Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4504 42530	0x321bb0bb48b65989525053c3ffc66324047d5387	500
5909 41125	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
6742 40292	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
6773 40261	0x9a06e4b45882cf2b1f72934a1f44fb8e60347b56	500
6595 40439	0xc8dd8ee5c55df7f5716c644afa264afbf47c419a	500
6908 40126	0x0bf3cdaffafad2498df897c5bb52d4855ceba18e	500
4281 42753	0x5c5a4ae893c4232a050b01a84e193e107dd80ca2	500
7341 39693	0x775d6d5bbecbfcc5d576912aac7c18a0bed104a5	500
5116 41918	0x3991adbdf461d6817734555efdc8ef056fefbf21	500
5937 41097	0xdd8e731f6f3a9afdefe74af3394494b8016d3e3e	500
6091 40943	0x589c716e1de79b20bfb79164acc61918f42a4221	500
4516 42518	0x739746ad0f5172708248b67025d5ba938be602b8	500
5324 41710	0x710f435db686b3527e455d3e60a8e939628a99e1	500
4111 42923	0x5c7fa5853bf95dcfc8a2694b55f8e0270358534e	500
4711 42323	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
7424 39610	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6859 40175	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5671 41363	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
5468 41566	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
7167 39867	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
4416 42618	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
5169 41865	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
4824 42210	0x773b522680761199384d2cba1d2593127235b884	500
4277 42757	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
4972 42062	0xce9456a353f47e3179281ef216e524437235c7d5	500
4722 42312	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
6486 40548	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
4827 42207	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
7094 39940	0x80d557c59057fd5033c93c001ac4c17257dbd921	500
5190 41844	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500
7321 39713	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
6718 40316	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
4546 42488	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
5635 41399	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
5464 41570	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
4974 42060	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
7369 39665	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7422 39612	0x9c582560742a99ac2a81e085cce006101d1575fe	500
6491 40543	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
4423 42611	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
How do I move up the leaderboard?
6135 40899	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
7373 39661	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
6861 40173	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7470 39564	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
5336 41698	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
4468 42566	0x764c4062b10a7e27408267900072da70feaaa729	500
4981 42053	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
5408 41626	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
5388 41646	0x5a411f084faa3259924a4764ff9b090c5780a159	500
7013 40021	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
6956 40078	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
6569 40465	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
5821 41213	0x5416d969c863464132abf9817fd4be6452b7de7f	500
5772 41262	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
7280 39754	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
5776 41258	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
7147 39887	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
4640 42394	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
6629 40405	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
4375 42659	0xa9167f09b444638268bde50de3d142a24342e74c	500
5873 41161	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
5886 41148	0x7550d1a3472d93ffe18374590210efa38386aeec	500
7146 39888	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
4166 42868	0xf2327b04521589f505c7074c163805843a4bd6cd	500
6916 40118	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
5109 41925	0x01a45f7fbf7453092e49b6db137568f9cfab8ead	500
5610 41424	0x4e1e47a1cfe4695eeadf12549907247ff4b7cc85	500
6748 40286	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
6529 40505	0xd022e2d1ad363dd8cc09b61763eadfb6db09f178	500
4991 42043	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
5125 41909	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
5652 41382	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
6390 40644	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
5801 41233	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
4346 42688	0xa2489d15e95260897d87f4414259f90566dcef4a	500
5339 41695	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
6475 40559	0x9504f364982930443406b9ab86a502dd1d2f4c8d	500
7160 39874	0x7351d784e1470af4983c3cd680d795e3be815dc5	500
4560 42474	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
7038 39996	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
How do I move up the leaderboard?
5959 41075	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
5513 41521	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
5266 41768	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
6415 40619	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
7382 39652	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
7193 39841	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
7383 39651	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
6539 40495	0xb21b8812bb6081475d332dbfdbc9412437f709b2	500
6428 40606	0xff448dce2e36d5ecc4a1f4807157f0bfa6cfa156	500
5155 41879	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
7318 39716	0x560f6d733bea6878a730651d291afe93f7da03f3	500
4877 42157	0xd74803d8b40c6b19f7c0dbc503e4a1c21814d6d0	500
5254 41780	0xdc53b1ebe00e8ef150571ff700ff91e7bd633c5d	500
5095 41939	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
5988 41046	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
5899 41135	0x2afeb11505bbe8d9480eadd21a3ffaf9ff638ab0	500
5617 41417	0xf7530d5df6c91809a72f733de8cfbbf08720f6e2	500
6766 40268	0xc5a2d4ffbb95570602616a7acaa4904c88a3be33	500
5119 41915	0xf5323781c4a797ea3d586aa63755c5f0d9d63fae	500
6560 40474	0x0025e539658460e6485d51bfe126a3bf9b229da9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About