Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6830 40206	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6859 40177	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5048 41988	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4172 42864	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
6699 40337	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5687 41349	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6111 40925	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5860 41176	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4261 42775	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
6187 40849	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
6702 40334	0x7324340f3286f8ad35876b251cf403641dbcb153	500
6086 40950	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
5402 41634	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
5365 41671	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
7137 39899	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
5836 41200	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
4129 42907	0xa218a8346454c982912cf6d14c714663c2d510d8	500
4509 42527	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
5075 41961	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
4464 42572	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
7254 39782	0x1801d57c645626fa38c0c21934273296ba7f5573	500
6852 40184	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
4385 42651	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
4892 42144	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
6754 40282	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
4658 42378	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
5059 41977	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
5343 41693	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
4422 42614	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
5516 41520	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
6024 41012	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
6272 40764	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
6919 40117	0xa14a0111eaecfede37c2048213291c8b116b4311	500
7093 39943	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
5179 41857	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
5883 41153	0x2d54140410e4a29659350542f07a8f80e9e36775	500
7310 39726	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
5663 41373	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
5620 41416	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
4774 42262	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500
How do I move up the leaderboard?
5468 41568	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
4238 42798	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
5088 41948	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
6981 40055	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
4886 42150	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
5185 41851	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
6992 40044	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
7080 39956	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
5694 41342	0x1fc65b2905493add07359b482b2204b449506b18	500
6381 40655	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
4699 42337	0x31a47094c6325d357c7331c621d6768ba041916e	500
5292 41744	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
4310 42726	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
5335 41701	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
6827 40209	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
5924 41112	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
4690 42346	0x860001218d2476481629b7c64960bd6edbedd848	500
7103 39933	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
7368 39668	0x4cfee495a68d7998385b19d3996862c234a9799a	500
5943 41093	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500
6593 40443	0x186c8c852337912f545cd75d34b355c65a1fb408	500
7466 39570	0x254c489383994ce62c012ffa2d9ab858c416d55f	500
5994 41042	0xea921e74083a0c358f1414bf45815667765e1650	500
5592 41444	0x00dabded204a77b69bf8dde9c0ac4f1ca4046ff3	500
6635 40401	0xedbdf45d8bffeb6a40a55bd19f9496081ebbec9a	500
5362 41674	0x93cdb0a93fc36f6a53ed21ecf6305ab80d06beca	500
4882 42154	0x536d7a54d7f8c9e7638613fcd00f10cb7eabc9f2	500
6525 40511	0xeebf0b67cddb82b9ec7f673db3c9aee07846d402	500
4896 42140	0x0d93bc9654df5a50e0e65df55d09ba7b47fb95cd	500
4687 42349	0x8da5658a9527fec22c4ef7ade19c0dfa2b223807	500
7071 39965	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
6262 40774	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
6149 40887	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
6694 40342	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
6775 40261	0x9a06e4b45882cf2b1f72934a1f44fb8e60347b56	500
6597 40439	0xc8dd8ee5c55df7f5716c644afa264afbf47c419a	500
6910 40126	0x0bf3cdaffafad2498df897c5bb52d4855ceba18e	500
4283 42753	0x5c5a4ae893c4232a050b01a84e193e107dd80ca2	500
7343 39693	0x775d6d5bbecbfcc5d576912aac7c18a0bed104a5	500
5118 41918	0x3991adbdf461d6817734555efdc8ef056fefbf21	500
How do I move up the leaderboard?
5939 41097	0xdd8e731f6f3a9afdefe74af3394494b8016d3e3e	500
6093 40943	0x589c716e1de79b20bfb79164acc61918f42a4221	500
4518 42518	0x739746ad0f5172708248b67025d5ba938be602b8	500
5326 41710	0x710f435db686b3527e455d3e60a8e939628a99e1	500
4113 42923	0x5c7fa5853bf95dcfc8a2694b55f8e0270358534e	500
4713 42323	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
7426 39610	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6861 40175	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5673 41363	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
5470 41566	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
6038 40998	0x63e0e8a3a9c59141843cc26e5433507b8a835999	500
4641 42395	0x8c885590c4930c0ae55e6cb0b4bb6e57939329b4	500
5802 41234	0xab019f51da330c298148b7f28daaeb99f2c5b52b	500
6171 40865	0x39b6a9ca016d7b17b21468b82513488581d7befa	500
5714 41322	0x9daba1e10688f5bb70d0ee7faf5690f39bb5cbcd	500
5701 41335	0x7b33e15074d49d642c7a0b0c85ce13d4b5a2b719	500
6528 40508	0x0c4a643388e6c9065ce76e03c7bdf8ac38e7b4bd	500
7096 39940	0x80d557c59057fd5033c93c001ac4c17257dbd921	500
6819 40217	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5887 41149	0x91c7118c1e9191471a2120be4c74825cf58ae483	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.51% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About