Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5020 42031	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
4459 42592	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
6973 40078	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
7307 39744	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
6004 41047	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4136 42915	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
7164 39887	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
5907 41144	0x5127bc7594839253bd204246b17a5a6ef60da540	500
6526 40525	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5604 41447	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
7104 39947	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
5654 41397	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5434 41617	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
5529 41522	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
4222 42829	0x300445f432813e7f86810f9558d917cdf027aee4	500
5967 41084	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
6812 40239	0x899e6fdb489478b956d44801da82a1119615d778	500
5843 41208	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
7088 39963	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
4526 42525	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6206 40845	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
4201 42850	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
4130 42921	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
6769 40282	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
5750 41301	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
5430 41621	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
4724 42327	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
4172 42879	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4753 42298	0x802abde84e6e8370e497b882d5461dd037b8249b	500
4225 42826	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
5783 41268	0xf943430b5013f35e79b7756aacdb520b30da5057	500
6668 40383	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6263 40788	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
7030 40021	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5795 41256	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
5480 41571	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7372 39679	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4547 42504	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
5132 41919	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
4980 42071	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
How do I move up the leaderboard?
4683 42368	0x346c48ff889501a968f1ab5256480baba010bbb5	500
5455 41596	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
4945 42106	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6000 41051	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
4424 42627	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6017 41034	0x3f591610c34ebe3c26b0ff25d683773383361541	500
7213 39838	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6472 40579	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
4932 42119	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
5305 41746	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
5349 41702	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4709 42342	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
5583 41468	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
7210 39841	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
5129 41922	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
5903 41148	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4108 42943	0xf9c8b051234f8b43306d099044451c02857719eb	500
5641 41410	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
6155 40896	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
6597 40454	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
6525 40526	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
6818 40233	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
7384 39667	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
4184 42867	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
5119 41932	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7314 39737	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
4736 42315	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
6795 40256	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
6149 40902	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
5545 41506	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5894 41157	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
4458 42593	0x834bcb7abb0e074a75481e6c78544a385726a151	500
5949 41102	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
5363 41688	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
4448 42603	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
6237 40814	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
4505 42546	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
5904 41147	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
6964 40087	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
5853 41198	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
How do I move up the leaderboard?
6536 40515	0x3483a0282281768e2883c443989194259cba7eaf	500
7375 39676	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
4366 42685	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
4133 42918	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
5890 41161	0x52f194472efda57ca25038cffa66a70c92b43a59	500
6851 40200	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
5441 41610	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
6960 40091	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
6671 40380	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
5249 41802	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
7058 39993	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
6638 40413	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
5807 41244	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
6949 40102	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
4275 42776	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
5805 41246	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4924 42127	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
4118 42933	0x280a57e122574f3021b1f11344d502306ceba71d	500
6007 41044	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
6540 40511	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.34% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About