fdcb73ba14a4d1f0	500
7130 39904	0xad95b231d2dc99dff7a0a245567a205e5d55a8ad	500
5751 41283	0x3135734ab4a40cf23b4ace9f483e116560b72787	500
6718 40316	0x6c1667b508d712976069aedcdb34cf74da095606	500
6499 40535	0xcfb6238caa0b63d382539040d4a8a9e84ce8e69d	500
6647 40387	0xc165626029a9bd9cb8efa234940b1364d14bf2e6	500
5120 41914	0x3c6b7b0fdb4e87d08079594218eb67c94e1cfa29	500
4131 42903	0x1ccf03032bd2c9119a743e92fb8341243c20a953	500
4363 42671	0x29aa2ed8712072e918632259780e587698ef58df	500
5275 41759	0xadd528e4b48ac854dfad1e79ad6af2e7524af26d	500
5685 41349	0x07fc63bb1bfb664b1fcb41d8193738cad1255c09	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.39% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.23% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About