Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6032 41004	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
6475 40561	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4469 42567	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
5800 41236	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4232 42804	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
4582 42454	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7119 39917	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
4693 42343	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
4766 42270	0xc94cc876a826bc75355569e696cb2304f3434709	500
4148 42888	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6053 40983	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4954 42082	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6076 40960	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4578 42458	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5495 41541	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4462 42574	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4862 42174	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5761 41275	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6193 40843	0x801700661d66bbc401aa435547b3a5d690016381	500
6535 40501	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5784 41252	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6255 40781	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4754 42282	0x755380324942019f1db6e114b9c4650f2b01a170	500
6237 40799	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
6745 40291	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
7371 39665	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
6873 40163	0x3082c52891683a70ac39910badd719b04f616cc1	500
5561 41475	0xe019a28cbb6bedffbcbc137187b80bb5a551d1a7	500
4631 42405	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
4318 42718	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
4841 42195	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
6192 40844	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
4233 42803	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
6366 40670	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
6393 40643	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
4206 42830	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
4759 42277	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
5331 41705	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
5422 41614	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
6137 40899	0xb1ee8ddfcfaa0b9e028e1d005e59c89957870c10	500
How do I move up the leaderboard?
7375 39661	0xd21db99310d2dc9aa1dbadd34e3bcbf0d3d0c51f	500
6863 40173	0x0ed24e51a0a342150fb3ac6bbe1ae50ca986bba7	500
7472 39564	0x6f32ce39558df80cb5eb88e64008cae34a9d0c4e	500
5338 41698	0x525316975c1bdcdfa0af377dba75993fe24a1ccd	500
4470 42566	0x764c4062b10a7e27408267900072da70feaaa729	500
4983 42053	0x097a3a6ce1d77a11bda1ac40c08fdf9f6202103f	500
5410 41626	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
5390 41646	0x5a411f084faa3259924a4764ff9b090c5780a159	500
7015 40021	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
6958 40078	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
6571 40465	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
5823 41213	0x5416d969c863464132abf9817fd4be6452b7de7f	500
5774 41262	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
7282 39754	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
5778 41258	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
7149 39887	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
4642 42394	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
6631 40405	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
4377 42659	0xa9167f09b444638268bde50de3d142a24342e74c	500
5875 41161	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
5888 41148	0x7550d1a3472d93ffe18374590210efa38386aeec	500
7148 39888	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
4168 42868	0xf2327b04521589f505c7074c163805843a4bd6cd	500
6918 40118	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
5111 41925	0x01a45f7fbf7453092e49b6db137568f9cfab8ead	500
5612 41424	0x4e1e47a1cfe4695eeadf12549907247ff4b7cc85	500
6750 40286	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
6531 40505	0xd022e2d1ad363dd8cc09b61763eadfb6db09f178	500
4993 42043	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
5127 41909	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
5654 41382	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
6392 40644	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
5803 41233	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
4348 42688	0xa2489d15e95260897d87f4414259f90566dcef4a	500
5341 41695	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
6477 40559	0x9504f364982930443406b9ab86a502dd1d2f4c8d	500
7162 39874	0x7351d784e1470af4983c3cd680d795e3be815dc5	500
4562 42474	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
7040 39996	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
5961 41075	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
How do I move up the leaderboard?
5515 41521	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
5268 41768	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
6417 40619	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
7384 39652	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
7004 40032	0x44cf78e365a3cffed54b7f2d702c2c6239276fa3	500
7424 39612	0x9c582560742a99ac2a81e085cce006101d1575fe	500
6493 40543	0xc79a1415847ed193b64d400c94a220bfb33d0e73	500
4425 42611	0x6b76f013ea67f2fbbdc5956769745ce0e8fc39e4	500
4380 42656	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
6913 40123	0xc66d24cb1b5d7ba5e86841938dafcc94f548b7e3	500
5884 41152	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
6530 40506	0x4e1043e3aef3d528657095dc2530244835979d7e	500
7270 39766	0x63ef7c2b53546db7a79dac8f9dbb929883e23ee5	500
6734 40302	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
5225 41811	0x8e30f8ae58d215da6f7125d46da4cc17c52db4cd	500
4573 42463	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
6634 40402	0x288012c6b30ec8883f5d34d6ed65371022729763	500
4794 42242	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
4889 42147	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
6453 40583	0x33235db0d76c26e6238eeb2cfd8b127a94202e5c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.07% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.99% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About