Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.07x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6595 40436	0x76680402ea3c2e86ab22e8d84f8b219f702855a2	500
6533 40498	0x25a6bca14383d247fa3e4bb9d6a3009f3721bff8	500
6236 40795	0xd3d4d48057a21c3f097011140052f96778bc4617	500
7219 39812	0x5d8f4378e80f4172405905388f7a6412dd805996	500
5853 41178	0xdb81bbe3c04c60f1e6af5873316774f632e7d509	500
4653 42378	0xf7d44d5a28d5af27a7f9c8fc6efe0129e554d7c4	500
4353 42678	0x77265be7cfb120deab6e94f6d0db69bd0d79dd4f	500
4621 42410	0x311da6d80cc8994193168ba51b074649606cf6d2	500
4112 42919	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
5379 41652	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
5756 41275	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
6971 40060	0xbc84db47640f31526d227196ef340ec7923411ab	500
5494 41537	0x1da32f3ac9377a0d228277307468f1c12d023607	500
5566 41465	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
5677 41354	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500
6751 40280	0x7f99580e485a8f860c8223a74cfa540749a49c0e	500
7414 39617	0xcc8776b6668970e2a0d23a5c2bbe6f0ba7ecbbe8	500
6276 40755	0xb957dbb9727550694e9ea1a1af61592b59fde978	500
5090 41941	0xa408a1e70a1aa0f2d20c51785c3153c1d4ae7b6c	500
7101 39930	0x7c411cdecae8ed9064e59053eb4bb3ab94b389a5	500
5315 41716	0x5c0d6eed0b5a8817aa8407904ca3952a344731f0	500
7463 39568	0x44b2e5b84eac1e8d23f1324b6b824cd7e2178db6	500
7055 39976	0x2330151c4f341dfc94be4144a8db1187d1558554	500
4471 42560	0xee8ecf29b0baf9370e62c94e7587d8a160cfd4c5	500
5084 41947	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
4689 42342	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
7217 39814	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
5721 41310	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
7320 39711	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
5268 41763	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
6160 40871	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
5746 41285	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
5795 41236	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4484 42547	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
4105 42926	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4527 42504	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
7016 40015	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
7382 39649	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
6084 40947	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
7091 39940	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
How do I move up the leaderboard?
6874 40157	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
5692 41339	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
4855 42176	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
4349 42682	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4451 42580	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
6841 40190	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
4552 42479	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
6203 40828	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
6598 40433	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
5141 41890	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4600 42431	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
4258 42773	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
6829 40202	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
5225 41806	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
4384 42647	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7000 40031	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7130 39901	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
4298 42733	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
4330 42701	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
5071 41960	0xf7de1eede3f7b46edb6f851e0227127482446359	500
6887 40144	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
5255 41776	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
7322 39709	0x6c84dd3486e1030897992206f956b0473594ce80	500
4908 42123	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
4626 42405	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
4606 42425	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6320 40711	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
7335 39696	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4403 42628	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
4593 42438	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
6642 40389	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
5301 41730	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
4317 42714	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
5543 41488	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7385 39646	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4769 42262	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6824 40207	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6853 40178	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5042 41989	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4166 42865	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
How do I move up the leaderboard?
6693 40338	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5681 41350	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6105 40926	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5854 41177	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4255 42776	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
6181 40850	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
6696 40335	0x7324340f3286f8ad35876b251cf403641dbcb153	500
7074 39957	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
5688 41343	0x1fc65b2905493add07359b482b2204b449506b18	500
6375 40656	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
4693 42338	0x31a47094c6325d357c7331c621d6768ba041916e	500
5286 41745	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
4304 42727	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
5329 41702	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
6821 40210	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
5918 41113	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
4684 42347	0x860001218d2476481629b7c64960bd6edbedd848	500
7097 39934	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
7362 39669	0x4cfee495a68d7998385b19d3996862c234a9799a	500
5937 41094	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.56% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About