Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5333 41703	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
5828 41208	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
4550 42486	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
5974 41062	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
4108 42928	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
4972 42064	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
7128 39908	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
7401 39635	0x548e890c6653605b8223f015366263ecfba75b1b	500
5681 41355	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
6748 40288	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
4777 42259	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
5374 41662	0x460c501889128d3e0fbc205834fab4a271494886	500
4313 42723	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
4935 42101	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
6703 40333	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
5570 41466	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
5907 41129	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
5758 41278	0xd7ecbf39d783899385acdc58c1db1e2b24dc6dc5	500
4529 42507	0xd7ef4213ac470d243a61aacac2c1de08dd4c9903	500
6965 40071	0x72377f6814ef22c272c9f56736930e5604566991	500
6114 40922	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
6124 40912	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500
6165 40871	0x291b69372d504418eee672f2839ec9b8f0e1595d	500
6214 40822	0x9ef9124e711f583ef2917d4cae1d50cd926bb3ce	500
4579 42457	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
4487 42549	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
7331 39705	0x0f8b170477b8eeff5fefda5abc14494afdc81db6	500
6798 40238	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
7217 39819	0xc5f670cc55ed46815118428261025919cb4e1a63	500
5690 41346	0x379954f4c543cd579750571559390919b6e9718c	500
5113 41923	0x47d74458a1180cd92b533d950bb6fac353a309da	500
7069 39967	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
4639 42397	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
5519 41517	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
6705 40331	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
6482 40554	0x78a84d9fd936d9cafd21846f810b0874291b70ae	500
4458 42578	0xe3ec5d8a3da6b26fc93b7e34c03b5e7f0db7a775	500
6013 41023	0x751208958023f1d5255e146b509fc8c074e50f14	500
6943 40093	0x5984195b2f6ef3a6eb503c7706cb7ae954b50f88	500
4742 42294	0xd40d51857ac0c4ed1ade039d9902eb7faea2c4c7	500
How do I move up the leaderboard?
6603 40433	0xd5bf1f96ad5f340bbf5ad9d1d0802b213583f0a8	500
6854 40182	0x63a4f8112c5dd3712f440d2b6948e751ba90bcbc	500
6993 40043	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
6616 40420	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
6869 40167	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
4403 42633	0xf62773237e1d1325221c93a973200bdc75b06276	500
5104 41932	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
4471 42565	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
6028 41008	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
5501 41535	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
4637 42399	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
4907 42129	0x41353939b58186660b4f52c15d5336873fdcabbb	500
5821 41215	0xd313184c1335829ec75cc44a104d692d418ef004	500
5027 42009	0x617459b083246784ba647eea5616e89e5f307218	500
5660 41376	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
6886 40150	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
4194 42842	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
6959 40077	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
7397 39639	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
4408 42628	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
4354 42682	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
5686 41350	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
5902 41134	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
5214 41822	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
5634 41402	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
5728 41308	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
4546 42490	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
5026 42010	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
7437 39599	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
7461 39575	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
5028 42008	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
7431 39605	0x1e9b50040e373b387d596b366132be53fe3fc667	500
6882 40154	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
4574 42462	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
7410 39626	0x032c0cb2c8465f12d36d1f2ea489c6d6162092a0	500
5110 41926	0x17cb8e52c2ac32aad94b72758ebf8e84f0d94f8c	500
6542 40494	0x33d221877d161b0b46c248c697fc831d55bbb0cc	500
5160 41876	0x5f542a2322fc996f9176262e415a2504382c2cca	500
5879 41157	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
4141 42895	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
How do I move up the leaderboard?
5877 41159	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
4858 42178	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
7074 39962	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
5838 41198	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
4094 42942	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
5414 41622	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
5247 41789	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
6361 40675	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
7183 39853	0x1660a375825071b01133db5ef7c65ee68b26894b	500
5450 41586	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
5205 41831	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6115 40921	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
4182 42854	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
4226 42810	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
7122 39914	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5058 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5953 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5308 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4325 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5502 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.07% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.02% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About