Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
7324 39710	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
5272 41762	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
6164 40870	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
5750 41284	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
5799 41235	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4488 42546	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
4109 42925	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4531 42503	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
7020 40014	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
7386 39648	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
6088 40946	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
7095 39939	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
6878 40156	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
5696 41338	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
4859 42175	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
4353 42681	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4455 42579	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
6256 40778	0xe160b3790ea2711b261186881f92df15e0453a1c	500
6817 40217	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5885 41149	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
5084 41950	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
5233 41801	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
4555 42479	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
5352 41682	0x746098f891d52fa00e49942c244a18bb15d574de	500
4340 42694	0x6845400c874037bec2a4b012b794aae480872cc1	500
7211 39823	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4241 42793	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
6482 40552	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
6004 41030	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
6054 40980	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
6735 40299	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
4885 42149	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
7088 39946	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
4763 42271	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
5329 41705	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
5420 41614	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
4316 42718	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
7204 39830	0x19dfdc194bb5cf599af78b1967dbb3783c590720	500
6273 40761	0x1babd792a2146ba2ff48cffd68de771826f0ed63	500
5862 41172	0x768651e0f90e3d25632868f6ab46a256aa341713	500
How do I move up the leaderboard?
6897 40137	0x6a07b20232705e9caac678a5462e956abfbb3c35	500
5785 41249	0xcdf5d0315053e30189db44eb4920dd009034a5fd	500
7471 39563	0x1560825553403bdb6c22a345594e1d67e36c27e4	500
5601 41433	0x1ef47583f1cce8bd1aee979ef947e07e08f88506	500
5440 41594	0xd014f3097c4a95c509eed10f6d29d4e468027cc1	500
7322 39712	0xdc5f094b02f03795a342da297b4d4fed410d7b95	500
6808 40226	0x0cadaa800b39aa92705bb1f61b283def41b7b9b7	500
5210 41824	0xc6ac24ba608a1c0bfc8a84ab3cdc1de26eb9797d	500
6144 40890	0x189551e3975b195690132fe1499ee2107c371dcd	500
6835 40199	0x58e7b6bbd2290ef95d121b1744406a3b167f3e82	500
4852 42182	0x925a2a86b400b7011e82de3a52404b9f83022c93	500
4443 42591	0xe77884cddf148dd5f0e9191b33d8dbaddb16dfb5	500
5735 41299	0xa36a09415e8da9373c7117e5b4e3bc15b803459c	500
6664 40370	0x839a55f1901778cf56f0c6e186947c8b700612c4	500
6630 40404	0xbc617273fdda254a9d415c7493305a9ff2b2acbe	500
5920 41114	0x2c34ce7f14eaee08bc8dadde934115684ca65679	500
4872 42162	0x3ad4cee90d0eb10769af8f3d8a58f9df39af45db	500
4881 42153	0x913d8d83cb8cb46f7e7e606ca6d1191eea856016	500
6662 40372	0xdc986a6ba2c6102556ee37654244a13bb712d4f8	500
6723 40311	0x1837c12cc857059c17e56d914e41ae0d83d1ea35	500
7063 39971	0xfa32e13fcb7a233fe26ae6a66f3166861181d39b	500
5700 41334	0x749fee22929ffb4d9be21fbeef05ed076a94e68f	500
5531 41503	0x6f5774bfe42daae6da846a43864899fb5b74a007	500
5650 41384	0x6365ca7eeac872310727dacebfd5c31fe9ebacea	500
6515 40519	0x01bb72379d08016ccafc04e09d097f86c3c35e12	500
7390 39644	0xe8c42650b8599f47e3289a5ac6a3ddfaebc222e0	500
7243 39791	0x1ab254cd8e9b163aae91a7494a5218eeadb06740	500
5519 41515	0xe62476c1c71fc06e1d466fed950c17876193f4cc	500
5888 41146	0x4eb64d4958fbab93275fc1739f207e822f55aefb	500
5795 41239	0xf1f1a03d7ecce650d30951b5166c39e75d4d0d2e	500
5981 41053	0x20be04f0761a784be304f7dbd97fc527401e7b4e	500
7092 39942	0xc5cdcd2cc6b2cdeb2073ec7cd0297efeed545e89	500
4896 42138	0x7afdd1ba1145e583fba788cc21da686e736a311c	500
5303 41731	0x84d797cc9bbb8251b2784327ecfc4a3c9cae8970	500
5757 41277	0xf74913efcaef4d396ec36051b4c5f773b8825a24	500
4097 42937	0x4fe73567b3ee802dcd4efbea3d92011cef0290b9	500
4689 42345	0xdd04eab7db82ac64446cccf79c6fba7607942df2	500
5872 41162	0x097483939efe759f8799c55094f6bd1417559026	500
5703 41331	0x12cfb1db767fea232fe925c557bed1a80e027be9	500
5732 41302	0x7245a2a3aabf1cc070f1f48a3119cd5623038bcf	500
How do I move up the leaderboard?
4584 42450	0x0bf4be0732dd408ef2be4346db59b61d0557a4ee	500
6048 40986	0x3d7c5489e75ba249fd8facfc8c9b8285078a7312	500
4847 42187	0x009ec7d76febecabd5c73cb13f6d0fb83e45d450	500
5579 41455	0x1c4e85f588b4507cfccda74740b0e2b2a24c3c16	500
4229 42805	0x5b56df91f22e913911a7e33832cd6ac129d3b127	500
6076 40958	0xaf77a03c15da528befb8330488b0022b013ca85c	500
6403 40631	0x5ae344a53e47103c21127ae4386b94f5172b23aa	500
6768 40266	0xbef21435972183f93b194b2deb6740eb66359889	500
7080 39954	0x9f0b937a39b73bec57be5c41d816bb2a3ce7dac2	500
5068 41966	0xcf6046fceee250ce41dbe61618af26d7a39b6169	500
4413 42621	0x1cd14801537a3d1550b7e30a9ed59bf68d8cbc84	500
5965 41069	0x11bec2c68ee41c37795595765628cc94719ebcfb	500
4787 42247	0x027011c0fd7e86ab7fcab831b204fddfb6af2ed7	500
5577 41457	0x6e63bb3d5705a1ef867bd08a0afda35d71f95b86	500
6349 40685	0x1da4c647f96bd0efeb0ff1947cd596a8259882f3	500
7473 39561	0xbde27dee52ed403a7ca91b43f2161a4aec0231cd	500
7179 39855	0x87ef716d0a06eec40d07a18edf6556d56a5e30c6	500
6860 40174	0xc401f19fb22625b0b74f83526fb1bee830100431	500
5219 41815	0x09fc8cd1d422e77cef172ef85cda1953915a8b74	500
6647 40387	0x1b57434ccad8ef527f951dde8bc60d9498e3a6bb	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.05% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About