Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6726 40308	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
5232 41802	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
4642 42392	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
5672 41362	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
4654 42380	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
5748 41286	0x020715113003744cca02102c3d2b280c3ed02983	500
4271 42763	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6695 40339	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5736 41298	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
6605 40429	0xabf14af130ca3d240115efb25bf7322dda48e523	500
5462 41572	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
5257 41777	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4122 42912	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4514 42520	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
4422 42612	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5651 41383	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4501 42533	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
6671 40363	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
4379 42655	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
4977 42057	0x4129c6a4401a78a642084082294262dc40d51b1f	500
4957 42077	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5291 41743	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
4283 42751	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
7034 40000	0x5570859d29563c6a76151034580848171f64ff9f	500
5779 41255	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
6450 40584	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
4967 42067	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5285 41749	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
6642 40392	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6845 40189	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
4556 42478	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
6207 40827	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
6602 40432	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
5145 41889	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4604 42430	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
4262 42772	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
6833 40201	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
5229 41805	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
4388 42646	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7004 40030	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
How do I move up the leaderboard?
7134 39900	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
4302 42732	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
4334 42700	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
5075 41959	0xf7de1eede3f7b46edb6f851e0227127482446359	500
6891 40143	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
5259 41775	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
7326 39708	0x6c84dd3486e1030897992206f956b0473594ce80	500
4912 42122	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
4630 42404	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
4610 42424	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6324 40710	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
7339 39695	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4407 42627	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
4597 42437	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
6646 40388	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
5305 41729	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
4321 42713	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
5547 41487	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7389 39645	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4773 42261	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6828 40206	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6857 40177	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5046 41988	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4170 42864	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
6697 40337	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5685 41349	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6109 40925	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5858 41176	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4259 42775	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
6185 40849	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
6700 40334	0x7324340f3286f8ad35876b251cf403641dbcb153	500
6084 40950	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
5400 41634	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
5363 41671	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
7135 39899	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
5834 41200	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
4127 42907	0xa218a8346454c982912cf6d14c714663c2d510d8	500
4507 42527	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
5073 41961	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
4462 42572	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
How do I move up the leaderboard?
7252 39782	0x1801d57c645626fa38c0c21934273296ba7f5573	500
6850 40184	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
4383 42651	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
4890 42144	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
6752 40282	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
4656 42378	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
5057 41977	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
5341 41693	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
4420 42614	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
5514 41520	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
6022 41012	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
6270 40764	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
6917 40117	0xa14a0111eaecfede37c2048213291c8b116b4311	500
7091 39943	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
5177 41857	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
5881 41153	0x2d54140410e4a29659350542f07a8f80e9e36775	500
7308 39726	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
5661 41373	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
5618 41416	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
4772 42262	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About