Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5813 41234	0x282af5a115a84dd00675c554cd1abed219824b6d	500
4895 42152	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
7433 39614	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
4829 42218	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
6899 40148	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6078 40969	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
7265 39782	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
4555 42492	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
4567 42480	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500
5505 41542	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
5452 41595	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
5931 41116	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
7272 39775	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
5240 41807	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
4585 42462	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
6342 40705	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
6831 40216	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
5301 41746	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
6421 40626	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
5003 42044	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
4289 42758	0x68f593572402632c724bc2d2fca05e91541269f3	500
4759 42288	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
6983 40064	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
7180 39867	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
5752 41295	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4336 42711	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
6969 40078	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6947 40100	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
5396 41651	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
5733 41314	0x6c84dd3486e1030897992206f956b0473594ce80	500
6191 40856	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
5879 41168	0xafa7faee464d344e95b00e3d254c74346454b666	500
5340 41707	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
7385 39662	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
6288 40759	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
5115 41932	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
4771 42276	0xf7de1eede3f7b46edb6f851e0227127482446359	500
6128 40919	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
6269 40778	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
7259 39788	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
How do I move up the leaderboard?
7292 39755	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
5448 41599	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
5265 41782	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
4680 42367	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
5632 41415	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
7198 39849	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
6432 40615	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
5025 42022	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
4224 42823	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500
7333 39714	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
6975 40072	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
4473 42574	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4691 42356	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
4195 42852	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
7025 40022	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
4745 42302	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
6400 40647	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
5040 42007	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
7026 40021	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
6744 40303	0x746098f891d52fa00e49942c244a18bb15d574de	500
7253 39794	0x6845400c874037bec2a4b012b794aae480872cc1	500
4755 42292	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6867 40180	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
5567 41480	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
7354 39693	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
4539 42508	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
5169 41878	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
6329 40718	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
6396 40651	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
4500 42547	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
6077 40970	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4881 42166	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
5482 41565	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
5380 41667	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
5835 41212	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
5304 41743	0x5570859d29563c6a76151034580848171f64ff9f	500
5395 41652	0xd4adb891a10b91040fea83147a90eb985be20656	500
4724 42323	0xfad773b0086d3d26c52fd8e0877adea10f6314dc	500
4566 42481	0xea03523a90e5fc7e424ccef2b3e7d1ac3c90cdae	500
6398 40649	0xcc3f6acca041ffbee3b710f9023c290b918b5b74	500
How do I move up the leaderboard?
5769 41278	0x4860589e0440145a7fdbfb262962ded881bd3d37	500
7312 39735	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
4833 42214	0x368434cbd681bcfbefaf0e7230acabecea3cb1cd	500
6379 40668	0x97b3353ac68d5625d66e99d3795b9b00d16114c5	500
6801 40246	0x0ef25ad333a465910a0c469627523903a28e320a	500
6853 40194	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
5196 41851	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
4374 42673	0x61e01cd91fe29acb06f1056f7e4a99b64b0263fd	500
6457 40590	0xe1e92c34b4a26e95da314d818b5d904efb3961bd	500
5118 41929	0x4129c6a4401a78a642084082294262dc40d51b1f	500
7207 39840	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
7485 39562	0x3a068b1920bb5ff6ca38dc6668acfb80738bd8be	500
6159 40888	0x2e9dce29cc89f37ff233e9182d2193552dda1642	500
4800 42247	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
7081 39966	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
6857 40190	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
6572 40475	0xeb4add5bc5ce41e055beca74aa70ac81fc59ea24	500
5049 41998	0x17c77e522b1ee625a4c8b2117a2a16bdbfb2ccfc	500
7164 39883	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
6413 40634	0x9866a4cbb3421fff83f18a046af9d49678d4db59	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.73% on your WSTETH

Earn 5.50% on your DAI

Earn 4.48% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.23% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About