Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6378 40689	0x379954f4c543cd579750571559390919b6e9718c	500
6138 40929	0xdda42f12b8b2ccc6717c053a2b772bad24b08cbd	500
6949 40118	0x47d74458a1180cd92b533d950bb6fac353a309da	500
7402 39665	0x15079cbaa74c1df2a602fac88bd5b98b08ffe6a4	500
5755 41312	0x6ecc46a772d41032f43faac6636a78c96efa0ae6	500
6919 40148	0xdd9129dab356ccb6cdea8b2fc2b27a9d14304dd9	500
5986 41081	0x10c386025257bebf61dbd6c311a1ffa24f7ac538	500
4981 42086	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
7423 39644	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
6545 40522	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
5348 41719	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
5848 41219	0xc8764c597c66fcc9259042bedae25ec94667a9cc	500
6479 40588	0x39d95a992eed3eb9cbb98606a8b46693aefb900f	500
5084 41983	0x707acc9693237c9f6f200c3bf7c114803a6fc10f	500
6763 40304	0xdd6ca7d9d4d2a190a5c940f499cb32494a6fd31c	500
5190 41877	0x4db4ec1c1e7019d640cdbb35e1de740f92147977	500
5577 41490	0x78a84d9fd936d9cafd21846f810b0874291b70ae	500
4252 42815	0xe3ec5d8a3da6b26fc93b7e34c03b5e7f0db7a775	500
6051 41016	0x751208958023f1d5255e146b509fc8c074e50f14	500
5398 41669	0xb495f28256e2470276ea837b48b11469a8910832	500
5539 41528	0xaee04babd20760568d0af7af8a8044136e654108	500
6318 40749	0x65662f606ab3d73e09ecbbf9488b434afe21d821	500
4800 42267	0x4b66dccf600e037fdd4e5107f471391e10ff9181	500
4593 42474	0x738671901affbc417fa370cf936e461bb5315bd0	500
6524 40543	0x6830c91eb597e3bcb79a4bf63fecaf7a3d8e2fee	500
5581 41486	0x4945c4f9a72ca6b86518758499005e280834003f	500
7200 39867	0x225d60117d51a81c98fd7e385d517b659b829409	500
4826 42241	0xef2b5478e767ce876453187eedcff134227e4ba6	500
5162 41905	0x1b462d327426f7aedb4f578500dcfed5aea048b3	500
6073 40994	0x698fb8493d5f5fa64ce9fe1c2e2a72c0d7d7ee40	500
5229 41838	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
6512 40555	0xecc953efbd82d7dea4aa0f7bc3329ea615e0cff2	500
4305 42762	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
6281 40786	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
7074 39993	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
4680 42387	0x4413aa63b6bf512e0b8bf516910a07d87cd67d82	500
6881 40186	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
6726 40341	0x9a8df4fbbd848239345eddfb0425f7e5ef35e072	500
6311 40756	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
4139 42928	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
How do I move up the leaderboard?
4212 42855	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
6418 40649	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
4470 42597	0xd684f726c5e70f9c59bf0c7b4d60c2d58cd2afe8	500
7469 39598	0x54f38f4e33e47bd13e7a0f46ed7afad61a40bfc1	500
4399 42668	0x06981efbe070996654482f4f20786e0cef0f8740	500
7114 39953	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
7315 39752	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
5127 41940	0x4208603a1d53d00495de519a8484b30744de0c3f	500
4570 42497	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
6694 40373	0xe0a379f52da7c9dd82d5125d74349517e052c2d3	500
6880 40187	0x1b9fc79703f8d13756f66ed87dcbada2b27b7d52	500
4342 42725	0xdbca847d6fd566ceb71c2a3fc46398358479bb99	500
5721 41346	0xc91f4287386cbe4137adafd214306282e5cc27a1	500
6198 40869	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
6583 40484	0x9d5bc1e20c131a175924e912e20255465337a223	500
4921 42146	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
5475 41592	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4589 42478	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
6091 40976	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5113 41954	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
5523 41544	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
5079 41988	0x58e11792d0637540ab1f430e4659693659ea2734	500
5128 41939	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
6978 40089	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
4130 42937	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
7283 39784	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
7332 39735	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
5580 41487	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
5224 41843	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
7359 39708	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
7024 40043	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
6557 40510	0x0e475cb9899049a4107a889aa5b07365776eac55	500
5139 41928	0xc8c241891f51e62b6a4686e2dddb582880921425	500
6892 40175	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
6671 40396	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
4218 42849	0xdc72d108073026c765be98b6b80a5f10acf74175	500
5436 41631	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
4651 42416	0x077a08b357ad429cd312dd2688631d9ae0748172	500
6685 40382	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
7306 39761	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
How do I move up the leaderboard?
6824 40243	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
5277 41790	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
5633 41434	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
6219 40848	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
5851 41216	0xc2c50a6af7971a2b02e747f18bc07a984183764e	500
5802 41265	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
4541 42526	0xdc0753f6b3cc6034317b73c10413c19958d36ed1	500
6399 40668	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
4899 42168	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
7240 39827	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
7323 39744	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
4939 42128	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
6559 40508	0x3c8319dd83fa18ec1a0df2acf65277a731514d67	500
6732 40335	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
6238 40829	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
4281 42786	0x9d6581ff13da3876edf28661608755142e032a23	500
5952 41115	0xc683915268e712f9960ce59736a32119165cc962	500
4159 42908	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
5238 41829	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
5036 42031	0x4c0b7c237ea8f6d1ee145587b68ef83cea0094a2	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.33% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 111.20% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About