Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
5507 41560	0xbedddaea444c692b98e70b47e9473be25e3e6286	500
7259 39808	0x497b9725855bdd5f0ecdc59f88db352646c75e08	500
5990 41077	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
5127 41940	0xc913065b539208507ecea3da3898f97fe10bcb28	500
5704 41363	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
6867 40200	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
5746 41321	0x6555e1cc97d3cba6eaddebbcd7ca51d75771e0b8	500
4242 42825	0x1a63128dc55fd71389331ab2147487973ba88b53	500
7498 39569	0x3fea91ee988f1ca7a627ba758af6fa7b78c259e3	500
5834 41233	0xf12f9896b41d25520539f21217ee675fd9266cff	500
5699 41368	0x3f6524bbab05fd836710fbbf9adc6268e42abd80	500
5529 41538	0x4c258962cf06d47f05ea2d6d9314b1b109ee005c	500
5483 41584	0x7eebf3301dc2cff3902c7a96e339e10bca05e467	500
4378 42689	0xdc945d17f7643cb1079b83107f4da74867385196	500
4720 42347	0x4de785f19145e4647d09ef125d3b8b5b91fb0f3e	500
4662 42405	0x526a32c6e37be5cbe5cbb17b3cf5bfa29437b08c	500
6336 40731	0x20edc6bb45624e7f0adbe362abb7db5c0be88e2b	500
6118 40949	0x7b89cec7b0d77c9140eb28368930f77ffc0c0a3a	500
5650 41417	0xe6474faeb0d244f4afad1b17eb2c47f74e90e1db	500
4911 42156	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
5366 41701	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
4721 42346	0x02360b97bbc9729916b470f699df75ff651bf926	500
4247 42820	0x64763373e21bcc7ca7ac03e74c6dc56bea78a6f1	500
7507 39560	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
6376 40691	0x85154d2fae72a544598a51d3b654e8e43918c861	500
5988 41079	0x815e9e1d43832cecacbe23ad69d1664d9da12d37	500
5987 41080	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
4329 42738	0x0098345fa6ab5638a0573f767bf993dcac199e81	500
4750 42317	0x39fffe706fcf1d33bdd54590e0e5e0560af3d1ac	500
5086 41981	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
5008 42059	0xe32c7b1108e061066f73bcfa09e0755ccee140b7	500
4924 42143	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
7206 39861	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
5971 41096	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
5151 41916	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
5262 41805	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
6791 40276	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
6888 40179	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
6068 40999	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
6262 40805	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
How do I move up the leaderboard?
6464 40603	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
7157 39910	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
5177 41890	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
5042 42025	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
4450 42617	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
7019 40048	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
7333 39734	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
6049 41018	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4159 42908	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
7189 39878	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
5950 41117	0x5127bc7594839253bd204246b17a5a6ef60da540	500
6569 40498	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5649 41418	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
7130 39937	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
4474 42593	0xe23756866b46a6666d3ff9febe3d19c3868f22e1	500
6977 40090	0xa9b20704a5627042e6964049f0fdab845126a92f	500
5701 41366	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5479 41588	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
5584 41483	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
5190 41877	0x300445f432813e7f86810f9558d917cdf027aee4	500
6016 41051	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
4817 42250	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
6858 40209	0x899e6fdb489478b956d44801da82a1119615d778	500
7444 39623	0x4b79b4c323692c7a5fc0d924b28d19c3605dee3f	500
5888 41179	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
7114 39953	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
4517 42550	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6260 40807	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
5330 41737	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
5424 41643	0xe4477963828701784b13359f6e8e76fd16d99350	500
7374 39693	0x25862ebdbef203b544eb042c9a13f5cba7b0d844	500
4214 42853	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
4146 42921	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
5060 42007	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
6814 40253	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
6423 40644	0x9519a57dea8342a5276e3b209790185f331acfc4	500
6258 40809	0xc1d7457df57074a9bf025981595c49a90f807923	500
6579 40488	0x9b6c1b045f79e59bc97562cf452a083886e8f8ea	500
5796 41271	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
5501 41566	0xaeeda8d02c23d7f6ea244c5cb17cd6bac42d072f	500
How do I move up the leaderboard?
5474 41593	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
4713 42354	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
4187 42880	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4758 42309	0x802abde84e6e8370e497b882d5461dd037b8249b	500
5193 41874	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
5829 41238	0xf943430b5013f35e79b7756aacdb520b30da5057	500
5876 41191	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
4418 42649	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
4878 42189	0xc093dfcc2cbc4e9488589b7c2245a7f1da043389	500
6710 40357	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6306 40761	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
4390 42677	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
7399 39668	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
4613 42454	0x412123a0621710adb2a672331a10c0b661ab1c3a	500
6933 40134	0x5fbb6393ff97e713771e266b1da84cb0b6441dea	500
5043 42024	0xd25c357a37332521a12c62550bf92754391210fd	500
5839 41228	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
5525 41542	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7397 39670	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4527 42540	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.33% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.20% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About