Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.59%.

Get $RAYS

Leaderboard

Rank	User	Rays
5374 41695	0x002dcc4d0ad0bdce1c444ad0bb4d51ac7e61d62b	500
4138 42931	0x6789c4bdf73e1cc8f0b68fa4bdc250b916a3b388	500
6104 40965	0x7a75706b6a55126b9ef22c96caf4a432b15c03e3	500
6033 41036	0x1be9bcf2950527d8da2da0476242cc36b12b2d61	500
6628 40441	0x564b31fe75510a1adb311aece4faa63346ed142c	500
4740 42329	0x6725a16497028726197f3bc045d599203e860f37	500
6564 40505	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500
6337 40732	0x657a4edd6a13a701015987337742b6e7103e46ef	500
4939 42130	0xc5acd7124dc15b90c73545f67db653dcef189c34	500
5052 42017	0x497b9725855bdd5f0ecdc59f88db352646c75e08	500
5834 41235	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
5432 41637	0xc913065b539208507ecea3da3898f97fe10bcb28	500
4173 42896	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
7213 39856	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
6276 40793	0x4c258962cf06d47f05ea2d6d9314b1b109ee005c	500
7475 39594	0x7eebf3301dc2cff3902c7a96e339e10bca05e467	500
5577 41492	0xdc945d17f7643cb1079b83107f4da74867385196	500
5820 41249	0x526a32c6e37be5cbe5cbb17b3cf5bfa29437b08c	500
6680 40389	0x7b89cec7b0d77c9140eb28368930f77ffc0c0a3a	500
5253 41816	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
6478 40591	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6273 40796	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
4911 42158	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
7439 39630	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
5453 41616	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
5339 41730	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
7450 39619	0x346c48ff889501a968f1ab5256480baba010bbb5	500
7478 39591	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
5316 41753	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6621 40448	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
5608 41461	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6633 40436	0x3f591610c34ebe3c26b0ff25d683773383361541	500
5073 41996	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6965 40104	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
4621 42448	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
6119 40950	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
6159 40910	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4560 42509	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
6338 40731	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
5076 41993	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
How do I move up the leaderboard?
4558 42511	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4505 42564	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4465 42604	0xf9c8b051234f8b43306d099044451c02857719eb	500
4167 42902	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
6743 40326	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
7054 40015	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
7006 40063	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
7212 39857	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
4899 42170	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
7460 39609	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
5445 41624	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
4968 42101	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
4789 42280	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4398 42671	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
7428 39641	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
5385 41684	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
6545 40524	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
5641 41428	0x834bcb7abb0e074a75481e6c78544a385726a151	500
6590 40479	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
6173 40896	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
5632 41437	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
6803 40266	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
5681 41388	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4225 42844	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7316 39753	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
6520 40549	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
7016 40053	0x3483a0282281768e2883c443989194259cba7eaf	500
4908 42161	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
5563 41506	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
5895 41174	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
6543 40526	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4411 42658	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
6244 40825	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
7313 39756	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
7104 39965	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6066 41003	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
5224 41845	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4368 42701	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4205 42864	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
7304 39765	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
How do I move up the leaderboard?
4606 42463	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
6485 40584	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4625 42444	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
5881 41188	0x280a57e122574f3021b1f11344d502306ceba71d	500
6626 40443	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
6495 40574	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
4318 42751	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
7085 39984	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
7398 39671	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500
5054 42015	0x6f2030754345d83e7826025615129db75ac28cd9	500
4559 42510	0xad549c7fcf1bd3e57bca464d9dce0a0d561599d1	500
4170 42899	0x4755e39fe61f358dea155873f1430d143cc0d10c	500
6177 40892	0x44d05f7f5e96c1b6bde0d53a641a7bda524b20de	500
5013 42056	0x110ee2eed4fbf9d362814e2bb54e7e6133bdb59f	500
6713 40356	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
7368 39701	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
4674 42395	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
5191 41878	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
6926 40143	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
7495 39574	0x63f51e9297834fa4d762556309336e4cc5ac6847	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.51% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.84% LTV

Borrow against CBETH from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About