Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7226 39818	0x77265be7cfb120deab6e94f6d0db69bd0d79dd4f	500
6947 40097	0x311da6d80cc8994193168ba51b074649606cf6d2	500
4627 42417	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
6659 40385	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
6043 41001	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
5225 41819	0xbc84db47640f31526d227196ef340ec7923411ab	500
6528 40516	0x1da32f3ac9377a0d228277307468f1c12d023607	500
6661 40383	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
6878 40166	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500
4907 42137	0x7f99580e485a8f860c8223a74cfa540749a49c0e	500
5937 41107	0xcc8776b6668970e2a0d23a5c2bbe6f0ba7ecbbe8	500
4281 42763	0xb957dbb9727550694e9ea1a1af61592b59fde978	500
4719 42325	0xa408a1e70a1aa0f2d20c51785c3153c1d4ae7b6c	500
5408 41636	0x7c411cdecae8ed9064e59053eb4bb3ab94b389a5	500
6791 40253	0x5c0d6eed0b5a8817aa8407904ca3952a344731f0	500
7431 39613	0x44b2e5b84eac1e8d23f1324b6b824cd7e2178db6	500
5333 41711	0x2330151c4f341dfc94be4144a8db1187d1558554	500
7105 39939	0xee8ecf29b0baf9370e62c94e7587d8a160cfd4c5	500
4735 42309	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
5946 41098	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
5580 41464	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
6007 41037	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
5729 41315	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
6171 40873	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
4135 42909	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
6032 41012	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
6084 40960	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
7090 39954	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
4985 42059	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
7045 39999	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
5286 41758	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
5838 41206	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
6426 40618	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
5388 41656	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
5090 41954	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
6893 40151	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
5554 41490	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
7231 39813	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
7126 39918	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
4250 42794	0xe160b3790ea2711b261186881f92df15e0453a1c	500
How do I move up the leaderboard?
5628 41416	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
7272 39772	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
5805 41239	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
7116 39928	0x9652d11c55c7caebbf0f8d92ce74de23fda32ef4	500
5740 41304	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
5313 41731	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
4287 42757	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
4560 42484	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
4647 42397	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
5733 41311	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
6140 40904	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
4552 42492	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
5592 41452	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
6107 40937	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
5841 41203	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
4388 42656	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
4854 42190	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
7030 40014	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6801 40243	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
7393 39651	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
7468 39576	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
4422 42622	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
5137 41907	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
4171 42873	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
7360 39684	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
6166 40878	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
4864 42180	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
6397 40647	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
6929 40115	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
6868 40176	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
6916 40128	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
6030 41014	0x020715113003744cca02102c3d2b280c3ed02983	500
7319 39725	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
4825 42219	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
6018 41026	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
4694 42350	0xabf14af130ca3d240115efb25bf7322dda48e523	500
7472 39572	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
7127 39917	0x2988983d105436843757ce8e45be5b3af3736445	500
5678 41366	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
7081 39963	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
How do I move up the leaderboard?
6285 40759	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4341 42703	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
7062 39982	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
7159 39885	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
6840 40204	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
7076 39968	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
4798 42246	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
7202 39842	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
5116 41928	0x4129c6a4401a78a642084082294262dc40d51b1f	500
5194 41850	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
6836 40208	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
7307 39737	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
5302 41742	0x5570859d29563c6a76151034580848171f64ff9f	500
6063 40981	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4498 42546	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
5167 41877	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
6850 40194	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
4753 42291	0x65acb848e52df70e4a523474358ed1b773c4122d	500
5365 41679	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
6889 40155	0x1fc65b2905493add07359b482b2204b449506b18	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.09% on your WSTETH

Earn 5.50% on your DAI

Earn 4.09% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About