Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
7133 39935	0x59f1b6353efb1f6cbd54d26f121d4bf8debaec34	500
6572 40496	0xee1f3ccf372857bc970e66b49f8950e23820c772	500
6273 40795	0x340dcbd638d756b0e2c5a89336150c3ff0dbd79f	500
4312 42756	0x8d132161603991040348a69a02e9648d103bd1cd	500
7267 39801	0xb5c0f0ff448c4891e04fd88ff77e634e8c9d6e7b	500
7187 39881	0x5f5127974e6fab7128fe6baa3f35fc5d12cc939a	500
4442 42626	0x48b88c6f624b8f763d9a0ded3bd2a775ae4989a2	500
7065 40003	0x124951da096f2e4c5d364b117ebe276f15cc956e	500
6324 40744	0x0cfcf60b1dcd45d709bc03abd11467a9f015aa0f	500
5138 41930	0x102ccc819cbcaf1fd53a6d1210ffee67edc18d0b	500
5400 41668	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
6349 40719	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
5777 41291	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
5654 41414	0xee62b1f0a36fcb2c66847d58324f1e02aee7b696	500
4427 42641	0x6c6a28a431aad0a9c27779f14c7c45d29d6e3b22	500
5918 41150	0x2e7212016ba40a1ee366f3a54c5ad6b4916eae74	500
6926 40142	0x7404becad09351583443720f8f520f689e93359e	500
5149 41919	0x66ab525022c5291c0c3d7a7199a38b827586f30c	500
7317 39751	0x3a8b6a4203d4e49428f963883334043420d24a27	500
6998 40070	0xd1b572f9528b70df1ea79456edc8250125f2d6bb	500
4946 42122	0x4dbb86fe7751ace462e4da248df8db365db6f380	500
5173 41895	0xaf0f557a9a7e84bdd02adbc14962df2789d95d4e	500
5636 41432	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
5677 41391	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
4630 42438	0xd6aa7c9a05c14b9ab4a3c5395156e8b216c53336	500
6614 40454	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
4936 42132	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
4232 42836	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
6611 40457	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
4925 42143	0x1e9b50040e373b387d596b366132be53fe3fc667	500
7136 39932	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
6602 40466	0x8f9a927513ced518fedd2f71b2143853ff94ebfa	500
4978 42090	0xfddb9ea284e486579c010a75b551614525ad014f	500
6571 40497	0xd211a02a0adde56bb7f9700f49d4ba832adc7ddf	500
6128 40940	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
7000 40068	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
6308 40760	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
5862 41206	0x641fb9877b73823f41f0f25de666275e6e846e75	500
6014 41054	0xf2eb271bd3acae7aead18ff0ec90dae756a645e6	500
5872 41196	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
How do I move up the leaderboard?
4771 42297	0x5912fdababdacaef27641cbd1d4f2bddfe5abc3f	500
4384 42684	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
6091 40977	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
6977 40091	0xa9b20704a5627042e6964049f0fdab845126a92f	500
4815 42253	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
5176 41892	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
6464 40604	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
6262 40806	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
7206 39862	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
4749 42319	0x39fffe706fcf1d33bdd54590e0e5e0560af3d1ac	500
4328 42740	0x0098345fa6ab5638a0573f767bf993dcac199e81	500
5635 41433	0xe6474faeb0d244f4afad1b17eb2c47f74e90e1db	500
6336 40732	0x20edc6bb45624e7f0adbe362abb7db5c0be88e2b	500
4719 42349	0x4de785f19145e4647d09ef125d3b8b5b91fb0f3e	500
5699 41369	0x3f6524bbab05fd836710fbbf9adc6268e42abd80	500
5834 41234	0xf12f9896b41d25520539f21217ee675fd9266cff	500
7498 39570	0x3fea91ee988f1ca7a627ba758af6fa7b78c259e3	500
4241 42827	0x1a63128dc55fd71389331ab2147487973ba88b53	500
5746 41322	0x6555e1cc97d3cba6eaddebbcd7ca51d75771e0b8	500
5507 41561	0xbedddaea444c692b98e70b47e9473be25e3e6286	500
5788 41280	0x3477823dc687e24147494b910b367cc85298df8c	500
4694 42374	0xabc55847c8f594360a1c3dbd51249549ed360b18	500
5775 41293	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
5733 41335	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
7263 39805	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
5314 41754	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
6606 40462	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
7041 40027	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
5897 41171	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
6059 41009	0x35a055eb6c274505ce90f9188acde88f373a284e	500
7069 39999	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500
6247 40821	0xfb9cc0c596a37dfdc2aa86918f3cfee94bddc48d	500
5295 41773	0x9059fe4a267be3bb16ee76e1a0aa1f155e261f73	500
5591 41477	0xae343baa00006e17565118d59e294007b156a112	500
5188 41880	0xdc003fd7f23b584dec27c60c8542f34cd2366cda	500
7487 39581	0xb9627ee9f08c8a89d4eb0c658a919d5dd8e522ab	500
5052 42016	0xfd3521ec76b0134f5cd6800409c39599b594b545	500
7146 39922	0x3cff00a0ca7b194a473fa558a50bbbe00612481b	500
6269 40799	0x432af553927e974bff4b5bfea0a9b86a9a88b530	500
4184 42884	0xa6471a83e302d4e746ee336bfc2bb235f49008a1	500
How do I move up the leaderboard?
6038 41030	0x2b2fdbd04dca7b872b564ba61cb25b8b3e3da370	500
5402 41666	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
4163 42905	0x77d660de4711b0ffe711b3ae77c89f9a7e933aff	500
4454 42614	0x992965332cd30b954a73df26b667e520cf3f9cec	500
5831 41237	0x7998dd03fe0d77159df2982b9b279b105cfd87bf	500
4362 42706	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
5184 41884	0x3cf92aca12c331b88fdb3324d2cc6dee6f84bff9	500
6757 40311	0x25981b976cf3d0311943575981e29ac9fd9e8999	500
7430 39638	0xd49df59160c7de8468df8ebf0b15eea1bf870440	500
7491 39577	0xa7f57af0c99b6752e950c676fbc7bd6c1f17d2b3	500
5346 41722	0x852d85c6e64872d684007c173092cffbaa332373	500
5821 41247	0x65d950de3b1fb38591f983b70f2c7a96885da486	500
7122 39946	0x1519dab592cf9ddeb544e0baca358a8cc275d209	500
6388 40680	0x096450368823b2d6badda65b79d9f696b715cdda	500
4424 42644	0xb501513c328941cf55f2da8909fb9e7f7e346e15	500
5443 41625	0xc4bdfab85f87dacd6da0cb62c69900695df02bd2	500
7459 39609	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
5665 41403	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
6589 40479	0x238926025e84475e3182774df480021470f8f978	500
6659 40409	0x32a1bb902996aa91c66f445ebc6698e08fe5a2b1	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.85% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About