Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
5958 41089	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
5067 41980	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
6884 40163	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
7483 39564	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
5499 41548	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
7170 39877	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
4352 42695	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
5681 41366	0x773b522680761199384d2cba1d2593127235b884	500
7318 39729	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
5154 41893	0xce9456a353f47e3179281ef216e524437235c7d5	500
5904 41143	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
4545 42502	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
5674 41373	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
6373 40674	0x63e0e8a3a9c59141843cc26e5433507b8a835999	500
6937 40110	0x8c885590c4930c0ae55e6cb0b4bb6e57939329b4	500
6100 40947	0xab019f51da330c298148b7f28daaeb99f2c5b52b	500
4143 42904	0x39b6a9ca016d7b17b21468b82513488581d7befa	500
6008 41039	0x9daba1e10688f5bb70d0ee7faf5690f39bb5cbcd	500
6913 40134	0x7b33e15074d49d642c7a0b0c85ce13d4b5a2b719	500
4594 42453	0x0c4a643388e6c9065ce76e03c7bdf8ac38e7b4bd	500
5389 41658	0x80d557c59057fd5033c93c001ac4c17257dbd921	500
6408 40639	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
4224 42823	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500
4252 42795	0xe160b3790ea2711b261186881f92df15e0453a1c	500
5807 41240	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
7121 39926	0x9652d11c55c7caebbf0f8d92ce74de23fda32ef4	500
5742 41305	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
5316 41731	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
4290 42757	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
4563 42484	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
4649 42398	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
5735 41312	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
6155 40892	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
5594 41453	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
5082 41965	0x3082c52891683a70ac39910badd719b04f616cc1	500
6660 40387	0xe019a28cbb6bedffbcbc137187b80bb5a551d1a7	500
6948 40099	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
5630 41417	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
4799 42248	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
6785 40262	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
How do I move up the leaderboard?
6579 40468	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
5843 41204	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
4856 42191	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
7035 40012	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6818 40229	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
4424 42623	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
5139 41908	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
4554 42493	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
7277 39770	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
4173 42874	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
7365 39682	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
4763 42284	0xc165626029a9bd9cb8efa234940b1364d14bf2e6	500
4596 42451	0x3c6b7b0fdb4e87d08079594218eb67c94e1cfa29	500
6657 40390	0x1ccf03032bd2c9119a743e92fb8341243c20a953	500
7223 39824	0x29aa2ed8712072e918632259780e587698ef58df	500
6129 40918	0xadd528e4b48ac854dfad1e79ad6af2e7524af26d	500
6900 40147	0x07fc63bb1bfb664b1fcb41d8193738cad1255c09	500
4608 42439	0xdabd071bac39c4b8a438c0cc2e5cbc3bdd092bea	500
5837 41210	0xa69580cd9c9804b50a16a85821e028fed79bf28f	500
6669 40378	0xd30b9cd814d56f2689e27b6978fe9d6b1d0e1616	500
4557 42490	0x644de4b3310f8331cabf74863a458142c13cb185	500
5916 41131	0x15742f8aea5b6e5c79a98420f8a18e77717a4bbc	500
6917 40130	0x874d8c7310b910e6b8219d2a5982ef87ed1676b3	500
6596 40451	0xc79c88386c95130bf7c20a184cb8281ed639fab4	500
7068 39979	0xb9b98205f564666f7b432b942642e45d23acd5d4	500
4842 42205	0xb6e5145fa3a414de979ae73635ac30d8334aa7e1	500
5771 41276	0xf196bba501bd8b6bfbe230dd6db39a93c72cb4f8	500
4654 42393	0x42ab9e1c9332e61eba3a17b53fce2abf73dc8b12	500
5550 41497	0x566e730944fde658583d84484f64c4bce31ccf20	500
7200 39847	0x84b923b7831f36d708ff53fe99b475f84238f621	500
6965 40082	0x8251e35cab4dbdeda87d1a71fbfae185247de10f	500
4506 42541	0xa18e51224976de03994887d0b60b925bdc935202	500
4158 42889	0x18be579062478474af9b245e401008d4be2ac4ad	500
6006 41041	0x353c0ac9b3c6041108a62077ae5875bb9845b89a	500
7030 40017	0xe97f2d37f9612b702d1a2eb5288bd62de95864b8	500
7215 39832	0x6d2878f68f835c6d791cf6a34dd1ba6a744a61d8	500
4134 42913	0x5da0d73f65b36c09f242f47e7c50db4ffe4ea948	500
7142 39905	0x2426da9034f8092d05cd6af8d3e677280794eb41	500
5151 41896	0x16812c291ded550b952a6ec93f72588ad51bf3c1	500
4466 42581	0x0ae83a9554c0137b06082b166871947ccc4e9674	500
How do I move up the leaderboard?
5558 41489	0x19dfdc194bb5cf599af78b1967dbb3783c590720	500
4273 42774	0x1babd792a2146ba2ff48cffd68de771826f0ed63	500
6165 40882	0x768651e0f90e3d25632868f6ab46a256aa341713	500
5122 41925	0x6a07b20232705e9caac678a5462e956abfbb3c35	500
6083 40964	0xcdf5d0315053e30189db44eb4920dd009034a5fd	500
7460 39587	0x1560825553403bdb6c22a345594e1d67e36c27e4	500
6736 40311	0x1ef47583f1cce8bd1aee979ef947e07e08f88506	500
6537 40510	0xd014f3097c4a95c509eed10f6d29d4e468027cc1	500
5729 41318	0xdc5f094b02f03795a342da297b4d4fed410d7b95	500
4993 42054	0x0cadaa800b39aa92705bb1f61b283def41b7b9b7	500
4138 42909	0xc6ac24ba608a1c0bfc8a84ab3cdc1de26eb9797d	500
4114 42933	0x189551e3975b195690132fe1499ee2107c371dcd	500
5027 42020	0x58e7b6bbd2290ef95d121b1744406a3b167f3e82	500
5580 41467	0x925a2a86b400b7011e82de3a52404b9f83022c93	500
7143 39904	0xe77884cddf148dd5f0e9191b33d8dbaddb16dfb5	500
6031 41016	0xa36a09415e8da9373c7117e5b4e3bc15b803459c	500
4789 42258	0x839a55f1901778cf56f0c6e186947c8b700612c4	500
4733 42314	0xbc617273fdda254a9d415c7493305a9ff2b2acbe	500
6228 40819	0x2c34ce7f14eaee08bc8dadde934115684ca65679	500
5516 41531	0x3ad4cee90d0eb10769af8f3d8a58f9df39af45db	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.83% on your WSTETH

Earn 5.50% on your DAI

Earn 4.48% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About