Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
7153 39914	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
7225 39842	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
7398 39669	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
5153 41914	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
5367 41700	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
5639 41428	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
7320 39747	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
4973 42094	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
6621 40446	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4465 42602	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5120 41947	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
6551 40516	0x5127bc7594839253bd204246b17a5a6ef60da540	500
7004 40063	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
6351 40716	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
5178 41889	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
6383 40684	0x526d0c508586c01bc52a478912884d88d6650b8d	500
6235 40832	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
7494 39573	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
5967 41100	0x300445f432813e7f86810f9558d917cdf027aee4	500
6598 40469	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
7287 39780	0xa9b20704a5627042e6964049f0fdab845126a92f	500
7205 39862	0x899e6fdb489478b956d44801da82a1119615d778	500
6510 40557	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
5194 41873	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
5698 41369	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
4279 42788	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
4714 42353	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
5948 41119	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
5890 41177	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
7173 39894	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
6446 40621	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
6231 40836	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
5861 41206	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
5922 41145	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4769 42298	0x802abde84e6e8370e497b882d5461dd037b8249b	500
5970 41097	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
6467 40600	0xf943430b5013f35e79b7756aacdb520b30da5057	500
4376 42691	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6822 40245	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
6623 40444	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
How do I move up the leaderboard?
6492 40575	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
4317 42750	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
7082 39985	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
7395 39672	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500
5051 42016	0x6f2030754345d83e7826025615129db75ac28cd9	500
4558 42509	0xad549c7fcf1bd3e57bca464d9dce0a0d561599d1	500
4169 42898	0x4755e39fe61f358dea155873f1430d143cc0d10c	500
6174 40893	0x44d05f7f5e96c1b6bde0d53a641a7bda524b20de	500
5010 42057	0x110ee2eed4fbf9d362814e2bb54e7e6133bdb59f	500
6710 40357	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
7365 39702	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
4671 42396	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
5188 41879	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
6923 40144	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
7492 39575	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
6421 40646	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
5748 41319	0x406520be1459364c31c111b3403064f7c51dcb11	500
5511 41556	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
4229 42838	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
5370 41697	0xac7c4d21e49888953f138c2f292c55c223964601	500
4867 42200	0x32e64fe7d16206d376e2cba72a87859d6e9985b6	500
6572 40495	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
7197 39870	0xc1a7330fa0a45099303786ae1630a342f8620e89	500
6089 40978	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
5506 41561	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
5304 41763	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
4335 42732	0x328789df0049d97196573f8df15e3461916eba76	500
7059 40008	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
5637 41430	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
5640 41427	0x9aaa0d92888f1c31f7678ef18c77c78f3a65e348	500
6014 41053	0x0b77cc83a7ecd366354a0518b2a6224eec7de412	500
4621 42446	0x51306f8a959f95f03b3880915821d99809c75e92	500
5468 41599	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
6254 40813	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
4372 42695	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4389 42678	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
6865 40202	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
6424 40643	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
6894 40173	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
6226 40841	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
How do I move up the leaderboard?
5774 41293	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
4242 42825	0x0ec4b6689d848c5138fb1f039064af8de6ba6551	500
6384 40683	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
5043 42024	0x34f31b375e055d87e2140e978550d9dae297cad4	500
4538 42529	0x0960da039bb8151cacfef620476e8baf34bd9565	500
6783 40284	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
4742 42325	0xb56e23738e261b854d0682eff71900ba1e398b06	500
7036 40031	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
7488 39579	0x3671f603f17653ce068535ff350eed664b50577c	500
6459 40608	0x5102614741a1b98c64891b44db049f03facd2f27	500
5330 41737	0xa39ba2cd8658d0b69ba1880dcfbb65216ab33056	500
5692 41375	0x3a014c1eeab0ea421ff45c678d3acd4138e9b3cd	500
7463 39604	0xe6961e219b89d878f2fa7abea15e3bdfbf8bcbe6	500
5401 41666	0x28dd5c8d35a51da814723df13d72cbd971da227f	500
6832 40235	0x0d3d681762f9eda9541fab6acfb17c50025b630b	500
4445 42622	0x9a550b9faca1480be496e09d62324b754da14c45	500
5028 42039	0x10aacecc658e5665f5bf2b0a7116576ea2164f94	500
6786 40281	0x4c0713d9eb4efd10ccf4d459630f4652723c9f30	500
4573 42494	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
5227 41840	0x5b727c169f33967e812b55e2b76c80e94f23040a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.57% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.80% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About